CYBERTEK
ActiveCYBERTEK has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €235k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+34
Solvency74▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.54 in 2024; short-term debt: 50.9% and cash: 40.4% of total assets), and 50.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.1%
Return on assets
62%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
65 d early
2023
27 d late
2022
29 d late
2021
31 d late
2020
30 d late
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€186k▲ 67.0%
2024 · €111k
2018: €42k
2019: €47k
2020: €15k
2021: €230k
2022: €204k
2023: €118k
2024: €111k
2018 → 2025
Total assets
€379k▲ 24.1%
2024 · €305k
2018: €392k
2019: €418k
2020: €398k
2021: €365k
2022: €318k
2023: €289k
2024: €305k
2018 → 2025
Net result
€235k
2024 · €-7k
2018: €-38k
2019: €4k
2020: €-32k
2021: €215k
2022: €-26k
2023: €-86k
2024: €-7k
2018 → 2025
Working capital
€1k
2024 · €-88k
2018: €-256k
2019: €-280k
2020: €-307k
2021: €-10k
2022: €-29k
2023: €-96k
2024: €-88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€230k-€204k▼ 11.2%€118k▼ 42.2%€111k▼ 5.8%€186k▲ 67.0%
Operating result€240k-€-25k€-83k▼ 226%€-7k▲ 92.0%€242k
Net result€215k-€-26k€-86k▼ 235%€-7k▲ 92.1%€235k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €242k after a loss of €7k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379k
Fixed assets
€185k▼ 7.5%
Current assets
€194k▲ 83.6%
Equity and liabilities €379k
Equity
€186k▲ 67.0%
Debt
€193k▼ 0.6%
The debt ratio falls from 63.5% to 50.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€265k▲
2024 · €15k
Cash flow
€258k▲
2024 · €15k
Solvency
49.1%▲
2024 · 36.5%
Current ratio
1.01▲
2024 · 0.54
Quick ratio
1.01▲
2024 · 0.54
Debt / equity
1.04▼
2024 · 1.74
ROE
126.2%▲
2024 · -6.1%
ROA
62.0%▲
2024 · -2.2%
Interest coverage
-65.20▼
2024 · 77.88
Debt
€193k▼
2024 · €194k
Debt ≤ 1 year
€193k▼
2024 · €194k
Income taxes
€50k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€305k€379k▲
Fixed assets21/28€200k€185k▼
Tangible fixed assets22/27€198k€183k▼
Land and buildings22€155k€143k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€920€461▼
Other tangible fixed assets26€42k€39k▼
Financial fixed assets28€1k€1k=
Current assets29/58€106k€194k▲
Amounts receivable within one year40/41€104k€41k▼
Trade receivables40€36k€28k▼
Other amounts receivable41€68k€12k▼
Cash at bank and in hand54/58€2k€153k▲
Equity and liabilities
Total equity and liabilities10/49€305k€379k▲
Equity10/15€111k€186k▲
Contributions10/11€19k€19k=
Reserves13€182k€154k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€180k€153k▼
Profit (loss) carried forward14€-89k€13k▲
Amounts payable17/49€194k€193k▼
Amounts payable within one year42/48€194k€193k▼
Trade debts44€8k€8k▲
Suppliers440/4€8k€8k▲
Taxes, remuneration and social security45€2k€15k▲
Taxes450/3€2k€15k▲
Other amounts payable47/48€183k€169k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€24k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-219k
Other operating charges640/8€10k€11k▲
Gross operating margin9900€26k€58k▲
Operating profit (loss)9901€-7k€242k▲
Financial income75/76B-€39k
Recurring financial income75-€26k
Non-recurring financial income76B-€13k
Financial charges65/66B€193€-4k▼
Recurring financial charges65€193€-4k▼
Profit (loss) for the period before taxes9903€-7k€285k▲
Income taxes67/77€0€50k▲
Profit (loss) for the period9904€-7k€235k▲
Profit (loss) for the period to be appropriated9905€-7k€235k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-89k€145k▲
Profit (loss) brought forward from the previous period14P€-82k€-89k▼
Transfer from equity791/2-€145k
Transfer to equity691/2-€118k
To other reserves6921-€118k
Profit to be distributed694/7-€160k
Return on contributions (dividend)694-€145k
Directors or managers695-€15k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €235k
Net result €235k after 3 loss-making years.
31-12
Financial
Equity above €150kEq €186k ▲67%
Equity rises from €111k to €186k.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-86k
Net result drops to €-86k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €215k
Net result €215k after one loss-making year.
31-12
Financial
Equity above €200kEq €230k ▲1449%
Equity rises from €15k to €230k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri Marichalstraat 61050 ElseneGround area
2,849 m²
Building footprint
2,334 m²
Volume, LiDAR
27,970 m³
2 parcels, Brussels · tallest building 26.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
CYBERTEK
since 19992.090.685.738
L'ECUME
since 20112.203.885.431
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0364/00Z000 | Brussels | 2,694 m² | 1 · 2,214 m² | 26.0 m · 3 fl. |
| 21443C0220/00B002 | Brussels | 156 m² | 1 · 120 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OffBeat
BE 1004.920.691
Gent · Eq €186k
CoppIT
BE 0693.982.144
Haaltert · Eq €186k
Otu’s
BE 0783.707.144
Jette · Eq €186k
VISIONLINE
BE 0473.122.151
Londerzeel · Eq €186k
IT-Source
BE 0845.081.717
Dendermonde · Eq €186k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,048 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-01-1999
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.