TAPHYRA
ActiveThe computed 12-month bankruptcy probability of TAPHYRA is 2.6% (moderate). The 2025 annual accounts show equity of €52k and a net result of €363. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 13270 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.91 against 5.07 in 2024; short-term debt: 20% and cash: 74.1% of total assets), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
48 d late
2024
57 d late
2023
124 d late
2022
43 d late
2021
29 d late
2020
61 d late
2019
74 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 0.7%
2024 · €52k
2018: €-8k
2019: €173
2020: €9k
2021: €31k
2022: €43k
2023: €45k
2024: €52k
2018 → 2025
Total assets
€65k▲ 1.2%
2024 · €64k
2018: €3k
2019: €7k
2020: €13k
2021: €40k
2022: €56k
2023: €52k
2024: €64k
2018 → 2025
Net result
€363▼ 94.4%
2024 · €6k
2018: €17
2019: €7k
2020: €9k
2021: €23k
2022: €12k
2023: €2k
2024: €6k
2018 → 2025
Working capital
€51k▼ 0.7%
2024 · €51k
2018: €-8k
2019: €23
2020: €9k
2021: €31k
2022: €42k
2023: €44k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€43k▲ 38.0%€45k▲ 4.3%€52k▲ 14.4%€52k▲ 0.7%
Operating result€3k-€7k▲ 149%€2k▼ 70.4%€7k▲ 221%€1k▼ 82.5%
Net result€23k-€12k▼ 47.4%€2k▼ 84.5%€6k▲ 251%€363▼ 94.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€1k▲ 132%
Current assets
€64k▲ 0.1%
Equity and liabilities €65k
Equity
€52k▲ 0.7%
Debt
€13k▲ 3.4%
The debt ratio rises from 19.6% to 20.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €7k
Cash flow
€751▼
2024 · €7k
Solvency
80.0%▼
2024 · 80.4%
Current ratio
4.91▼
2024 · 5.07
Quick ratio
4.91▼
2024 · 5.07
Debt / equity
0.25▲
2024 · 0.24
ROE
0.7%▼
2024 · 12.6%
ROA
0.6%▼
2024 · 10.1%
Interest coverage
6.96▼
2024 · 24.07
Debt
€13k▲
2024 · €13k
Debt ≤ 1 year
€13k▲
2024 · €13k
Income taxes
€600
Staff costs
€44k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€65k▲
Fixed assets21/28€559€1k▲
Tangible fixed assets22/27€409€1k▲
Furniture and vehicles24€409€1k▲
Financial fixed assets28€150€150=
Current assets29/58€64k€64k▲
Amounts receivable within one year40/41€10k€16k▲
Trade receivables40€2k€7k▲
Other amounts receivable41€8k€9k▲
Cash at bank and in hand54/58€54k€48k▼
Equity and liabilities
Total equity and liabilities10/49€64k€65k▲
Equity10/15€52k€52k▲
Contributions10/11€18k€18k=
Profit (loss) carried forward14€34k€34k▲
Amounts payable17/49€13k€13k▲
Amounts payable within one year42/48€13k€13k▲
Current portion of amounts payable after more than one year42€37€37=
Trade debts44€3k€601▼
Suppliers440/4€3k€601▼
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€639€945▲
Remuneration and social security454/9€9k€11k▲
Other amounts payable47/48€31€31=
Income statement
Code20242025
Remuneration, social security and pensions62€40k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€182€388▲
Other operating charges640/8€627€590▼
Gross operating margin9900€48k€46k▼
Operating profit (loss)9901€7k€1k▼
Financial charges65/66B€289€227▼
Recurring financial charges65€289€227▼
Profit (loss) for the period before taxes9903€6k€963▼
Income taxes67/77-€600
Profit (loss) for the period9904€6k€363▼
Profit (loss) for the period to be appropriated9905€6k€363▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€34k▲
Profit (loss) brought forward from the previous period14P€27k€34k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 124 days late
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €23k ▲165%
Net result €23k, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 2.88
Current ratio from 1.00 to 2.88; short-term debt falls from €7k to €5k.
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 1.00
Current ratio from 0.28 to 1.00; short-term debt falls from €12k to €7k.
09-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 131 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 135 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordstraat 31000 BrusselGround area
308 m²
Building footprint
253 m²
Volume, LiDAR
5,371 m³
Parcel 21803C0026/00L000, Brussels · tallest building 24.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
TAPHYRA
since 20142.226.147.129
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0026/00L000 | Brussels | 307 m² | 1 · 253 m² | 24.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.226.147.129
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,374 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2014
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476842374