Equity
-€36,624
Debts exceed assets in financial year 2025.
VJB CONSTRUCT
Lifetime
20 annual accounts with figures on one time axispeak €219,064 (2025)
€219,064▲ €230,339
lowest -€64,118 (2012)
€203,689▲ €232,031
peak €23,558 (2009)
-€36,624▲ €203,689
€328,933▼ 39.9%
Board3 names since 2006
3 directors and 2 others
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
Gross margin from -€11,275 to €219,064Back to profit: €203,689Equity from -€240,313 to -€36,624Debts from €547,173 to €328,933Cash from €496 to €121,200
Key points
from the 2025 annual accountsResult
€203,689 €203,689
Back in profit in 2025, after a loss of €28,342 in 2024.
Turnover
≈ €390,000 estimated
The micro format states no turnover.
Debts
€328,933 113% of the balance sheet
After one year 100%Within one year 0%
Of this, €1,330 falls due within a year.
Liquidity
96.18 was 0.70 in 2024
Short-term debts fell from €9,007 to €1,330.
Position in the sector
-12.5%
Lower solvency than 88% of companies in real estate. Sector median 31.0% · 19,830 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,795 companies had the same profile as VJB CONSTRUCT has now. Each dot stands for 10 companies, two years later.
91.4%
were still trading
5.4%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,795 companies, not a prediction for VJB CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 18-01-2006
Director, since 18-01-2006
Director, since 15-09-2009
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0879004793
First establishment
Kerkstraat 8, Lummen
Incorporation
published on 09-02-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VJB CONSTRUCT Lummen | €292,309 | €219,064 | -12.5% | - |
| VASTGOED VOGELS Wellen | €323,059 | €161,942 | 90.4% | - |
| ISSA Antwerp | €282,119 | €210,958 | -93.7% | - |
| DACARLI Ixelles | €273,391 | €183,502 | 44.5% | - |
| FIN LAND Overijse | €307,551 | €165,661 | 81.0% | - |
| LAREBEL-WOLUWE Woluwe-Saint-Pierre | €301,570 | €134,391 | -14.5% | - |
| INV Tongeren-Borgloon | €249,577 | €93,717 | -196.0% | - |
These companies have the same main activity as VJB CONSTRUCT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €250,000 and €323,000, founded between 2005 and 2007.
Official details
Source: KBO- Status
- Active since 30-01-2006Normal situation
- Activity
- Development of residential building projectsNACE 68121and 4 others
- Establishment unit
- 2.151.894.9163560 Lummen, since 24-02-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 08-10-2025
Annual accounts 2025
- €292,309▼ 4.7%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on VJB CONSTRUCT
VJB CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from -€12,500 in 2006 to €219,064 in 2025.
The balance sheet grew most in 2007 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VJB CONSTRUCT
- What is the company number of VJB CONSTRUCT?
- The company number of VJB CONSTRUCT is 0879.004.793. The VAT number is the same number with BE in front: BE 0879.004.793.
- Where is VJB CONSTRUCT based?
- The registered office is at Kerkstraat 8, 3560 Lummen.Company details
- What does VJB CONSTRUCT do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of VJB CONSTRUCT?
- VJB CONSTRUCT is a private limited company (pre-2019) (BVBA).
- When was VJB CONSTRUCT founded?
- VJB CONSTRUCT was founded on 30-01-2006.
- Is VJB CONSTRUCT still active?
- Yes, VJB CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of VJB CONSTRUCT?
- The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €219,064 and 50 comparable companies (NACE 681). It probably lies between €300,000 and €720,000.Financials
- Is VJB CONSTRUCT profitable?
- In financial year 2025, VJB CONSTRUCT made a profit of €203,689.
- Where can I find the annual accounts of VJB CONSTRUCT?
- VJB CONSTRUCT filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VJB CONSTRUCT due?
- VJB CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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