Financials
- Fiscal year
- 2025
- Total assets
- €2.7m
- Loss
- -€17,533
- Solvency
- 40.0%
Total assets▲ 2.4%
Net result
20192025
VITRUVI ESTATES
ActiveSummary
VITRUVI ESTATES has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of -€17,533. Equity is growing by ~95.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
What they do
Activity not known1 site
How big
€2.7mtotal assets 2025
- Equity
- €1.1m
- Loss
- -€17,533
Turnover not published (abridged schema)
Who decides
- Largest shareholder
- RELYS · 25%
- Holdings
- 1
Accounts filed 2 d late0 of 2 deeds read
Why 84- Liquidity: current ratio 1.82, cash €4,604, halved- Loss of €17,533 (FY 2025)+ Size: total assets €2.7m+ No main activity registeredShow the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Better than 35% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
65-2
equity 40.0% of total assets
Liquidity
37-13
short-term debt 31.7% · cash 0.2%
Profitability
39-12
return on assets -0.6%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.3%
09-2026: 0.3%▲ +6.8% vs 08-2026highest value
10-2026: 0.3%▼ -6.7% vs 09-2026lowest value
- Size: total assets €2.7m lowers the probability for this profile
- Liquidity: current ratio 1.82, cash €4,604, halved raises the probability
- No main activity registered lowers the probability
- Loss of €17,533 (FY 2025) raises the probability
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 1.82 against 8.12 in 2024; short-term debt: 31.7% and cash: 0.2% of total assets), but 60% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 40%, liquidity 24%, profitability 42%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
2 d late
2024
11 d early
2023
19 d early
2022
on the day
2021
1 d late
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2019net €709,768 ▲518%
Key points
By topic
Board & ownership
- Largest shareholder
- RELYS · 25%
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 14
- Since
- 2020
- Next accounts
- by 31-01-2027
- 02-02-2026Annual accounts filed
- 20-01-2025Annual accounts filed
- 30-06-2024Highest result since 2019
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 13-09-2017
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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