MIRAL
ActiveSummary
The computed 12-month bankruptcy probability of MIRAL is 3.2% (moderate). The 2024 annual accounts show equity of €6k and a net result of €2k. Its solvency ranks better than 21% of 36375 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability78
Solvency44
Growth-
Track record67
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.41; short-term debt: 33.2% and cash: 10.8% of total assets), and 81.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.8%
Return on assets
7.5%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 36375 sector peers (2024).
NBB · sector comparisonPosition among 36375 sector peers
Solvency
better than 21%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-12-2025, 136 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
136 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€6k
Total assets
€31k
Net result
€2k
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €31k
Fixed assets
€16k
Current assets
€15k
Equity and liabilities €31k
Equity
€6k
Debt
€25k
Debt finances 81.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€5k
Current ratio
1.41
Debt to equity
4.31
ROE
40.0%
ROA
7.5%
Interest coverage
12.85
Debt ≤ 1 year
€10k
Debt > 1 year
€11k
Income taxes
€1k
Filed annual accounts As filed with the NBB · 2024 · 38 lines
Balance sheet
Code2024
Assets
Total assets20/58€31k
Fixed assets21/28€16k
Tangible fixed assets22/27€16k
Furniture and vehicles24€16k
Current assets29/58€15k
Amounts receivable within one year40/41€11k
Trade receivables40€10k
Other amounts receivable41€984
Cash at bank and in hand54/58€3k
Deferred charges and accrued income490/1€51
Equity and liabilities
Total equity and liabilities10/49€31k
Equity10/15€6k
Contributions10/11€4k
Profit (loss) carried forward14€2k
Amounts payable17/49€25k
Amounts payable after more than one year17€11k
Financial debts170/4€11k
Amounts payable within one year42/48€10k
Current portion of amounts payable after more than one year42€2k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€929
Accrued charges and deferred income492/3€4k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€639
Gross operating margin9900€8k
Operating profit (loss)9901€4k
Financial income75/76B€32
Recurring financial income75€32
Financial charges65/66B€564
Recurring financial charges65€564
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€1k
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k |
| Other operating charges640/8 | €639 |
| Gross operating margin9900 | €8k |
| Operating profit (loss)9901 | €4k |
| Financial income75/76B | €32 |
| Recurring financial income75 | €32 |
| Financial charges65/66B | €564 |
| Recurring financial charges65 | €564 |
| Profit (loss) for the period before taxes9903 | €4k |
| Income taxes67/77 | €1k |
| Profit (loss) for the period9904 | €2k |
| Profit (loss) for the period to be appropriated9905 | €2k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €31k | |
| Fixed assets21/28 | €16k | |
| Tangible fixed assets22/27 | €16k | |
| Furniture and vehicles24 | €16k | |
| Current assets29/58 | €15k | |
| Amounts receivable within one year40/41 | €11k | |
| Trade receivables40 | €10k | |
| Other amounts receivable41 | €984 | |
| Cash at bank and in hand54/58 | €3k | |
| Deferred charges and accrued income490/1 | €51 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €31k | |
| Equity10/15 | €6k | |
| Contributions10/11 | €4k | |
| Profit (loss) carried forward14 | €2k | |
| Amounts payable17/49 | €25k | |
| Amounts payable after more than one year17 | €11k | |
| Financial debts170/4 | €11k | |
| Amounts payable within one year42/48 | €10k | |
| Current portion of amounts payable after more than one year42 | €2k | |
| Trade debts44 | €6k | |
| Suppliers440/4 | €6k | |
| Taxes, remuneration and social security45 | €1k | |
| Taxes450/3 | €1k | |
| Other amounts payable47/48 | €929 | |
| Accrued charges and deferred income492/3 | €4k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €2k |
| + Depreciation and write-downs630 | €3k |
| Operating cash flow (approximation) | €5k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
14-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 136 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2024
Ground area
225 m²
Building footprint
86 m²
Volume, LiDAR
630 m³
Parcel 42452B1143/00R000, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Miral BV
since 20242.359.511.340
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452B1143/00R000 | Flanders | 225 m² | 1 · 85 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesMIRAL BV45032
Similar companies · same sector, comparable size
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REXTRA
BE 1021.217.087
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VERBURGH
BE 0809.889.028
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 4,093 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
42211Civil engineering
42220Construction of utility projects for electricity and telecommunications
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.