VITAL
ActiveVITAL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €4k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.71 against 4.15 in 2024; short-term debt: 17.4% and cash: 67.8% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
4.9%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
22 d early
2023
1 d early
2022
66 d late
2021
74 d late
2020
31 d late
2019
117 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€21k
EBIT margin
-48.5%
Net result
€4k▲ 54.2%
2024 · €3k
2018: €-8k
2019: €-257
2020: €-10k
2021: €26k
2022: €35k
2023: €6k
2024: €3k
2018 → 2025
Working capital
€56k▲ 26.8%
2024 · €44k
2018: €10k
2019: €13k
2020: €4k
2021: €26k
2022: €35k
2023: €38k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€66k▲ 115%€64k▼ 2.1%€67k▲ 4.2%€71k▲ 6.3%
Operating result€32k-€45k▲ 42.3%€8k▼ 83.1%€4k▼ 44.2%€12k▲ 188%
Net result€26k-€35k▲ 34.0%€6k▼ 83.4%€3k▼ 53.1%€4k▲ 54.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 188% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€16k▼ 38.6%
Current assets
€71k▲ 22.1%
Equity and liabilities €86k
Equity
€71k▲ 6.3%
Debt
€15k▼ 7.3%
The debt ratio falls from 19.4% to 17.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €16k
Cash flow
€15k▲
2024 · €14k
Solvency
82.6%▲
2024 · 80.6%
Current ratio
4.71▲
2024 · 4.15
Quick ratio
4.71▲
2024 · 4.15
Debt / equity
0.21▼
2024 · 0.24
ROE
5.9%▲
2024 · 4.1%
ROA
4.9%▲
2024 · 3.3%
Interest coverage
60.37▲
2024 · 26.52
Debt
€15k▼
2024 · €16k
Debt ≤ 1 year
€15k▲
2024 · €14k
Income taxes
€8k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€86k▲
Fixed assets21/28€25k€16k▼
Tangible fixed assets22/27€25k€16k▼
Plant, machinery and equipment23€24k€15k▼
Furniture and vehicles24€1k€672▼
Financial fixed assets28€100-
Current assets29/58€58k€71k▲
Amounts receivable within one year40/41€27k€11k▼
Trade receivables40€23k€11k▼
Other amounts receivable41€4k€92▼
Cash at bank and in hand54/58€29k€58k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€83k€86k▲
Equity10/15€67k€71k▲
Contributions10/11€13k€13k=
Reserves13€8k€58k▲
Distributable reserves133€8k€58k▲
Profit (loss) carried forward14€46k-
Amounts payable17/49€16k€15k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€14k€15k▲
Current portion of amounts payable after more than one year42€3k€2k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€10k▲
Other amounts payable47/48€2k€10▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€219€274▲
Gross operating margin9900€16k€23k▲
Operating profit (loss)9901€4k€12k▲
Financial income75/76B€47€183▲
Recurring financial income75€47€183▲
Financial charges65/66B€590€382▼
Recurring financial charges65€590€382▼
Profit (loss) for the period before taxes9903€4k€12k▲
Income taxes67/77€1k€8k▲
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€50k▲
Profit (loss) brought forward from the previous period14P€43k€46k▲
Transfer to equity691/2-€50k
To other reserves6921-€50k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
31-12
Financial
Highest result since 2018net €35k ▲34%
Operating result €45k, net result €35k, both a record.
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 3.77
Current ratio from 1.48 to 3.77.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
08-02
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 192 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Jozefstraat 142440 GeelGround area
181 m²
Building footprint
96 m²
Volume, LiDAR
4 m³
Parcel 13374F0613/00Y000, Flanders · tallest building 1.1 m. Linked by address, not a title deed.
1 establishment unit
VITAL
since 20072.161.339.251
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374F0613/00Y000 | Flanders | 180 m² | 1 · 96 m² | 1.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 645 EUR awarded · 645 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 645 EUR | 645 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 318 companies in sector 18200 we hold annual accounts for 114. 94 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2007
Fiscal year end31-12
Activities, NACEBEL
18200Printing and reproduction of recorded media
22310
90311Arts creation and performing arts activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.