Equity
€92,692 ▲ 0.1%
FMO CONSULT has made a profit in every financial year since 2022.
FMO CONSULT
Lifetime
4 annual accounts with figures on one time axispeak €69,757 (2023)
€41,162▲ 2.7%
peak €41,874 (2023)
€95▼ 99.4%
peak €92,692 (2025)
€92,692▲ 0.1%
€1.5m▲ 44.7%
Board2 names since 2021
1 directorMONAUX Frédéric
Documentsfilings and deeds
18-07-202613 days before the deadline
2025abbreviated format
Result from €16,848 to €95Debts from €1.0m to €1.5mInvestments €456,400
Key points
from the 2025 annual accountsTurnover
≈ €100,000 estimated
The accounts state no turnover.
Debts
€1.5m 94% of the balance sheet
Financial debts 47%Suppliers 0%Taxes and wages 1%Other 52%
Of this, €781,112 falls due within a year.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 7 to 37 days before the end of the period.
Starting capital
€1,000 100 shares
Position in the sector
€95
Lower net result than 90% of companies in legal and accounting. Sector median €94,952 · 4,130 companies.
Checked score
89
Excellent
Financially stronger than 16% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.05, cash €26,198
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €1.6m
Figures for financial year 2025 (filed on 18-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 12% of them on solvency, 7% on liquidity, 6% on profitability and 38% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.05 (0.08 in 2024), below 1. Short-term debt is 50.2% and cash 1.7% of total assets. 94% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4142 sector peers (2025).
NBB · sector comparisonPosition among 4142 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
13 days early
2024
7 days early
2023
37 days early
2022
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 18 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MONAUX Frédéric 100 sharesdeed of 31-05-2021
Shares in 2 companies, AUXIMO and FIDUCIAIRE MONAUX
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0768824869
Resignation: Dominique MONAUX (director)
Director discharge: Dominique MONAUX · General meeting of 22-09-2022 · Gazette deed
Incorporation
Founding capital of €1,000, 100 shares · Founder: MONAUX Frédéric · Appointments: MONAUX Frédéric (director) and Dominique MONAUX (director) · published on 31-05-2021 · Gazette deed
First establishment
Rue Couture 49, Ham-sur-Heure-Nalinnes
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FMO CONSULT Ham-sur-Heure-Nalinnes | €1.6m | €41,162 | 6.0% | - |
| AB COMPTA FISCAL MONS Charleroi | €1.7m | €52,464 | -0.5% | - |
| Tax Reporting Holding Grimbergen | €1.3m | €34,660 | 69.2% | - |
| Henbaco Leuven | €1.1m | €45,791 | 65.2% | - |
| PSD Invest Ninove | €1.4m | €57,238 | 59.5% | - |
| Numeris Partners Mons | €1.0m | €56,367 | 4.3% | - |
| ACCOUNTANCY CATHERINE DELECLUSE Kortrijk | €1.3m | €43,234 | 75.8% | - |
These companies have the same main activity as FMO CONSULT: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1m and €1.7m, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 27-05-2021Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.317.725.0276120 Ham-sur-Heure-Nalinnes, since 27-05-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 02-05-2025
Annual accounts 2025
- €1.6m▲ 41.0%
- Filing
- Filed on 18-07-2026, 13 days before the end of the filing period
Insights on FMO CONSULT
FMO CONSULT files the abbreviated format. That format states no turnover. The gross margin fell from €53,223 in 2022 to €41,162 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FMO CONSULT
- What is the company number of FMO CONSULT?
- The company number of FMO CONSULT is 0768.824.869. The VAT number is the same number with BE in front: BE 0768.824.869.
- Where is FMO CONSULT based?
- The registered office is at Rue Couture 49, 6120 Ham-sur-Heure-Nalinnes.Company details
- What does FMO CONSULT do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of FMO CONSULT?
- FMO CONSULT is a private limited company (BV).
- When was FMO CONSULT founded?
- FMO CONSULT was founded on 27-05-2021.
- Is FMO CONSULT still active?
- Yes, FMO CONSULT is an active enterprise in the KBO register.
- What is the turnover of FMO CONSULT?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €41,162 and 53 comparable companies (NACE 69201). It probably lies between €73,000 and €140,000.Financials
- Is FMO CONSULT profitable?
- In financial year 2025, FMO CONSULT made a profit of €95.
- Where can I find the annual accounts of FMO CONSULT?
- FMO CONSULT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FMO CONSULT due?
- FMO CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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