CARPED
ActiveThe computed 12-month bankruptcy probability of CARPED is 4.4% (elevated). The 2025 annual accounts show equity of €46k and a net result of €17k. Its solvency ranks better than 62% of 27711 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+7
Solvency83▲+27
Growth52
Track record94
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.78 against 1.1 in 2024; short-term debt: 41.7% and cash: 21.8% of total assets), and 41.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.3%
Return on assets
22.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-12-2025, 42 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
42 d early
2024
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€284k
EBIT margin
12.5%
Net result
€17k▼ 31.0%
2024 · €25k
2024: €25k
2024 → 2025
Working capital
€26k▲ 370%
2024 · €5k
2024: €5k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€284k-
Equity€28k-€46k▲ 61.6%
Operating result€35k-€28k▼ 20.5%
Net result€25k-€17k▼ 31.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€20k▼ 33.1%
Current assets
€58k▼ 4.2%
Equity and liabilities €78k
Equity
€46k▲ 61.6%
Debt
€33k▼ 47.8%
The debt ratio falls from 68.9% to 41.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €36k
Cash flow
€28k▲
2024 · €26k
Solvency
58.3%▲
2024 · 31.1%
Current ratio
1.78▲
2024 · 1.10
Quick ratio
1.78▲
2024 · 1.10
Debt / equity
0.72▼
2024 · 2.22
ROE
38.1%▼
2024 · 89.4%
ROA
22.2%▼
2024 · 27.8%
Interest coverage
46.62▼
2024 · 195.06
Debt
€33k▼
2024 · €63k
Debt ≤ 1 year
€33k▼
2024 · €55k
Income taxes
€10k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€78k▼
Fixed assets21/28€30k€20k▼
Tangible fixed assets22/27€30k€20k▼
Furniture and vehicles24€30k€20k▼
Financial fixed assets28-€225
Current assets29/58€61k€58k▼
Amounts receivable within one year40/41€39k€40k▲
Trade receivables40€38k€32k▼
Other amounts receivable41€364€8k▲
Cash at bank and in hand54/58€21k€17k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€91k€78k▼
Equity10/15€28k€46k▲
Contributions10/11€3k€3k=
Reserves13€10k€25k▲
Distributable reserves133€10k€25k▲
Profit (loss) carried forward14€15k€18k▲
Amounts payable17/49€63k€33k▼
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€55k€33k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€40k€23k▼
Suppliers440/4€23k€23k▲
Bills of exchange payable441€17k-
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Other amounts payable47/48€2k-
Income statement
Code20242025
Turnover70€284k-
Goods, raw materials, services and sundry goods60/61€248k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€473€10k▲
Other operating charges640/8€476€2k▲
Gross operating margin9900€36k€40k▲
Operating profit (loss)9901€35k€28k▼
Financial income75/76B€22€373▲
Recurring financial income75€22€373▲
Financial charges65/66B€184€822▲
Recurring financial charges65€184€822▲
Profit (loss) for the period before taxes9903€35k€28k▼
Income taxes67/77€10k€10k▲
Profit (loss) for the period9904€25k€17k▼
Profit (loss) for the period to be appropriated9905€25k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€33k▲
Profit (loss) brought forward from the previous period14P-€15k
Transfer to equity691/2€10k€15k▲
To other reserves6921€10k€15k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Komfortplein 111070 AnderlechtGround area
187 m²
Building footprint
69 m²
Volume, LiDAR
440 m³
Parcel 21306D0196/00T013, Brussels · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARPED
since 20232.343.400.729
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0196/00T013 | Brussels | 187 m² | 1 · 69 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIMELEC
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OCE Solutions
BE 0761.363.985
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RVM - RENOVATIE EN BOUW
BE 0783.968.450
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Limburg Group
BE 1012.506.091
Genk · Eq €45k
ALION SERVICES
BE 0627.728.966
Aalst · Eq €45k
Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 1,323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2023
Fiscal year end30-06
Activities, NACEBEL
43240Other construction installation
43120Site preparation
43429Specialised construction activities
43990Other specialised construction activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.