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BAMCE

Active
KBO/BCE: BE 0588.961.432
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Age11 yrs
Real estate1 parcel · 598 m²

Summary

Conclusion

the dossier summarised in one paragraph

BAMCE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €338k and a net result of €798. The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-07-2025, 12 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not confirmed -
31-12-2024 31-07-2025 19-07-2025 12 d early 2025-00289235
31-12-2023 31-07-2024 22-07-2024 9 d early 2024-00266954
31-12-2022 31-07-2023 31-08-2023 31 d late 2023-00384584
31-12-2021 31-07-2022 11-07-2022 20 d early 2022-20168730
31-12-2020 31-07-2021 24-06-2021 37 d early 2021-24300302
31-12-2019 31-07-2020 31-08-2020 31 d late 2020-48600173
31-12-2018 31-07-2019 28-08-2019 28 d late 2019-53800590
31-12-2017 31-07-2018 20-07-2018 11 d early 2018-35800577
31-12-2016 31-07-2017 31-08-2017 31 d late 2017-56700012
31-12-2015 31-07-2016 30-08-2016 30 d late 2016-52600556

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2015, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€798
Working capital€94k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 19-07-2025 with the NBB · fiscal year 2024 · micro schema
Fiscal year2024
Depositmicro schema
Revenue-
EBITDA€13k
Net profit€798
Cash flow€11k
Staff costs-
Income taxes€2k
Dividends€35k
Total assets€524k
Equity€338k
Debt€186k
of which ≤ 1y€16k
of which > 1y€169k
Working capital€94k
Employees (FTE)-
Ratios (computed)
2024
Current ratio6.72
Quick ratio6.72
Working capital ratio17.9%
Solvency64.5%
Debt / equity0.55
Long-term debt ratio0.50
Interest coverage4.90
Gross margin-
Net margin-
ROA0.2%
ROE0.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€524k
Fixed assets 21/28€413k
Tangible fixed assets 22/27€413k
Current assets 29/58€110k
Amounts receivable within one year 40/41€33k
Investments 50/53€16k
Cash & bank 54/58€61k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€524k
Equity 10/15€338k
Contributions / capital 10/11€19k
Reserves 13€319k
Amounts payable 17/49€186k
Amounts payable after one year 17€169k
Amounts payable within one year 42/48€16k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€16k
Operating result 9901€2k
Financial income 75€1k
Financial charges 65€3k
Result before taxes 9903€2k
Income taxes 67/77€2k
Net result for the period 9904€798
Result to be appropriated 9905€798
Ratios computed by Checked.

Health barometer

FY 2024 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zoot 1013202 Aarschot

Establishment units

1 location
BAMCE
Zoot 101, 3202 AarschotKleinhandel in hedendaagse kunst, nieuwe schilderijen, reproducties, kaders, lijsten, enz.
since 20152.254.298.509
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area598 m²
Buildings1
Building footprint119 m²
Volume (LiDAR)760 m³
Tallest building8.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24092B0065/00K000 Flanders 598 m² 1 · 119 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 2 years ago
2023
27-10-2023 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Jan Van Gorp
Summary: otherNotary: Jan Van Gorp · Diest

Analysis

Financial profile

4 of 5 axes measured
Health86Profitability1Solvency100Growth-Stability85
68 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 1
Solvency 100
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 6,023 of the 29,949 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL BAMCE
Registered office
Zoot 101
3202 Aarschot, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.