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IMMOFIN

Active
Public limited companyfounded 198640 yrs activeAmbachtstraat 1, 2360 Oud-Turnhout, BelgiumKBO/BCE: BE 0428.439.991
Summary

IMMOFIN has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of -€172,415. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 36% of 5063 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
#3 company by total assets in Oud-Turnhout, Real estate sector1 site
How big
€7.8mtotal assets 2025
Equity
€1.8m
Loss
-€172,415
Financially healthy?
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Holdings
2
Accounts filed 27 d late0 of 6 deeds read
Why 91- Liquidity: current ratio 0.64, cash €16,442+ Size: total assets €7.8m+ Founded in 1986+ Figures for FY 2025 (filed 27-08-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 34% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 49-1
equity 23.6% of total assets
Liquidity 39-6
short-term debt 27.3% · cash 0.2%
Profitability 38-24
return on assets -2.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,919 companies)
  • Liquidity: current ratio 0.64, cash €16,442 raises the probability
  • Size: total assets €7.8m lowers the probability for this profile
  • Founded in 1986 lowers the probability for this profile
  • Figures for FY 2025 (filed 27-08-2026) lowers the probability
Credit up to €160,000 at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.79 in 2024; short-term debt: 27.3% and cash: 0.2% of total assets), and 76.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 43%, liquidity 33%, profitability 36%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.64, cash €16,442
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €7.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1986
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 27-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
30 d late
2023
5 d late
2022
30 d late
2021
11 d early
2020
31 d late
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Back to profitnet €151,879

Key points

  • Caution: From profit to loss in 2025after €151,879 in 2024 -€172,415 View
  • Caution: Among the weakest 13% on net resultsector median €22,591 · 5,060 companies -€172,415 View
  • Active since 1986founded 15-01-1986 40 years View

By topic

Financials

Fiscal year
2025
Total assets
€7.8m
Loss
-€172,415
Solvency
23.6%
Total assets▼ 2.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 27-08-2026Annual accounts filed
  2. 30-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
15-01-1986
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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