VIPTEL
ActiveSummary
The computed 12-month bankruptcy probability of VIPTEL is 1.8% (moderate). For VIPTEL, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €560k and a net result of €30k. Equity is shrinking by ~3.8% per year across the filed fiscal years. The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability50▲+22
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
96.2%
Return on assets
5.1%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 09-10-2024, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
70 d late
2022
92 d late
2021
457 d late
2020
89 d late
2019
109 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€560k▲ 5.6%
2022 · €530k
2018: €631k
2019: €596k
2020: €565k
2021: €551k
2022: €530k
2018 → 2023
Total assets
€582k▲ 1.3%
2022 · €575k
2018: €643k
2019: €619k
2020: €588k
2021: €584k
2022: €575k
2018 → 2023
Net result
€30k
2022 · €-21k
2018: €-13k
2019: €-35k
2020: €-31k
2021: €-14k
2022: €-21k
2018 → 2023
Working capital
€557k▲ 5.7%
2022 · €527k
2018: €624k
2019: €589k
2020: €558k
2021: €548k
2022: €527k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€596k-€565k▼ 5.2%€551k▼ 2.4%€530k▼ 3.8%€560k▲ 5.6%
Operating result€-34k-€-28k▲ 17.1%€-11k▲ 62.3%€-18k▼ 65.4%
Net result€-35k-€-31k▲ 11.4%€-14k▲ 55.8%€-21k▼ 51.3%€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2022 against €11k in 2021; the loss grows.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €582k
Fixed assets
€3k =
Current assets
€579k ▲ 1.3%
Equity and liabilities €582k
Equity
€560k ▲ 5.6%
Debt
€22k ▼ 50.4%
Debt's share of the balance-sheet total falls from 7.8% to 3.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
26.07▲
2022 · 12.77
Debt to equity
0.04▼
2022 · 0.08
ROE
5.3%▲
2022 · -3.9%
ROA
5.1%▲
2022 · -3.6%
Debt ≤ 1 year
€22k▼
2022 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 36 lines
Balance sheet
Code20222023
Assets
Total assets20/58€575k€582k▲
Fixed assets21/28€3k€3k=
Financial fixed assets28€3k€3k=
Current assets29/58€572k€579k▲
Amounts receivable after more than one year29€556k-
Other amounts receivable291€556k-
Amounts receivable within one year40/41€17k€579k▲
Trade receivables40€16k€16k=
Other amounts receivable41€880€564k▲
Equity and liabilities
Total equity and liabilities10/49€575k€582k▲
Equity10/15€530k€560k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€510k€540k▲
Amounts payable17/49€45k€22k▼
Amounts payable within one year42/48€45k€22k▼
Financial debts43€19k€19k=
Credit institutions430/8€19k€19k=
Advances received on contracts in progress46€3k€3k=
Other amounts payable47/48€23k-
Income statement
Code20222023
Other operating charges640/8€801-
Gross operating margin9900€-17k-
Operating profit (loss)9901€-18k-
Financial income75/76B-€30k
Recurring financial income75-€30k
Financial charges65/66B€3k-
Recurring financial charges65€3k-
Profit (loss) for the period before taxes9903€-21k€30k▲
Profit (loss) for the period9904€-21k€30k▲
Profit (loss) for the period to be appropriated9905€-21k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€510k€540k▲
Profit (loss) brought forward from the previous period14P€531k€510k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
31-12
Financial
Back to profitnet €30k
Net result €30k after 5 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 26.07
Current ratio from 12.77 to 26.07; short-term debt falls from €45k to €22k.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 457 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 109 days late
2019
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
2014
31-10
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pantheonlaan 881081 KoekelbergGround area
946 m²
Building footprint
483 m²
Volume, LiDAR
9,757 m³
Parcel 21011A0040/00A013, Brussels · tallest building 23.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Belgacom center
since 19942.067.303.392
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0040/00A013 | Brussels | 946 m² | 1 · 482 m² | 23.5 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-04-1994
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.