Vivanco
ActiveVivanco has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €243k and a net result of €107k. Equity is growing by ~76.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 5.46 against 3.75 in 2024; short-term debt: 18.2% and cash: 82.5% of total assets), and 18.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.8%
Return on assets
36.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-03-2026, 151 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
151 d early
2024
24 d early
2023
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€243k▲ 78.8%
2024 · €136k
2023: €34k
2024: €136k
2023 → 2025
Total assets
€297k▲ 61.4%
2024 · €184k
2023: €58k
2024: €184k
2023 → 2025
Net result
€107k▲ 5.5%
2024 · €101k
2023: €31k
2024: €101k
2023 → 2025
Working capital
€240k▲ 82.1%
2024 · €132k
2023: €30k
2024: €132k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€34k-€136k▲ 294%€243k▲ 78.8%
Operating result€40k-€131k▲ 226%€139k▲ 6.2%
Net result€31k-€101k▲ 222%€107k▲ 5.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets
€2k▼ 38.2%
Current assets
€294k▲ 63.5%
Equity and liabilities €297k
Equity
€243k▲ 78.8%
Debt
€54k▲ 12.3%
The debt ratio falls from 26.1% to 18.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€140k▲
2024 · €132k
Cash flow
€108k▲
2024 · €103k
Solvency
81.8%▲
2024 · 73.9%
Current ratio
5.46▲
2024 · 3.75
Quick ratio
5.46▲
2024 · 3.75
Debt / equity
0.22▼
2024 · 0.35
ROE
44.1%▼
2024 · 74.6%
ROA
36.1%▼
2024 · 55.2%
Interest coverage
714.22▲
2024 · 481.19
Debt
€54k▲
2024 · €48k
Debt ≤ 1 year
€54k▲
2024 · €48k
Income taxes
€32k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€184k€297k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€2k€846▼
Current assets29/58€180k€294k▲
Amounts receivable within one year40/41€44k€49k▲
Trade receivables40€44k€30k▼
Other amounts receivable41€0€19k▲
Cash at bank and in hand54/58€135k€245k▲
Deferred charges and accrued income490/1€712€764▲
Equity and liabilities
Total equity and liabilities10/49€184k€297k▲
Equity10/15€136k€243k▲
Contributions10/11€3k€3k=
Reserves13€133k€240k▲
Distributable reserves133€133k€240k▲
Amounts payable17/49€48k€54k▲
Amounts payable within one year42/48€48k€54k▲
Financial debts43€1k€3k▲
Credit institutions430/8€1k€3k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€40k€50k▲
Taxes450/3€40k€50k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€5k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€345€186▼
Gross operating margin9900€133k€141k▲
Operating profit (loss)9901€131k€139k▲
Financial income75/76B€1€165▲
Recurring financial income75€1€165▲
Financial charges65/66B€275€197▼
Recurring financial charges65€275€197▼
Profit (loss) for the period before taxes9903€131k€139k▲
Income taxes67/77€29k€32k▲
Profit (loss) for the period9904€101k€107k▲
Profit (loss) for the period to be appropriated9905€101k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€101k€107k▲
Transfer to equity691/2€101k€107k▲
To other reserves6921€101k€107k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €107k ▲5.5%
Operating result €139k, net result €107k, both a record.
31-12
Financial
Equity above €200kEq €243k ▲78.8%
3 profitable years in a row build equity to €243k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €136k ▲294%
2 profitable years in a row build equity to €136k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Collegelaan 522140 AntwerpenGround area
271 m²
Building footprint
113 m²
Volume, LiDAR
963 m³
Parcel 11006A0195/00V005, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vivanco
since 20232.344.203.948
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0195/00V005 | Flanders | 271 m² | 1 · 113 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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RC EN S
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LHINK
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Archie & K
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,398. 6,751 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2023
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.