Vista Designer
ActiveSummary
The computed 12-month bankruptcy probability of Vista Designer is 2.3% (moderate). The 2025 annual accounts show equity of €18k and a net result of €16k. Its solvency ranks better than 61% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.26; short-term debt: 42.9% and cash: 27% of total assets), and 42.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.1%
Return on assets
50.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
32 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€32k
Net result
€16k
Working capital
€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €32k
Fixed assets
€1k
Current assets
€31k
Equity and liabilities €32k
Equity
€18k
Debt
€14k
Debt finances 42.9% of the balance-sheet total.
Key figures and ratios
Current ratio
2.26
Debt to equity
0.75
ROE
88.9%
ROA
50.8%
Debt ≤ 1 year
€14k
Income taxes
€6k
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet
Code2025
Assets
Total assets20/58€32k
Fixed assets21/28€1k
Financial fixed assets28€1k
Current assets29/58€31k
Amounts receivable within one year40/41€22k
Trade receivables40€19k
Other amounts receivable41€3k
Cash at bank and in hand54/58€9k
Deferred charges and accrued income490/1€269
Equity and liabilities
Total equity and liabilities10/49€32k
Equity10/15€18k
Contributions10/11€2k
Reserves13€16k
Distributable reserves133€16k
Amounts payable17/49€14k
Amounts payable within one year42/48€14k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Income statement
Code2025
Other operating charges640/8€534
Gross operating margin9900€24k
Operating profit (loss)9901€23k
Financial income75/76B€82
Recurring financial income75€82
Financial charges65/66B€445
Recurring financial charges65€445
Profit (loss) for the period before taxes9903€23k
Income taxes67/77€6k
Profit (loss) for the period9904€16k
Profit (loss) for the period to be appropriated9905€16k
Appropriation of the result
Profit (loss) to be appropriated9906€16k
Transfer to equity691/2€16k
To other reserves6921€16k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 32 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoensbroeckstraat 453550 Heusden-ZolderGround area
388 m²
Building footprint
127 m²
Volume, LiDAR
565 m³
Parcel 71025A1488/00B000, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vista Designer
since 20242.361.288.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A1488/00B000 | Flanders | 388 m² | 1 · 126 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M PROJECT
BE 0738.744.872
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MAGO ELEKTRO Ltd.
BE 0749.672.319
Somerset · Eq €18,438
ERTA
BE 0756.912.279
Antwerpen · Eq €18,436
ENERHEAT
BE 0719.888.369
Waregem · Eq €18,471
SIMON ELECTRICITE
BE 0459.559.571
Braine-le-Château · Eq €18,492
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 7,035 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
62200Computer consultancy and computer facilities management
73110Advertising agencies
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.