VISION PARTNERS
ActiveSummary
VISION PARTNERS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.21M and a net result of €102k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 95% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability24=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 34.34; short-term debt: 2.4% and cash: 1.6% of total assets), and 2.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.6%
Return on assets
4.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
331 d late
2022
697 d late
2021
1062 d late
2020
451 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€2.21M▲ 4.9%
2023 · €2.10M
2018: €1.84Mlowest in 7 years
2019: €2.17M▲ +18.1% vs 2018
2020: €2.15M▼ -1.1% vs 2019
2021: €2.14M▼ -0.4% vs 2020
2022: €2.01M▼ -5.7% vs 2021
2023: €2.10M▲ +4.4% vs 2022
2024: €2.21M▲ +4.9% vs 2023highest in 7 years
2018 → 2024
Total assets
€2.26M▲ 7.1%
2023 · €2.11M
2018: €1.89Mlowest in 7 years
2019: €2.23M▲ +18.2% vs 2018
2020: €2.21M▼ -1.2% vs 2019
2021: €2.14M▼ -3.0% vs 2020
2022: €2.05M▼ -4.1% vs 2021
2023: €2.11M▲ +3.0% vs 2022
2024: €2.26M▲ +7.1% vs 2023highest in 7 years
2018 → 2024
Net result
€102k▲ 14.3%
2023 · €89k
2018: €7k
2019: €333k▲ +4938% vs 2018highest in 7 years
2020: €-25k▼ -107% vs 2019
2021: €-10k▲ +61.2% vs 2020
2022: €-122k▼ -1169% vs 2021lowest in 7 years
2023: €89k▲ +173% vs 2022
2024: €102k▲ +14.3% vs 2023
2018 → 2024
Working capital
€1.83M▲ 10.4%
2023 · €1.66M
2018: €1.74M
2019: €2.04M▲ +17.8% vs 2018highest in 7 years
2020: €1.97M▼ -3.5% vs 2019
2021: €1.79M▼ -9.3% vs 2020
2022: €1.50M▼ -16.4% vs 2021lowest in 7 years
2023: €1.66M▲ +10.7% vs 2022
2024: €1.83M▲ +10.4% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2.15M-€2.14M▼ 0.4%€2.01M▼ 5.7%€2.10M▲ 4.4%€2.21M▲ 4.9%
2020: €2.15M
2021: €2.14M▼ -0.4% vs 2020
2022: €2.01M▼ -5.7% vs 2021lowest in 5 years
2023: €2.10M▲ +4.4% vs 2022
2024: €2.21M▲ +4.9% vs 2023highest in 5 years
Operating result€-21k-€-46k▼ 115%€-84k▼ 83.4%€-80k▲ 5.0%€-81k▼ 1.8%
2020: €-21khighest in 5 years
2021: €-46k▼ -115% vs 2020
2022: €-84k▼ -83.4% vs 2021lowest in 5 years
2023: €-80k▲ +5.0% vs 2022
2024: €-81k▼ -1.8% vs 2023
Net result€-25k-€-10k▲ 61.2%€-122k▼ 1,169%€89k€102k▲ 14.3%
2020: €-25k
2021: €-10k▲ +61.2% vs 2020
2022: €-122k▼ -1169% vs 2021lowest in 5 years
2023: €89k▲ +173% vs 2022
2024: €102k▲ +14.3% vs 2023highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €81k in 2024 against €80k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.26M
Fixed assets
€378k ▼ 15.7%
Current assets
€1.88M ▲ 13.2%
Equity and liabilities €2.26M
Equity
€2.21M ▲ 4.9%
Debt
€55k ▲ 631%
Debt's share of the balance-sheet total rises from 0.4% to 2.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-11k▼
2023 · €-10k
Cash flow
€172k▲
2023 · €160k
Current ratio
34.34
Debt to equity
0.02▲
2023 · 0.00
ROE
4.6%▲
2023 · 4.2%
ROA
4.5%▲
2023 · 4.2%
Interest coverage
-0.50▲
2023 · -0.74
Debt ≤ 1 year
€55k▲
2023 · €7k
Income taxes
€41k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.11M€2.26M▲
Fixed assets21/28€448k€378k▼
Tangible fixed assets22/27€448k€378k▼
Land and buildings22€275k€253k▼
Plant, machinery and equipment23€173k€125k▼
Current assets29/58€1.66M€1.88M▲
Amounts receivable within one year40/41€5k€5k=
Other amounts receivable41€5k€5k=
Current investments50/53€1.59M€1.84M▲
Cash at bank and in hand54/58€68k€37k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.11M€2.26M▲
Equity10/15€2.10M€2.21M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€62k€62k=
Non-distributable reserves130/1€59k€59k=
Legal reserve130€59k€59k=
Tax-exempt reserves132€2k€2k=
Profit (loss) carried forward14€1.98M€2.08M▲
Amounts payable17/49€7k€55k▲
Amounts payable within one year42/48€7k€55k▲
Current portion of amounts payable after more than one year42€267€267=
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€4k€43k▲
Taxes450/3€4k€43k▲
Other amounts payable47/48€2k€10k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€70k=
Other operating charges640/8€6k€1k▼
Gross operating margin9900€-4k€-10k▼
Operating profit (loss)9901€-80k€-81k▼
Financial income75/76B€188k€246k▲
Recurring financial income75€188k€246k▲
Financial charges65/66B€13k€22k▲
Recurring financial charges65€13k€22k▲
Profit (loss) for the period before taxes9903€95k€143k▲
Income taxes67/77€5k€41k▲
Profit (loss) for the period9904€89k€102k▲
Profit (loss) for the period to be appropriated9905€89k€102k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.98M€2.08M▲
Profit (loss) brought forward from the previous period14P€1.89M€1.98M▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €31k | €62k | €70k | €70k | = |
| Other operating charges640/8 | €15k | €14k | €20k | €6k | €1k | ▼ 76.7% |
| Non-recurring operating charges66A | - | - | €34 | - | - | - |
| Gross operating margin9900 | €625 | €-346 | €-2k | €-4k | €-10k | ▼ 151% |
| Operating profit (loss)9901 | €-21k | €-46k | €-84k | €-80k | €-81k | ▼ 1.8% |
| Financial income75/76B | €36k | €48k | €39k | €188k | €246k | ▲ 31.3% |
| Recurring financial income75 | €36k | €48k | €39k | €188k | €246k | ▲ 31.3% |
| Financial charges65/66B | €40k | €8k | €68k | €13k | €22k | ▲ 71.0% |
| Recurring financial charges65 | €40k | €8k | €68k | €13k | €22k | ▲ 71.0% |
| Profit (loss) for the period before taxes9903 | €-25k | €-6k | €-113k | €95k | €143k | ▲ 50.8% |
| Income taxes67/77 | €9 | €4k | €9k | €5k | €41k | ▲ 657% |
| Profit (loss) for the period9904 | €-25k | €-10k | €-122k | €89k | €102k | ▲ 14.3% |
| Profit (loss) for the period to be appropriated9905 | €-25k | €-10k | €-122k | €89k | €102k | ▲ 14.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.21M | €2.14M | €2.05M | €2.11M | €2.26M | ▲ 7.1% |
| Fixed assets21/28 | €175k | €348k | €519k | €448k | €378k | ▼ 15.7% |
| Tangible fixed assets22/27 | €175k | €348k | €519k | €448k | €378k | ▼ 15.7% |
| Land and buildings22 | €155k | €263k | €298k | €275k | €253k | ▼ 8.1% |
| Plant, machinery and equipment23 | €20k | €85k | €221k | €173k | €125k | ▼ 27.6% |
| Furniture and vehicles24 | - | €480 | - | - | - | - |
| Current assets29/58 | €2.03M | €1.79M | €1.53M | €1.66M | €1.88M | ▲ 13.2% |
| Amounts receivable within one year40/41 | €5k | €8k | €5k | €5k | €5k | = |
| Other amounts receivable41 | €5k | €8k | €5k | €5k | €5k | = |
| Current investments50/53 | €1.44M | €1.47M | €1.43M | €1.59M | €1.84M | ▲ 15.8% |
| Cash at bank and in hand54/58 | €583k | €308k | €95k | €68k | €37k | ▼ 46.0% |
| Deferred charges and accrued income490/1 | €846 | €1k | €1k | €2k | €3k | ▲ 52.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.21M | €2.14M | €2.05M | €2.11M | €2.26M | ▲ 7.1% |
| Equity10/15 | €2.15M | €2.14M | €2.01M | €2.10M | €2.21M | ▲ 4.9% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €62k | €62k | €62k | €62k | €62k | = |
| Non-distributable reserves130/1 | €59k | €59k | €59k | €59k | €59k | = |
| Legal reserve130 | €59k | €59k | €59k | €59k | €59k | = |
| Tax-exempt reserves132 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €2.02M | €2.01M | €1.89M | €1.98M | €2.08M | ▲ 5.2% |
| Amounts payable17/49 | €59k | €2k | €35k | €7k | €55k | ▲ 631% |
| Amounts payable within one year42/48 | €59k | €2k | €35k | €7k | €55k | ▲ 631% |
| Current portion of amounts payable after more than one year42 | €267 | €267 | €267 | €267 | €267 | = |
| Trade debts44 | €862 | €3 | €33k | €1k | €1k | ▼ 3.6% |
| Suppliers440/4 | €862 | €3 | €33k | €1k | €1k | ▼ 3.6% |
| Taxes, remuneration and social security45 | €58k | €1k | €2k | €4k | €43k | ▲ 944% |
| Taxes450/3 | €58k | €1k | €2k | €4k | €43k | ▲ 944% |
| Other amounts payable47/48 | - | - | - | €2k | €10k | ▲ 456% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-25k | €-10k | €-122k | €89k | €102k | ▲ 14.3% |
| + Depreciation and write-downs630 | €6k | €31k | €62k | €70k | €70k | = |
| Operating cash flow (approximation) | €-19k | €21k | €-60k | €160k | €172k | ▲ 8.0% |
| Investment in fixed assets (approximation) | - | €-204k | €-233k | €0 | €0 | - |
| Change in cash | - | €-276k | €-212k | €-27k | €-31k | ▼ 15.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 331 days late
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 697 days late
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1062 days late
2023
31-12
Financial
Back to profitnet €89k
Net result €89k after 3 loss-making years.
31-12
Financial
Liquidity times 5current ratio 221.86
Current ratio from 43.38 to 221.86; short-term debt falls from €35k to €7k.
2022
31-12
Financial
Weakest financial yearnet €-122k
Net result drops to €-122k, the lowest in the series; recovery starts the following year.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 451 days late
2021
31-12
Financial
Liquidity times 33current ratio 1130.06
Current ratio from 34.45 to 1130.06; short-term debt falls from €59k to €2k.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €333k ▲4,938%
Net result €333k, the highest in the series.
31-12
Financial
Equity above €2MEq €2.17M ▲18.1%
2 profitable years in a row build equity to €2.17M.
Show earlier events
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
13-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 1992
Ground area
4,914 m²
Building footprint
2,195 m²
Volume, LiDAR
11,886 m³
Parcel 11001B0084/00G000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Kontichsesteenweg 36, 2630 Aartselaar
since 19922.058.627.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0084/00G000 | Flanders | 4,914 m² | 1 · 2,195 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600OG79LA1HOJQO32
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Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 391 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded27-07-1992
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
Scores and ratios are computed by Checked and are not a credit decision.