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VISSTROI CONSTRUCT

Active
Private limited companyfounded 2023active for 3 yearsMutsaardplein 2, 1853 Grimbergen, Belgium120 active companies are registered at this addressKBO/BCE: BE 0803.590.461
Summary

The computed 12-month bankruptcy probability of VISSTROI CONSTRUCT is 17.5% (high). The 2025 annual accounts show equity of €59,587 and a net result of €5,893. Its solvency ranks better than 86% of 9,327 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€63,117turnover 2025
Equity
€59,587
Profit
€5,893
Financial health
17 Critical Checked score 2025
Bankruptcy probabilitywithin 12 months
17.5%
Structure
2025 accounts filed 13 days late
Why 17raises riskFounded in 20231 change of registered office in 24 monthsEx-officio strike-off in the KBOSize: turnover €63,117, total assets €76,142Show the evidence

Checked score

Score 2025
17 / 100
Critical
Probability in this band: over 15.0%
Financially better than 49% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 78.3% of total assets
Liquidity 43+2
short-term debt 21.7% · cash 0.0%
Profitability 57-43
return on assets 7.7%
Bankruptcy probability, 12 months
17.5% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)
Last 24 months 11-2024: 4.2%lowest value 12-2024: 4.6%▲ +0.4 percentage points vs 11-2024 01-2025: 4.6%● unchanged vs 12-2024 02-2025: 5.0%▲ +0.4 percentage points vs 01-2025 03-2025: 5.0%● unchanged vs 02-2025 04-2025: 4.8%▼ -0.2 percentage points vs 03-2025 05-2025: 4.8%● unchanged vs 04-2025 06-2025: 5.3%▲ +0.5 percentage points vs 05-2025 07-2025: 9.5%▲ +4.2 percentage points vs 06-2025 08-2025: 9.6%▲ +0.1 percentage points vs 07-2025 09-2025: 9.6%● unchanged vs 08-2025 10-2025: 13.6%▲ +4.0 percentage points vs 09-2025 11-2025: 20.8%▲ +7.2 percentage points vs 10-2025highest value 12-2025: 20.3%▼ -0.5 percentage points vs 11-2025 01-2026: 20.4%▲ +0.1 percentage points vs 12-2025 02-2026: 19.7%▼ -0.7 percentage points vs 01-2026 03-2026: 13.8%▼ -5.9 percentage points vs 02-2026 04-2026: 13.8%● unchanged vs 03-2026 05-2026: 13.8%● unchanged vs 04-2026 06-2026: 13.8%● unchanged vs 05-2026 07-2026: 14.0%▲ +0.2 percentage points vs 06-2026 08-2026: 14.0%● unchanged vs 07-2026 09-2026: 14.0%● unchanged vs 08-2026 10-2026: 17.5%▲ +3.5 percentage points vs 09-2026
No credit on open account
Liquidity ample (current ratio 4.6, compared with 4.08 in 2024, above the usual 1.5; short-term debt: 21.7% and cash: 0% of total assets), and 21.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 40% on liquidity, 32% on profitability and 32% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
raises risk
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Size: turnover €63,117, total assets €76,142
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-02-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
13 days late
2024
223 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 118 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end29-10-2026 today31-01-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (13 days) Filed on 13 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00037997.

Turnover
€63,117▼ 55.0%
2024 · €140,362
EBIT margin
12.3%▼ 35.5pp
2024 · 47.8%
Net result
€5,893▼ 89.0%
2024 · €53,695
Working capital
€59,587▲ 11.0%
2024 · €53,695
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 88% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€63,117 2025 Operating result€7,756 2025 Net result€5,893 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Turnover€140,362-€63,117▼ 55.0%
Operating result€67,130-€7,756▼ 88.4%
Net result€53,695above the sector's middle half-€5,893within the sector's middle half▼ 89.0%
EBIT margin47.8%-12.3%▼ 35.5pp
Equity€53,695within the sector's middle half-€59,587within the sector's middle half▲ 11.0%
Total assets€71,156within the sector's middle half-€76,142within the sector's middle half▲ 7.0%
Debt€17,461-€16,554▼ 5.2%
Working capital€53,695within the sector's middle half-€59,587within the sector's middle half▲ 11.0%
Solvency75.5%above the sector's middle half-78.3%above the sector's middle half▲ 2.8pp
Current ratio4.08above the sector's middle half-4.60above the sector's middle half▲ 0.52
Return on assets (ROA)75.5%above the sector's middle half-7.7%within the sector's middle half▼ 67.7pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €76,142
Equity €59,587 ▲ 11.0%
Debt €16,554 ▼ 5.2%
Debt's share of the balance-sheet total falls from 24.5% to 21.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.28▼
2024 · 0.33
ROE
9.9%▼
2024 · 100.0%
Debt ≤ 1 year
€16,554▼
2024 · €17,461
Income taxes
€1,473▼
2024 · €13,424
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 17.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€71,156€76,142▲
Current assets29/58€71,156€76,142▲
Amounts receivable within one year40/41€70,873€76,126▲
Trade receivables40€66,088€62,642▼
Other amounts receivable41€4,785€13,484▲
Cash at bank and in hand54/58€283€15▼
Equity and liabilities
Total equity and liabilities10/49€71,156€76,142▲
Equity10/15€53,695€59,587▲
Profit (loss) carried forward14€53,695€59,587▲
Amounts payable17/49€17,461€16,554▼
Amounts payable within one year42/48€17,461€16,554▼
Trade debts44€4,038€1,657▼
Suppliers440/4€4,038€1,657▼
Taxes, remuneration and social security45€13,424€14,897▲
Taxes450/3€13,424€14,897▲
Income statement Code20242025
Turnover70€140,362€63,117▼
Non-recurring operating income76A€133€1,298▲
Goods, raw materials, services and sundry goods60/61€73,365€56,659▼
Gross operating margin9900€67,130€7,756▼
Operating profit (loss)9901€67,130€7,756▼
Financial charges65/66B€12€390▲
Recurring financial charges65€12€390▲
Profit (loss) for the period before taxes9903€67,118€7,366▼
Income taxes67/77€13,424€1,473▼
Profit (loss) for the period9904€53,695€5,893▼
Profit (loss) for the period to be appropriated9905€53,695€5,893▼
Appropriation of the result
Profit (loss) to be appropriated9906€53,695€59,587▲
Profit (loss) brought forward from the previous period14P-€53,695
Line20242025Change
Turnover70€140,362€63,117▼ 55.0%
Non-recurring operating income76A€133€1,298▲ 878%
Goods, raw materials, services and sundry goods60/61€73,365€56,659▼ 22.8%
Gross operating margin9900€67,130€7,756▼ 88.4%
Operating profit (loss)9901€67,130€7,756▼ 88.4%
Financial charges65/66B€12€390▲ 32×
Recurring financial charges65€12€390▲ 32×
Profit (loss) for the period before taxes9903€67,118€7,366▼ 89.0%
Income taxes67/77€13,424€1,473▼ 89.0%
Profit (loss) for the period9904€53,695€5,893▼ 89.0%
Profit (loss) for the period to be appropriated9905€53,695€5,893▼ 89.0%
Line20242025Change
Assets
Total assets20/58€71,156€76,142▲ 7.0%
Current assets29/58€71,156€76,142▲ 7.0%
Amounts receivable within one year40/41€70,873€76,126▲ 7.4%
Trade receivables40€66,088€62,642▼ 5.2%
Other amounts receivable41€4,785€13,484▲ 182%
Cash at bank and in hand54/58€283€15▼ 94.6%
Equity and liabilities
Total equity and liabilities10/49€71,156€76,142▲ 7.0%
Equity10/15€53,695€59,587▲ 11.0%
Profit (loss) carried forward14€53,695€59,587▲ 11.0%
Amounts payable17/49€17,461€16,554▼ 5.2%
Amounts payable within one year42/48€17,461€16,554▼ 5.2%
Trade debts44€4,038€1,657▼ 59.0%
Suppliers440/4€4,038€1,657▼ 59.0%
Taxes, remuneration and social security45€13,424€14,897▲ 11.0%
Taxes450/3€13,424€14,897▲ 11.0%
Line20242025Change
Profit (loss) for the period9904€53,695€5,893▼ 89.0%
Operating cash flow (approximation)€53,695€5,893▼ 89.0%
Change in cash--€267-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
30-06-2025 micro format 13-02-2026 2026-00037997
30-06-2024 micro format 11-09-2025 2025-00489733

Similar companies · same sector, comparable size

Of the 29,217 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,357. 13,444 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
TARANU Gabriel
Director · since 07-07-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
TARANU Gabriel
  • Director, from 07-07-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 07-07-2023 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 07-07-2023 Incorporation · €2,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 5 July 2023, VISSTROI CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 In 2025 the registered office moved to Grimbergen.3 TARANU Gabriel has served as director of the company since 2023.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-07-2023
  3. 3Belgian Official Gazette, 03-10-2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2026
13-02
NBB filing Annual accounts filed
financial year 2025 · micro format · 13 days late
2025
03-10
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 15-09-2025
  • Registered-office move, Mutsaardplein 2, 1853 Grimbergen
11-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 223 days late
20-06
KBO administration Address struck
Zwijnaardse- Zwijnaardsesteenweg 44 9000, 9000 Gent · event 09-06-2025
2023
07-07
Gazette deed Incorporation
Appointment: TARANU Gabriel (director) · Board rule · Pre-incorporation commitments16 facts ▸
  • Board rule, 1, “comparant” (deed in Dutch)
  • Director appointment, TARANU Gabriel (director)
  • Pre-incorporation commitments, “takeover, alle gestelde verbintenissen genomen door oprichter in haar naam” (deed in Dutch)
  • Other provision, “uitvoering voorwerp,voorafgaande toelatingen, notaris wees op verplichte toelatingen,vergunningen,voorwaarden gelet op reglementeringen toegang tot beroep” (deed in Dutch)
  • Other provision, “officiële stukken vereist door wet,nationaal register en inschrijvingsnummer, attest burgerlijke stand” (deed in Dutch)
  • Other provision, “bevestiging burgerlijke stand, juistheid gegevens” (deed in Dutch)
  • Other provision, “digitaal afschrift, elektronische identiteitskaart of app ItsMe” (deed in Dutch)
  • Other provision, “uittreksel voor neerlegging, neerlegging griffie rechtbank van koophandel en verkrijgen juridische persoonlijkheid nieuwe vennootschap” (deed in Dutch)
  • Founder, TARANU Gabriel
  • Incorporation, “VISSTROI CONSTRUCT” (deed in Dutch)
  • Power of attorney, DURAKU Vanessa
  • Founding capital, €2,000
  • +4 further facts in this act
SignalGazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded05-07-2023
Financial year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43212Electrical installation work in industrial facilities
53200Other postal and courier activities
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803590461
Also 9925:BE0803590461

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0803.590.461

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1,574 m²
Building footprint
691 m²
Building volume
9,431 m³
2 parcels, Brussels, Flanders · tallest building 22.0 m. Linked by address, not a title deed.
120 companies at this address See who is registered here
1 establishment unit
VISSTROI CONSTRUCT
Auguste Gevaertstraat 47, 1070 AnderlechtGeneral construction of residential buildings
since 2023unit no. 2.346.859.273
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
23084A0399/00M025 Flanders 1,424 m² 1 · 561 m² 22.0 m · 5
21305C0264/00F014 Brussels 150 m² 1 · 129 m² 14.6 m · 4
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
VISSTROI CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, geen wijziging Gewest die wijziging taal statuten vereist” (deed in Dutch)

deed of 07-07-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, 100” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Helft overdrager helft kopers naar evenredigheid aantal aandelen, prijs oorspronkelijke bekendmaking of bij betwisting door deskundige” (deed in Dutch)

deed of 07-07-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Te allen tijde bij beslissing algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 07-07-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Zelf of lasthebber, stemrecht” (deed in Dutch)
Other provision: “Algemene vergadering of enige aandeelhouder, notulen” (deed in Dutch)
Other provision: “Verdeling van de winst, verslag bestuursorgaan,wordt niet neergelegd” (deed in Dutch)
Liquidation distribution: “Na aanzuivering schulden,lasten,kosten of consignatie, bij niet-volgestorte aandelen evenwicht door bijkomende volstorting of…” (deed in Dutch)
Other provision: “Wetboek van vennootschappen en ondernemingen, overeenstemming wetboek” (deed in Dutch)
2 more provisions in the deed, see the deed of 07-07-2023

deed of 07-07-2023