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VIVO2worx

Active
Private limited companyfounded 2024active for 1 yearKapellensteenweg (C) 118, 2920 Kalmthout, BelgiumKBO/BCE: BE 1016.383.618
Summary

VIVO2worx has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,106 and a net result of €81,106. Its solvency ranks better than 14% of 4,123 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-11-2024 Normal situation
Activity
Certified accountants and tax accountants NACE 69201
Establishment unit
2.366.381.613 2920 Kalmthout, since 19-11-2024
Financial year end
31 December
Peppol
Reachable since 22-11-2024

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€21,385
Turnover
≈ €100,000
estimated
Profit
€81,106
Equity
€91,106
Total assets
€1.6m
Score breakdownraises riskLiquidity: current ratio 0.09, cash €9,296lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €1.6mFigures for financial year 2025 (filed on 13-03-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 18% of micro companies in legal and accounting (NACE 69)
Financial strength
Weak
Solvency 31
equity 5.7% of total assets
Liquidity 51
short-term debt 6.4% · cash 0.6%
Profitability 50
return on assets 5.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 12-2025: 0.3% 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026highest value 04-2026: 0.1%▼ -0.2 percentage points vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.09, below 1. Short-term debt is 6.4% and cash 0.6% of total assets. 94.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 11% of them on solvency, 31% on liquidity and 11% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Size: total assets €1.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.09, cash €9,296
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 13-03-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4123 sector peers (2025).
NBB · sector comparison
Position among 4123 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
140 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Caution: Lower solvency than 86% of companies in legal and accountingsector median 44.2% · 4,123 companies 5.7% View

Recent changes

  1. · Gazette deed Purpose
  2. · Gazette deed IncorporationAppointments: VAN BEVER Erwin Theodora Leopold (director) and VAN HOOYDONCK Ronny Albertus Ludovica (director)
All 3 events

Comparable companies

These companies have the same main activity as VIVO2worx: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €635,000 and €1.7m, founded between 2021 and 2022.

CompanyTotal assetsGross margin
VIVO2worx Kalmthout€1.6m€0.02m
De Voeght Lille€0.8m€0.02m
GSC HOLDING Liège€1.3m€0.01m
A-DVS Veurne€0.8m€0.04m
AB COMPTA FISCAL MONS Charleroi€1.7m€0.05m
FMO CONSULT Ham-sur-Heure-Nalinnes€1.6m€0.04m
VERMOTE TAX & ACCOUNTING CONSULT Veurne€0.6m€0.02m
Full comparison

Key facts about VIVO2worx

What is the company number of VIVO2worx?
The company number of VIVO2worx is 1016.383.618. The VAT number is the same number with BE in front: BE 1016.383.618.
Where is VIVO2worx based?
The registered office is at Kapellensteenweg (C) 118, 2920 Kalmthout.Company details
What does VIVO2worx do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of VIVO2worx?
The legal form of VIVO2worx is Private limited company (BV).
When was VIVO2worx founded?
VIVO2worx was founded on 19-11-2024.
Is VIVO2worx still active?
Yes, VIVO2worx is an active enterprise in the KBO register.
What is the turnover of VIVO2worx?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €21,385 and 76 comparable companies (NACE 69201). It probably lies between €73,000 and €170,000. It is a rough estimate.Financials
Is VIVO2worx profitable?
In financial year 2025, VIVO2worx made a profit of €81,106.
Where can I find the annual accounts of VIVO2worx?
VIVO2worx filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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