VIVIT
ActiveSummary
VIVIT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €82,975 and a net result of -€27,491. Equity is growing by ~14% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability13▼-87
Solvency39▼-61
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.51 against 7.31 in 2023; short-term debt: 5.4% and cash: 3.5% of total assets), but 86% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14%
Return on assets
-4.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
22 d early
2023
37 d early
2022
38 d early
2021
33 d early
2020
17 d early
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
In the rankings
#9 company by total assets in Pajottegem, Telecoms and IT sector
Equity
€82,975▼ 24.9%
2023 · €110,466
Total assets
€590,723▲ 369%
2023 · €125,993
Net result
-€27,491
2023 · €58,033
Working capital
€16,190▼ 83.5%
2023 · €97,998
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€66,617▲ 16.8%€65,528▼ 1.6%€76,949▲ 17.4%€80,608▲ 4.8%-€13,971
Net result€50,436above the sector's middle half▲ 19.0%€49,431above the sector's middle half▼ 2.0%€54,706above the sector's middle half▲ 10.7%€58,033above the sector's middle half▲ 6.1%-€27,491below the sector's middle half
Equity€53,296within the sector's middle half▼ 29.8%€47,727within the sector's middle half▼ 10.4%€84,433within the sector's middle half▲ 76.9%€110,466within the sector's middle half▲ 30.8%€82,975within the sector's middle half▼ 24.9%
Total assets€74,861within the sector's middle half▼ 16.9%€93,713within the sector's middle half▲ 25.2%€101,057within the sector's middle half▲ 7.8%€125,993within the sector's middle half▲ 24.7%€590,723above the sector's middle half▲ 369%
Debt€21,564▲ 52.3%€45,986▲ 113%€16,625▼ 63.8%€15,528▼ 6.6%€507,748▲ 3,170%
Working capital€40,229within the sector's middle half▼ 40.1%€69,081within the sector's middle half▲ 71.7%€70,854within the sector's middle half▲ 2.6%€97,998within the sector's middle half▲ 38.3%€16,190within the sector's middle half▼ 83.5%
Solvency71.2%within the sector's middle half▼ 13.1pp50.9%within the sector's middle half▼ 20.3pp83.5%above the sector's middle half▲ 32.6pp87.7%above the sector's middle half▲ 4.1pp14.0%below the sector's middle half▼ 73.6pp
Current ratio2.87within the sector's middle half▼ 2.886.96above the sector's middle half▲ 4.095.26above the sector's middle half▼ 1.697.31above the sector's middle half▲ 2.051.51within the sector's middle half▼ 5.80
Return on assets (ROA)67.4%above the sector's middle half▲ 20.3pp52.7%above the sector's middle half▼ 14.6pp54.1%above the sector's middle half▲ 1.4pp46.1%above the sector's middle half▼ 8.1pp-4.7%below the sector's middle half▼ 50.7pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €13,971 after €80,608 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €590,723
Fixed assets
€542,594 ▲ 4,252%
Current assets
€48,128 ▼ 57.6%
Equity and liabilities €590,723
Equity
€82,975 ▼ 24.9%
Debt
€507,748 ▲ 3,170%
Debt's share of the balance-sheet total rises from 12.3% to 86.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€715▼
2023 · €83,474
Cash flow
-€12,805▼
2023 · €60,899
Debt to equity
6.12▲
2023 · 0.14
ROE
-33.1%▼
2023 · 52.5%
Interest coverage
0.05▼
2023 · 20.07
Debt ≤ 1 year
€31,938▲
2023 · €15,528
Debt > 1 year
€475,810
Income taxes
€167▼
2023 · €18,594
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,423 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
1.0%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,423 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,899 | €2,530 | €2,518 | €2,867 | €14,686 | ▲ 412% |
| Other operating charges640/8 | - | €348 | €813 | €658 | €65,926 | ▲ 9,925% |
| Gross operating margin9900 | €70,913 | €68,405 | €80,280 | €84,132 | €66,641 | ▼ 20.8% |
| Operating profit (loss)9901 | €66,617 | €65,528 | €76,949 | €80,608 | -€13,971 | ▼ 117% |
| Financial income75/76B | - | €292 | €417 | €179 | - | - |
| Recurring financial income75 | €129 | €292 | €84 | €179 | - | - |
| Non-recurring financial income76B | - | - | €333 | - | - | - |
| Financial charges65/66B | - | €2,322 | €3,199 | €4,160 | €13,353 | ▲ 221% |
| Recurring financial charges65 | €2,126 | €2,322 | €3,199 | €4,160 | €13,353 | ▲ 221% |
| Profit (loss) for the period before taxes9903 | €64,619 | €63,498 | €74,167 | €76,627 | -€27,324 | ▼ 136% |
| Income taxes67/77 | €14,183 | €14,067 | €19,462 | €18,594 | €167 | ▼ 99.1% |
| Profit (loss) for the period9904 | €50,436 | €49,431 | €54,706 | €58,033 | -€27,491 | ▼ 147% |
| Profit (loss) for the period to be appropriated9905 | €50,436 | €49,431 | €54,706 | €58,033 | -€27,491 | ▼ 147% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €74,861 | €93,713 | €101,057 | €125,993 | €590,723 | ▲ 369% |
| Fixed assets21/28 | €13,068 | €13,036 | €13,578 | €12,468 | €542,594 | ▲ 4,252% |
| Tangible fixed assets22/27 | €13,068 | €13,036 | €13,578 | €12,468 | €542,594 | ▲ 4,252% |
| Land and buildings22 | - | - | - | - | €521,461 | - |
| Plant, machinery and equipment23 | - | €871 | €372 | - | €1,553 | - |
| Furniture and vehicles24 | - | €795 | €397 | €1,610 | €10,673 | ▲ 563% |
| Other tangible fixed assets26 | - | €11,370 | €12,809 | €10,858 | €8,907 | ▼ 18.0% |
| Current assets29/58 | €61,793 | €80,678 | €87,479 | €113,525 | €48,128 | ▼ 57.6% |
| Amounts receivable within one year40/41 | €21,946 | €20,922 | €2,825 | €17,067 | €25,156 | ▲ 47.4% |
| Trade receivables40 | - | €15,316 | €1,547 | €14,907 | €4,323 | ▼ 71.0% |
| Other amounts receivable41 | - | €5,606 | €1,278 | €2,160 | €20,833 | ▲ 864% |
| Cash at bank and in hand54/58 | €39,568 | €59,479 | €83,190 | €94,719 | €20,919 | ▼ 77.9% |
| Deferred charges and accrued income490/1 | - | €277 | €1,465 | €1,739 | €2,053 | ▲ 18.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €74,861 | €93,713 | €101,057 | €125,993 | €590,723 | ▲ 369% |
| Equity10/15 | €53,296 | €47,727 | €84,433 | €110,466 | €82,975 | ▼ 24.9% |
| Contributions10/11 | - | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €1,860 | €1,860 | €38,566 | €64,599 | €62,739 | ▼ 2.9% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | €36,706 | €64,599 | €62,739 | ▼ 2.9% |
| Profit (loss) carried forward14 | €50,436 | €44,867 | €44,867 | €44,867 | €19,236 | ▼ 57.1% |
| Amounts payable17/49 | €21,564 | €45,986 | €16,625 | €15,528 | €507,748 | ▲ 3,170% |
| Amounts payable after more than one year17 | - | - | - | - | €475,810 | - |
| Financial debts170/4 | - | - | - | - | €475,810 | - |
| Amounts payable within one year42/48 | €21,564 | €11,597 | €16,625 | €15,528 | €31,938 | ▲ 106% |
| Current portion of amounts payable after more than one year42 | - | €3,000 | - | - | €17,368 | - |
| Trade debts44 | €2,775 | €1,556 | €5,794 | €1,216 | €8,560 | ▲ 604% |
| Suppliers440/4 | - | €1,556 | €5,794 | €1,216 | €8,560 | ▲ 604% |
| Taxes, remuneration and social security45 | - | €4,622 | €10,346 | €13,609 | €5,786 | ▼ 57.5% |
| Taxes450/3 | - | €4,622 | €10,346 | €13,609 | €5,786 | ▼ 57.5% |
| Other amounts payable47/48 | - | €2,419 | €485 | €703 | €224 | ▼ 68.1% |
| Accrued charges and deferred income492/3 | - | €34,389 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50,436 | €49,431 | €54,706 | €58,033 | -€27,491 | ▼ 147% |
| + Depreciation and write-downs630 | €3,899 | €2,530 | €2,518 | €2,867 | €14,686 | ▲ 412% |
| Operating cash flow (approximation) | €54,335 | €51,961 | €57,224 | €60,899 | -€12,805 | ▼ 121% |
| Investment in fixed assets (approximation) | - | -€2,498 | -€3,061 | -€1,756 | -€544,812 | ▼ 30,922% |
| Change in cash | - | €19,911 | €23,711 | €11,529 | -€73,800 | ▼ 740% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€27,491
Net result drops to -€27,491, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €58,033 ▲6.1%
Operating result €80,608, net result €58,033, both a record.
31-12
Financial
Equity above €100,000Eq €110,466 ▲30.8%
6 profitable years in a row build equity to €110,466.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 6.96
Current ratio from 2.87 to 6.96; short-term debt falls from €21,564 to €11,597.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2015
Ground area
743 m²
Building footprint
157 m²
Volume, LiDAR
883 m³
Parcel 23024E0741/00F000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VIVIT
since 20152.247.535.926
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23024E0741/00F000 | Flanders | 743 m² | 1 · 157 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in this sector we hold annual accounts for 18,400. 15,581 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded13-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47120Other non-specialised retail sale
E-invoicing
Reachable via Peppol
Peppol ID
0208:0642875418
Also
9925:BE0642875418
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.