FIN LAND
ActiveFIN LAND has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249k and a net result of €111k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 4.8 against 7.25 in 2024), and 19% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81%
Return on assets
36.2%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
36 d early
2023
4 d early
2022
45 d early
2021
33 d early
2020
1 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€111k▲ 94.3%
2024 · €57k
2019: €51k
2020: €46k
2021: €87k
2022: €49k
2023: €65k
2024: €57k
2019 → 2025
Working capital
€217k▼ 30.4%
2024 · €312k
2019: €82k
2020: €98k
2021: €165k
2022: €169k
2023: €245k
2024: €312k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€189k-€208k▲ 10.0%€273k▲ 31.2%€332k▲ 21.4%€249k▼ 25.0%
Operating result€126k-€65k▼ 48.1%€93k▲ 42.7%€81k▼ 12.7%€149k▲ 83.6%
Net result€87k-€49k▼ 43.5%€65k▲ 32.7%€57k▼ 11.9%€111k▲ 94.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 84% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308k
Fixed assets
€33k▲ 67.6%
Current assets
€275k▼ 24.2%
Equity and liabilities €308k
Equity
€249k▼ 25.0%
Debt
€58k▲ 17.1%
The debt ratio rises from 13.1% to 19.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€165k▲
2024 · €93k
Cash flow
€127k▲
2024 · €69k
Solvency
81.0%▼
2024 · 86.9%
Current ratio
4.80▼
2024 · 7.25
Quick ratio
4.80▼
2024 · 7.25
Debt / equity
0.23▲
2024 · 0.15
ROE
44.7%▲
2024 · 17.2%
ROA
36.2%▲
2024 · 15.0%
Interest coverage
416.95▲
2024 · 255.51
Debt
€58k▲
2024 · €50k
Debt ≤ 1 year
€57k▲
2024 · €50k
Income taxes
€52k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€382k€308k▼
Fixed assets21/28€20k€33k▲
Tangible fixed assets22/27€19k€33k▲
Land and buildings22€15k€13k▼
Plant, machinery and equipment23€1k€416▼
Furniture and vehicles24€4k€20k▲
Other tangible fixed assets26€63-
Financial fixed assets28€74€74=
Current assets29/58€362k€275k▼
Amounts receivable after more than one year29-€122k
Other amounts receivable291-€122k
Amounts receivable within one year40/41€85k€120k▲
Trade receivables40€22k€55k▲
Other amounts receivable41€63k€65k▲
Cash at bank and in hand54/58€277k€32k▼
Deferred charges and accrued income490/1€588€332▼
Equity and liabilities
Total equity and liabilities10/49€382k€308k▼
Equity10/15€332k€249k▼
Contributions10/11€12k€12k=
Reserves13€318k€235k▼
Distributable reserves133€318k€235k▼
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€50k€58k▲
Amounts payable within one year42/48€50k€57k▲
Trade debts44€2k€15k▲
Suppliers440/4€2k€15k▲
Taxes, remuneration and social security45€48k€42k▼
Taxes450/3€48k€42k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€16k▲
Other operating charges640/8€400€387▼
Gross operating margin9900€93k€166k▲
Operating profit (loss)9901€81k€149k▲
Financial income75/76B€2k€15k▲
Recurring financial income75€2k€15k▲
Financial charges65/66B€363€396▲
Recurring financial charges65€363€396▲
Profit (loss) for the period before taxes9903€83k€164k▲
Income taxes67/77€25k€52k▲
Profit (loss) for the period9904€57k€111k▲
Profit (loss) for the period to be appropriated9905€57k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€113k▲
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer from equity791/2-€194k
Transfer to equity691/2€57k€111k▲
To other reserves6921€57k€111k▲
Profit to be distributed694/7-€194k
Return on contributions (dividend)694-€194k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2019net €111k ▲94.3%
Operating result €149k, net result €111k, both a record.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €208k ▲10%
4 profitable years in a row build equity to €208k.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €189k ▲84.3%
3 profitable years in a row build equity to €189k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Weakest financial yearnet €46k ▼9.2%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €100kEq €103k ▲12.4%
2 profitable years in a row build equity to €103k.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schransdreef 1243090 OverijseGround area
1,447 m²
Building footprint
224 m²
Volume, LiDAR
1,418 m³
Parcel 23062N0042/00G008, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIN LAND
since 20122.209.961.985
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0042/00G008 | Flanders | 1,447 m² | 1 · 224 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GALBIGA
BE 0689.956.545
Zandhoven · Eq €249k
IMMO 48 PROJECTS
BE 0604.995.037
Geel · Eq €249k
COLLARIS
BE 0761.438.419
Ieper · Eq €249k
Vallngc-projects
BE 0731.981.695
Sint-Niklaas · Eq €249k
GELOMA
BE 0439.742.372
Oudsbergen · Eq €249k
Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 5,204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2006
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.