Project & Services
ActiveSummary
The annual accounts of Project & Services for fiscal year 2025 show a net loss of 81% of total assets. The 2025 annual accounts show equity of €90k and a net result of €-82k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 31694 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-89
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.42 against 6.26 in 2024; short-term debt: 11.9% and cash: 39.5% of total assets), and 11.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.1%
Return on assets
-80.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
31 d early
2023
29 d late
2022
65 d late
2021
31 d late
2020
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▼ 47.8%
2024 · €172k
2020: €62k
2021: €107k
2022: €118k
2023: €138k
2024: €172k
2020 → 2025
Total assets
€102k▼ 50.8%
2024 · €206k
2020: €90k
2021: €195k
2022: €179k
2023: €198k
2024: €206k
2020 → 2025
Net result
€-82k
2024 · €33k
2020: €60k
2021: €45k
2022: €11k
2023: €20k
2024: €33k
2020 → 2025
Working capital
€41k▼ 69.1%
2024 · €133k
2020: €46k
2021: €73k
2022: €94k
2023: €86k
2024: €133k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€107k-€118k▲ 9.8%€138k▲ 17.1%€172k▲ 24.2%€90k▼ 47.8%
Operating result€63k-€16k▼ 74.4%€29k▲ 81.8%€47k▲ 58.0%€-81k
Net result€45k-€11k▼ 76.6%€20k▲ 91.0%€33k▲ 66.0%€-82k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €81k after €47k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€48k ▲ 1.1%
Current assets
€53k ▼ 66.4%
Equity and liabilities €102k
Equity
€90k ▼ 47.8%
Debt
€12k ▼ 65.4%
Debt's share of the balance-sheet total falls from 16.8% to 11.9%. Equity and debt are lower.
Key figures and ratios
Current ratio
4.42▼
2024 · 6.26
Debt to equity
0.13▼
2024 · 0.20
ROE
-91.7%▼
2024 · 19.5%
ROA
-80.8%▼
2024 · 16.2%
Debt ≤ 1 year
€12k▼
2024 · €25k
Income taxes
€328▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€206k€102k▼
Fixed assets21/28€48k€48k▲
Tangible fixed assets22/27€48k€48k▲
Plant, machinery and equipment23€4k€4k=
Furniture and vehicles24€44k€45k▲
Current assets29/58€159k€53k▼
Amounts receivable within one year40/41€17k€11k▼
Trade receivables40€9k€1k▼
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€139k€40k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€206k€102k▼
Equity10/15€172k€90k▼
Contributions10/11€3k€3k=
Reserves13€169k€169k=
Distributable reserves133€169k€169k=
Profit (loss) carried forward14-€-82k
Amounts payable17/49€35k€12k▼
Amounts payable after more than one year17€9k-
Financial debts170/4€9k-
Amounts payable within one year42/48€25k€12k▼
Current portion of amounts payable after more than one year42€12k€9k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€4k€328▼
Taxes450/3€4k€328▼
Other amounts payable47/48€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k-
Other operating charges640/8€875€903▲
Gross operating margin9900€74k€-80k▼
Operating profit (loss)9901€47k€-81k▼
Financial income75/76B€751-
Recurring financial income75€751-
Financial charges65/66B€641€527▼
Recurring financial charges65€641€527▼
Profit (loss) for the period before taxes9903€47k€-82k▼
Income taxes67/77€13k€328▼
Profit (loss) for the period9904€33k€-82k▼
Profit (loss) for the period to be appropriated9905€33k€-82k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€-82k▼
Transfer to equity691/2€33k-
To other reserves6921€33k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-82k ▼345%
Net result drops to €-82k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €172k ▲24.2%
5 profitable years in a row build equity to €172k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 8.45
Current ratio from 3.01 to 8.45; short-term debt falls from €36k to €13k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €107k ▲72.5%
2 profitable years in a row build equity to €107k.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ludovicus Zamenhofstraat 53000 LeuvenGround area
971 m²
Building footprint
122 m²
Volume, LiDAR
731 m³
Parcel 24514A0089/00L002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ludovicus Zamenhofstraat 5, 3000 Leuven
since 20192.298.018.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514A0089/00L002 | Flanders | 971 m² | 1 · 122 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,807 EUR awarded · 2,807 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 816 EUR | 816 EUR |
| 2024 | 1 | 1,177 EUR | 1,177 EUR |
| 2023 | 1 | 407 EUR | 407 EUR |
| 2022 | 1 | 407 EUR | 407 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,421 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.