T&S
ActiveSummary
T&S has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €2k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-2
Solvency97▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.32 against 2.74 in 2024; short-term debt: 28.4% and cash: 85.2% of total assets), and 28.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
2.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
28 d early
2023
19 d early
2022
13 d early
2021
25 d early
2020
29 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 3.1%
2024 · €61k
2018: €43k
2019: €37k
2020: €38k
2021: €51k
2022: €60k
2023: €59k
2024: €61k
2018 → 2025
Total assets
€88k=
2024 · €88k
2018: €64k
2019: €60k
2020: €65k
2021: €83k
2022: €77k
2023: €81k
2024: €88k
2018 → 2025
Net result
€2k▼ 36.4%
2024 · €3k
2018: €-3k
2019: €-6k
2020: €962
2021: €13k
2022: €9k
2023: €-1k
2024: €3k
2018 → 2025
Working capital
€58k▲ 23.1%
2024 · €47k
2018: €34k
2019: €32k
2020: €18k
2021: €35k
2022: €40k
2023: €32k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€60k▲ 17.6%€59k▼ 2.3%€61k▲ 3.6%€63k▲ 3.1%
Operating result€13k-€15k▲ 9.3%€-403€7k€4k▼ 40.6%
Net result€13k-€9k▼ 30.9%€-1k€3k€2k▼ 36.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€5k ▼ 63.4%
Current assets
€83k ▲ 12.1%
Equity and liabilities €88k
Equity
€63k ▲ 3.1%
Debt
€25k ▼ 7.2%
Debt's share of the balance-sheet total falls from 30.6% to 28.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €20k
Cash flow
€11k▼
2024 · €17k
Current ratio
3.32▲
2024 · 2.74
Debt to equity
0.40▼
2024 · 0.44
ROE
3.0%▼
2024 · 4.9%
ROA
2.2%▼
2024 · 3.4%
Interest coverage
8.43▼
2024 · 13.29
Debt ≤ 1 year
€25k▼
2024 · €27k
Income taxes
€873▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€88k€88k=
Fixed assets21/28€14k€5k▼
Tangible fixed assets22/27€14k€5k▼
Plant, machinery and equipment23€14k€5k▼
Financial fixed assets28€1-
Current assets29/58€74k€83k▲
Amounts receivable within one year40/41€17k€8k▼
Trade receivables40€13k€5k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€57k€75k▲
Equity and liabilities
Total equity and liabilities10/49€88k€88k=
Equity10/15€61k€63k▲
Contributions10/11€6k€6k=
Reserves13€55k€57k▲
Distributable reserves133€55k€57k▲
Amounts payable17/49€27k€25k▼
Amounts payable within one year42/48€27k€25k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€22k€20k▼
Income statement
Code20242025
Non-recurring operating income76A€36-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€9k▼
Other operating charges640/8€319€209▼
Gross operating margin9900€21k€13k▼
Operating profit (loss)9901€7k€4k▼
Financial income75/76B€149€274▲
Recurring financial income75€149€274▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€5k€3k▼
Income taxes67/77€2k€873▼
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€2k▼
Transfer to equity691/2€2k€2k▼
To other reserves6921€2k€2k▼
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €13k ▲1260%
Net result €13k, the highest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €962
Net result €962 after 2 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelseweg(LST) 1582811 MechelenGround area
3,297 m²
Building footprint
297 m²
Volume, LiDAR
976 m³
Parcel 12020C0280/00E002, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
T&S
since 20062.157.655.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12020C0280/00E002 | Flanders | 3,296 m² | 1 · 297 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Doing Good
BE 0835.440.016
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FERREM
BE 0760.989.249
Kasterlee · Eq €60k
Moonflow
BE 0842.332.261
Jette · Eq €67k
Flüssig
BE 0568.971.811
Heusden-Zolder · Eq €68k
CNR RECORDS
BE 0424.966.797
Niel · Eq €69k
Of 318 companies in sector 18200 we hold annual accounts for 114. 94 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2006
Fiscal year end31-12
Activities, NACEBEL 2025
18200Printing and reproduction of recorded media
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.