INTERSTUDIO
ActiveSummary
INTERSTUDIO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€85,346) and a net result of -€22,975. Equity is shrinking by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability26▼-11
Solvency8▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33 against 0.37 in 2024; short-term debt: 116.8% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-16.8%
Return on assets
-4.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€85,346
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
28 d late
2023
24 d early
2022
55 d early
2021
34 d late
2020
31 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€85,346▼ 36.8%
2024 · -€62,371
Total assets
€508,190▼ 4.7%
2024 · €533,208
Net result
-€22,975▼ 1,309%
2024 · -€1,631
Working capital
-€399,784▼ 6.1%
2024 · -€376,809
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€571-€39,024€37,779-€1,631-€22,975▼ 1,309%
Net result€278within the sector's middle half-€39,024below the sector's middle half€37,779within the sector's middle half-€1,631below the sector's middle half-€22,975below the sector's middle half▼ 1,309%
Equity-€59,495below the sector's middle half▲ 0.5%-€98,519below the sector's middle half▼ 65.6%-€60,740below the sector's middle half▲ 38.3%-€62,371below the sector's middle half▼ 2.7%-€85,346below the sector's middle half▼ 36.8%
Total assets€481,601above the sector's middle half▲ 8.8%€509,743within the sector's middle half▲ 5.8%€512,477below the sector's middle half▲ 0.5%€533,208within the sector's middle half▲ 4.0%€508,190within the sector's middle half▼ 4.7%
Debt€541,096▲ 7.7%€608,262▲ 12.4%€573,217▼ 5.8%€595,579▲ 3.9%€593,536▼ 0.3%
Working capital-€370,153▲ 0.5%-€412,957▼ 11.6%-€375,178▲ 9.1%-€376,809▼ 0.4%-€399,784▼ 6.1%
Solvency-12.4%below the sector's middle half▲ 1.1pp-19.3%below the sector's middle half▼ 7.0pp-11.9%below the sector's middle half▲ 7.5pp-11.7%below the sector's middle half▲ 0.2pp-16.8%below the sector's middle half▼ 5.1pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22,975 in 2025 against €1,631 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €508,190
Fixed assets
€314,438 =
Current assets
€193,752 ▼ 11.4%
Key figures and ratios
Current ratio
0.33▼
2024 · 0.37
Quick ratio
0.04▼
2024 · 0.06
Debt to equity
-6.95▲
2024 · -9.55
ROA
-4.5%▼
2024 · -0.3%
Debt ≤ 1 year
€593,536▼
2024 · €595,579
Staff costs
€13,288
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,242 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 93% are still going.
- Small
- 20 years or older
- negative equity
- a small loss
1.7%
went bankrupt
3.9%
stopped otherwise
93%
still going
A further 1.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,242 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €27,924 | €35,258 | €36,045 | - | €13,288 | - |
| Other operating charges640/8 | €6,451 | €3,773 | €2,743 | - | - | - |
| Gross operating margin9900 | €34,946 | €7 | €76,567 | -€1,631 | -€9,687 | ▼ 494% |
| Operating profit (loss)9901 | €571 | -€39,024 | €37,779 | -€1,631 | -€22,975 | ▼ 1,309% |
| Financial charges65/66B | €293 | - | - | - | - | - |
| Recurring financial charges65 | €293 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €278 | -€39,024 | €37,779 | -€1,631 | -€22,975 | ▼ 1,309% |
| Profit (loss) for the period9904 | €278 | -€39,024 | €37,779 | -€1,631 | -€22,975 | ▼ 1,309% |
| Profit (loss) for the period to be appropriated9905 | €278 | -€39,024 | €37,779 | -€1,631 | -€22,975 | ▼ 1,309% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €481,601 | €509,743 | €512,477 | €533,208 | €508,190 | ▼ 4.7% |
| Fixed assets21/28 | €314,438 | €314,438 | €314,438 | €314,438 | €314,438 | = |
| Tangible fixed assets22/27 | €312,188 | €312,188 | €312,188 | €312,188 | €312,188 | = |
| Land and buildings22 | €289,528 | €289,528 | €289,528 | €289,528 | €289,528 | = |
| Plant, machinery and equipment23 | €7,536 | €7,536 | €7,536 | €7,536 | €7,536 | = |
| Furniture and vehicles24 | €15,124 | €15,124 | €15,124 | €15,124 | €15,124 | = |
| Financial fixed assets28 | €2,250 | €2,250 | €2,250 | €2,250 | €2,250 | = |
| Current assets29/58 | €167,163 | €195,305 | €198,039 | €218,770 | €193,752 | ▼ 11.4% |
| Stocks and contracts in progress3 | €130,179 | €130,179 | €183,920 | €180,218 | €169,930 | ▼ 5.7% |
| Stocks30/36 | €130,179 | €130,179 | €183,920 | €180,218 | €169,930 | ▼ 5.7% |
| Amounts receivable within one year40/41 | €36,984 | €24,700 | €14,119 | €38,552 | €23,822 | ▼ 38.2% |
| Trade receivables40 | €36,984 | €5,208 | - | €17,356 | - | - |
| Other amounts receivable41 | - | €19,492 | €14,119 | €21,196 | €23,822 | ▲ 12.4% |
| Cash at bank and in hand54/58 | - | €40,426 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €481,601 | €509,743 | €512,477 | €533,208 | €508,190 | ▼ 4.7% |
| Equity10/15 | -€59,495 | -€98,519 | -€60,740 | -€62,371 | -€85,346 | ▼ 36.8% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Revaluation surpluses12 | €250,000 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Reserves13 | €8,362 | €8,362 | €8,362 | €8,362 | €8,362 | = |
| Non-distributable reserves130/1 | €1,487 | €1,487 | €1,487 | €1,487 | €1,487 | = |
| Reserves not available under the articles1311 | €1,487 | €1,487 | €1,487 | €1,487 | €1,487 | = |
| Distributable reserves133 | €6,875 | €6,875 | €6,875 | €6,875 | €6,875 | = |
| Profit (loss) carried forward14 | -€336,449 | -€375,473 | -€337,694 | -€339,325 | -€362,300 | ▼ 6.8% |
| Amounts payable17/49 | €541,096 | €608,262 | €573,217 | €595,579 | €593,536 | ▼ 0.3% |
| Amounts payable after more than one year17 | €3,780 | - | - | - | - | - |
| Financial debts170/4 | €3,780 | - | - | - | - | - |
| Amounts payable within one year42/48 | €537,316 | €608,262 | €573,217 | €595,579 | €593,536 | ▼ 0.3% |
| Current portion of amounts payable after more than one year42 | - | - | €51,873 | - | - | - |
| Financial debts43 | €84,334 | - | €23,765 | €68,452 | €57,214 | ▼ 16.4% |
| Credit institutions430/8 | €84,334 | - | €23,765 | €68,452 | €57,214 | ▼ 16.4% |
| Trade debts44 | €131,744 | €98,232 | €497,579 | €11,048 | - | - |
| Suppliers440/4 | €131,744 | €98,232 | €497,579 | €11,048 | - | - |
| Taxes, remuneration and social security45 | €41,076 | - | - | €80,769 | €51,837 | ▼ 35.8% |
| Taxes450/3 | €41,076 | - | - | €80,769 | €51,837 | ▼ 35.8% |
| Other amounts payable47/48 | €280,162 | €510,030 | - | €435,310 | €484,485 | ▲ 11.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €278 | -€39,024 | €37,779 | -€1,631 | -€22,975 | ▼ 1,309% |
| Operating cash flow (approximation) | €278 | -€39,024 | €37,779 | -€1,631 | -€22,975 | ▼ 1,309% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €37,779
Net result €37,779 after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 34 days late
2021
31-12
Financial
Back to profitnet €278
Net result €278 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€54,912
Net result drops to -€54,912, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2000
Ground area
235 m²
Building footprint
174 m²
Volume, LiDAR
1,630 m³
Parcel 11382C0094/00L000, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ABABBEL
since 20002.211.109.555
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11382C0094/00L000 | Flanders | 235 m² | 1 · 174 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,130 EUR awarded · 2,130 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,130 EUR | 2,130 EUR |
Schemes
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,733 companies in sector 47742 we hold annual accounts for 1,139. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded22-06-1990
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
74201Photography, excluding press photography
Contact
Website
www.ababbel.beAntwerpen
E-mail
info@ababbel.beAntwerpen
Phone
038278681Antwerpen
Fax
03/8278681Antwerpen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0440949429
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.