VIR Fiber Optic
ActiveSummary
The computed 12-month bankruptcy probability of VIR Fiber Optic is 2.4% (moderate). The 2025 annual accounts show equity of €44k and a net result of €17k. Its solvency ranks better than 56% of 27786 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency77▲+11
Growth52
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.37 in 2024; short-term debt: 28.2% and cash: 1.3% of total assets), and 47.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.5%
Return on assets
19.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 59.9%
2024 · €28k
2024: €28k
2024 → 2025
Total assets
€84k▲ 26.0%
2024 · €67k
2024: €67k
2024 → 2025
Net result
€17k▼ 34.2%
2024 · €25k
2024: €25k
2024 → 2025
Working capital
€13k▲ 109%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€28k-€44k▲ 59.9%
Operating result€33k-€22k▼ 33.2%
Net result€25k-€17k▼ 34.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€47k ▲ 8.9%
Current assets
€37k ▲ 57.8%
Equity and liabilities €84k
Equity
€44k ▲ 59.9%
Debt
€40k ▲ 2.1%
The debt ratio falls from 58.7% to 47.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €36k
Cash flow
€28k▲
2024 · €28k
Current ratio
1.55▲
2024 · 1.37
Debt / equity
0.91▼
2024 · 1.42
ROE
37.4%▼
2024 · 91.0%
ROA
19.6%▼
2024 · 37.6%
Interest coverage
26.53▼
2024 · 32.50
Debt ≤ 1 year
€24k▲
2024 · €17k
Debt > 1 year
€16k▼
2024 · €22k
Income taxes
€4k▼
2024 · €7k
Staff costs
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€67k€84k▲
Fixed assets21/28€44k€47k▲
Tangible fixed assets22/27€44k€47k▲
Plant, machinery and equipment23€14k€25k▲
Furniture and vehicles24€29k€23k▼
Current assets29/58€23k€37k▲
Amounts receivable within one year40/41€22k€35k▲
Trade receivables40€22k€35k▲
Other amounts receivable41-€493
Cash at bank and in hand54/58€1k€1k▼
Deferred charges and accrued income490/1€436€418▼
Equity and liabilities
Total equity and liabilities10/49€67k€84k▲
Equity10/15€28k€44k▲
Contributions10/11€3k€3k=
Reserves13-€42k
Distributable reserves133-€42k
Profit (loss) carried forward14€25k-
Amounts payable17/49€39k€40k▲
Amounts payable after more than one year17€22k€16k▼
Financial debts170/4€22k€16k▼
Amounts payable within one year42/48€17k€24k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€9k€16k▲
Other amounts payable47/48€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€3k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€12k▲
Other operating charges640/8€632€399▼
Non-recurring operating charges66A€6k-
Gross operating margin9900€45k€36k▼
Operating profit (loss)9901€33k€22k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€32k€21k▼
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€25k€17k▼
Profit (loss) for the period to be appropriated9905€25k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€42k▲
Profit (loss) brought forward from the previous period14P-€25k
Transfer to equity691/2-€42k
To other reserves6921-€42k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
28-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Board size change3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Board size change3 facts ▸
- General meeting, 24/06/2026
- Director appointment, Vitel lonela (director)
- Board size change, 2
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
State Gazette actNBB filing
Directors · office · real estate
Directors
1 director, no change since 2026
Vitel lonela
CurrentDirector · since 06-07-2026
06-07-2026
Appointed as Director
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wouwerstraat 682300 TurnhoutGround area
359 m²
Building footprint
101 m²
Volume, LiDAR
751 m³
Parcel 13040B1006/00N005, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VIR Fiber Optic
since 20232.344.752.591
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13040B1006/00N005 | Flanders | 359 m² | 1 · 101 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WELL STORE
BE 0422.878.923
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Goossens Technieken bv
BE 0763.806.506
Sint-Lievens-Houtem · Eq €44k
SNB Concept
BE 0670.897.926
Herk-de-Stad · Eq €44k
JACKY GLASS
BE 0643.709.915
Zaventem · Eq €44k
ARDALI
BE 0793.243.432
Sint-Niklaas · Eq €45k
Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2023
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
43211General electrical installation work
80090Investigation and security activities
80200Investigation and security activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.