VIVOS
ActiveSummary
VIVOS has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €12k. Equity is growing by ~5.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+77
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 10.6 against 5.49 in 2024; short-term debt: 5.5% and cash: 4.2% of total assets), and 6.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
17.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
5 d late
2022
7 d late
2021
11 d early
2020
31 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€66k▲ 23.0%
2024 · €53k
2018: €55k
2019: €67k▲ +20.8% vs 2018highest in 8 years
2020: €20k▼ -69.6% vs 2019lowest in 8 years
2021: €35k▲ +73.5% vs 2020
2022: €48k▲ +36.5% vs 2021
2023: €59k▲ +23.0% vs 2022
2024: €53k▼ -9.6% vs 2023
2025: €66k▲ +23.0% vs 2024
2018 → 2025
Total assets
€70k▲ 19.4%
2024 · €59k
2018: €165khighest in 8 years
2019: €79k▼ -52.2% vs 2018
2020: €30k▼ -61.6% vs 2019lowest in 8 years
2021: €43k▲ +40.7% vs 2020
2022: €52k▲ +20.9% vs 2021
2023: €64k▲ +24.4% vs 2022
2024: €59k▼ -8.8% vs 2023
2025: €70k▲ +19.4% vs 2024
2018 → 2025
Net result
€12k
2024 · €-6k
2018: €11k
2019: €11k▲ +4.8% vs 2018
2020: €-46k▼ -504% vs 2019lowest in 8 years
2021: €15k▲ +132% vs 2020highest in 8 years
2022: €13k▼ -13.8% vs 2021
2023: €11k▼ -14.0% vs 2022
2024: €-6k▼ -151% vs 2023
2025: €12k▲ +317% vs 2024
2018 → 2025
Working capital
€37k▲ 72.3%
2024 · €22k
2018: €41k
2019: €53k▲ +28.3% vs 2018highest in 8 years
2020: €7k▼ -87.1% vs 2019lowest in 8 years
2021: €22k▲ +220% vs 2020
2022: €35k▲ +59.4% vs 2021
2023: €24k▼ -32.5% vs 2022
2024: €22k▼ -8.8% vs 2023
2025: €37k▲ +72.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€48k▲ 36.5%€59k▲ 23.0%€53k▼ 9.6%€66k▲ 23.0%
2021: €35klowest in 5 years
2022: €48k▲ +36.5% vs 2021
2023: €59k▲ +23.0% vs 2022
2024: €53k▼ -9.6% vs 2023
2025: €66k▲ +23.0% vs 2024highest in 5 years
Operating result€15k-€13k▼ 15.3%€11k▼ 11.7%€12k▲ 5.3%€13k▲ 5.7%
2021: €15khighest in 5 years
2022: €13k▼ -15.3% vs 2021
2023: €11k▼ -11.7% vs 2022lowest in 5 years
2024: €12k▲ +5.3% vs 2023
2025: €13k▲ +5.7% vs 2024
Net result€15k-€13k▼ 13.8%€11k▼ 14.0%€-6k€12k
2021: €15khighest in 5 years
2022: €13k▼ -13.8% vs 2021
2023: €11k▼ -14.0% vs 2022
2024: €-6k▼ -151% vs 2023lowest in 5 years
2025: €12k▲ +317% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€29k ▼ 10.2%
Current assets
€41k ▲ 55.6%
Equity and liabilities €70k
Equity
€66k ▲ 23.0%
Debt
€4k ▼ 17.7%
Debt's share of the balance-sheet total falls from 8.9% to 6.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €16k
Cash flow
€16k▲
2024 · €-2k
Current ratio
10.60▲
2024 · 5.49
Debt to equity
0.06▼
2024 · 0.10
ROE
18.7%▲
2024 · -10.6%
ROA
17.6%▲
2024 · -9.7%
Interest coverage
32.72▲
2024 · 0.88
Debt ≤ 1 year
€4k▼
2024 · €5k
Income taxes
€2▼
2024 · €3
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€59k€70k▲
Fixed assets21/28€32k€29k▼
Tangible fixed assets22/27€32k€29k▼
Land and buildings22€32k€29k▼
Current assets29/58€26k€41k▲
Amounts receivable within one year40/41€23k€34k▲
Other amounts receivable41€23k€34k▲
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1€3€4k▲
Equity and liabilities
Total equity and liabilities10/49€59k€70k▲
Equity10/15€53k€66k▲
Contributions10/11€19k€19k=
Reserves13€23k€23k=
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Tax-exempt reserves132€14k€14k=
Profit (loss) carried forward14€12k€24k▲
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€5k€4k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€31€31=
Taxes450/3€31€31=
Other amounts payable47/48€325€325=
Accrued charges and deferred income492/3€387€400▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€17k€17k▲
Operating profit (loss)9901€12k€13k▲
Financial income75/76B€11€8▼
Recurring financial income75€11€8▼
Financial charges65/66B€18k€490▼
Recurring financial charges65€18k€490▼
Profit (loss) for the period before taxes9903€-6k€12k▲
Income taxes67/77€3€2▼
Profit (loss) for the period9904€-6k€12k▲
Profit (loss) for the period to be appropriated9905€-6k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€24k▲
Profit (loss) brought forward from the previous period14P€17k€12k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €200 | €200 | €4k | €4k | €3k | ▼ 9.2% |
| Other operating charges640/8 | €1k | €1k | €1k | €1k | €1k | ▲ 3.0% |
| Gross operating margin9900 | €17k | €14k | €17k | €17k | €17k | ▲ 2.3% |
| Operating profit (loss)9901 | €15k | €13k | €11k | €12k | €13k | ▲ 5.7% |
| Financial income75/76B | €3 | - | €16 | €11 | €8 | ▼ 28.0% |
| Recurring financial income75 | €3 | - | €16 | €11 | €8 | ▼ 28.0% |
| Financial charges65/66B | €201 | €154 | €449 | €18k | €490 | ▼ 97.2% |
| Recurring financial charges65 | €201 | €154 | €449 | €18k | €490 | ▼ 97.2% |
| Profit (loss) for the period before taxes9903 | €15k | €13k | €11k | €-6k | €12k | ▲ 317% |
| Income taxes67/77 | €236 | - | €5 | €3 | €2 | ▼ 44.9% |
| Profit (loss) for the period9904 | €15k | €13k | €11k | €-6k | €12k | ▲ 317% |
| Profit (loss) for the period to be appropriated9905 | €15k | €13k | €11k | €-6k | €12k | ▲ 317% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €43k | €52k | €64k | €59k | €70k | ▲ 19.4% |
| Fixed assets21/28 | €13k | €13k | €36k | €32k | €29k | ▼ 10.2% |
| Tangible fixed assets22/27 | €13k | €13k | €36k | €32k | €29k | ▼ 10.2% |
| Land and buildings22 | €13k | €13k | €36k | €32k | €29k | ▼ 10.2% |
| Current assets29/58 | €29k | €39k | €28k | €26k | €41k | ▲ 55.6% |
| Amounts receivable within one year40/41 | €91 | €22k | €15k | €23k | €34k | ▲ 47.5% |
| Other amounts receivable41 | €91 | €22k | €15k | €23k | €34k | ▲ 47.5% |
| Cash at bank and in hand54/58 | €10k | €7k | €11k | €3k | €3k | ▼ 13.7% |
| Deferred charges and accrued income490/1 | €19k | €9k | €2k | €3 | €4k | ▲ 160,325% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €43k | €52k | €64k | €59k | €70k | ▲ 19.4% |
| Equity10/15 | €35k | €48k | €59k | €53k | €66k | ▲ 23.0% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €23k | €23k | €23k | €23k | €23k | = |
| Non-distributable reserves130/1 | €9k | €9k | €9k | €9k | €9k | = |
| Reserves not available under the articles1311 | €9k | €9k | €9k | €9k | €9k | = |
| Tax-exempt reserves132 | €14k | €14k | €14k | €14k | €14k | = |
| Profit (loss) carried forward14 | €-7k | €6k | €17k | €12k | €24k | ▲ 106% |
| Amounts payable17/49 | €8k | €4k | €5k | €5k | €4k | ▼ 17.7% |
| Amounts payable within one year42/48 | €8k | €4k | €5k | €5k | €4k | ▼ 19.4% |
| Trade debts44 | €7k | €3k | €4k | €4k | €4k | ▼ 20.9% |
| Suppliers440/4 | €7k | €3k | €4k | €4k | €4k | ▼ 20.9% |
| Taxes, remuneration and social security45 | €31 | €31 | €31 | €31 | €31 | = |
| Taxes450/3 | €31 | €31 | €31 | €31 | €31 | = |
| Other amounts payable47/48 | €325 | €325 | €325 | €325 | €325 | = |
| Accrued charges and deferred income492/3 | - | - | €421 | €387 | €400 | ▲ 3.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €13k | €11k | €-6k | €12k | ▲ 317% |
| + Depreciation and write-downs630 | €200 | €200 | €4k | €4k | €3k | ▼ 9.2% |
| Operating cash flow (approximation) | €15k | €13k | €15k | €-2k | €16k | ▲ 861% |
| Investment in fixed assets (approximation) | - | €0 | €-27k | €0 | €0 | - |
| Change in cash | - | €-3k | €4k | €-8k | €-467 | ▲ 94.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 5 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 10.65
Current ratio from 3.91 to 10.65; short-term debt falls from €8k to €4k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.91
Current ratio from 1.68 to 3.91; short-term debt falls from €10k to €8k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
Show earlier events
2019
31-12
Financial
Liquidity quadruplescurrent ratio 5.25
Current ratio from 1.37 to 5.25; short-term debt falls from €110k to €12k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 1981
Ground area
5,953 m²
Building footprint
1,380 m²
Volume, LiDAR
6,956 m³
2 parcels, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
VIVOS
since 19812.019.694.606
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13031C0791/00K000 | Flanders | 4,562 m² | 1 · 1,156 m² | 6.6 m · 2 fl. |
| 13482F1012/00L000 | Flanders | 1,391 m² | 1 · 225 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-09-1981
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.