VIPeter
ActiveFrom the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
VIPeter has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€121,235) and a net result of -€31,664. Equity has been stable since 2019 (±2.2% per year). Its solvency ranks better than 5% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Official details
KBO- Status
- Active since 11-09-2006 Normal situation
- Legal form
- Private limited company
- Registered office
- Broekstraat 110, 3300 Tienen
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.156.766.987 3300 Tienen, since 10-10-2006
- Financial year end
- 30 September
- Peppol
- Reachable since 02-07-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.3%
- Gross margin
- €6,859
- ▼ 58.3%
- Turnover
- ≈ €32,000
- estimated
- Loss
- €31,664
- ▲ 20×
- Equity
- -€121,235
- ▼ 35.4%
- Total assets
- €184,750
- ▲ 40.8%
Score breakdownraises riskCapped at 59: negative equityLoss of €31,664, the second in a row (financial year 2025)Negative equity -€121,235Liquidity: current ratio 0.02, cash €337, halvedlowers riskSize: total assets €184,750Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 1% on liquidity, 17% on profitability and 16% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
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Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 30-09-2025
- Filed on
- 23-04-2026
- Format
- micro format
- Reference
- 2026-00086225
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is a loss of €30,317, after a profit of €285 in 2024. It is the lowest result since 2021.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Companies with the same profile, two years later
Historical observationIn July 2024, 6,619 companies had the same profile as VIPeter has now. Two years later, 4.5% had gone bankrupt and 84.5% were still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VIPeter itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for VIPeter. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,684 | €18,833 | €18,996 | €16,639 | €16,225 | €14,921 | €35,641 | ▲ 139% |
| Other operating charges640/8 | - | - | - | €751 | €1,170 | €1,240 | €1,535 | ▲ 23.8% |
| Gross operating margin9900 | €17,684 | €13,189 | €21,600 | €21,939 | €21,197 | €16,447 | €6,859 | ▼ 58.3% |
| Operating profit (loss)9901 | -€972 | -€6,718 | €1,524 | €4,550 | €3,802 | €285 | -€30,317 | - |
| Recurring financial income75 | €0 | - | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €2,721 | €2,315 | €1,875 | €1,347 | ▼ 28.2% |
| Recurring financial charges65 | €3,963 | €3,530 | €3,080 | €2,721 | €2,315 | €1,875 | €1,347 | ▼ 28.2% |
| Profit (loss) for the period before taxes9903 | -€4,935 | -€10,248 | -€1,555 | €1,830 | €1,487 | -€1,589 | -€31,664 | ▼ 1,892% |
| Profit (loss) for the period9904 | -€4,935 | -€10,248 | -€1,555 | €1,830 | €1,487 | -€1,589 | -€31,664 | ▼ 1,892% |
| Profit (loss) for the period to be appropriated9905 | -€4,935 | -€10,248 | -€1,555 | €1,830 | €1,487 | -€1,589 | -€31,664 | ▼ 1,892% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €113,720 | €112,171 | €98,609 | €88,963 | €77,289 | €131,231 | €184,750 | ▲ 40.8% |
| Fixed assets21/28 | €108,080 | €100,848 | €88,062 | €71,423 | €55,198 | €40,277 | €179,680 | ▲ 346% |
| Tangible fixed assets22/27 | €108,080 | €100,848 | €88,062 | €71,423 | €55,198 | €40,277 | €179,680 | ▲ 346% |
| Land and buildings22 | - | - | - | €68,548 | €54,028 | €39,508 | €166,550 | ▲ 322% |
| Plant, machinery and equipment23 | - | - | - | €2,875 | €1,170 | €768 | €620 | ▼ 19.3% |
| Assets under construction and advance payments27 | - | - | - | - | - | - | €12,510 | - |
| Current assets29/58 | €5,640 | €11,323 | €10,547 | €17,540 | €22,091 | €90,954 | €5,070 | ▼ 94.4% |
| Amounts receivable within one year40/41 | €717 | €129 | €126 | €127 | €0 | €359 | €3,138 | ▲ 775% |
| Other amounts receivable41 | - | - | - | €127 | €0 | €359 | €3,138 | ▲ 775% |
| Cash at bank and in hand54/58 | €4,847 | €11,116 | €10,342 | €17,331 | €22,001 | €90,109 | €337 | ▼ 99.6% |
| Deferred charges and accrued income490/1 | - | - | - | €82 | €90 | €486 | €1,594 | ▲ 228% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €113,720 | €112,171 | €98,609 | €88,963 | €77,289 | €131,231 | €184,750 | ▲ 40.8% |
| Equity10/15 | -€79,495 | -€89,743 | -€91,299 | -€89,469 | -€87,982 | -€89,571 | -€121,235 | ▼ 35.4% |
| Contributions10/11 | €12,400 | - | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | -€91,895 | -€102,143 | -€103,699 | -€101,869 | -€100,382 | -€101,971 | -€133,635 | ▼ 31.1% |
| Amounts payable17/49 | €193,215 | €201,914 | €189,907 | €178,432 | €165,271 | €220,802 | €305,984 | ▲ 38.6% |
| Amounts payable after more than one year17 | €86,382 | €73,577 | €60,318 | €46,586 | €32,360 | €17,622 | €2,970 | ▼ 83.1% |
| Financial debts170/4 | - | - | - | €46,586 | €32,360 | €17,622 | €2,970 | ▼ 83.1% |
| Amounts payable within one year42/48 | €106,833 | €121,042 | €122,201 | €124,532 | €125,564 | €203,180 | €303,015 | ▲ 49.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €13,732 | €14,225 | €14,738 | €14,652 | ▼ 0.6% |
| Trade debts44 | €308 | €80 | €739 | €161 | €399 | €0 | €5,044 | - |
| Suppliers440/4 | - | - | - | €161 | €399 | €0 | €5,044 | - |
| Taxes, remuneration and social security45 | - | - | - | - | €302 | €0 | €964 | - |
| Taxes450/3 | - | - | - | - | €302 | €0 | €964 | - |
| Other amounts payable47/48 | - | - | - | €110,638 | €110,638 | €188,441 | €282,355 | ▲ 49.8% |
| Accrued charges and deferred income492/3 | - | - | - | €7,315 | €7,347 | €0 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,935 | -€10,248 | -€1,555 | €1,830 | €1,487 | -€1,589 | -€31,664 | ▼ 1,892% |
| + Depreciation and write-downs630 | €17,684 | €18,833 | €18,996 | €16,639 | €16,225 | €14,921 | €35,641 | ▲ 139% |
| Operating cash flow (approximation) | €12,749 | €8,584 | €17,440 | €18,468 | €17,712 | €13,332 | €3,977 | ▼ 70.2% |
| Investment in fixed assets (approximation) | - | -€11,600 | -€6,210 | €0 | €0 | €0 | -€175,044 | - |
| Change in cash | - | €6,270 | -€775 | €6,989 | €4,670 | €68,108 | -€89,772 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 23-04-2026 | 2026-00086225 | |
| 30-09-2024 | micro format | 20-03-2025 | 2025-00051358 | |
| 30-09-2023 | micro format | 08-04-2024 | 2024-00059520 | |
| 30-09-2022 | micro format | 13-04-2023 | 2023-00059353 | |
| 30-09-2021 | micro format | 31-03-2022 | 2022-09800033 | |
| 30-09-2020 | micro format | 23-04-2021 | 2021-11800088 | |
| 30-09-2019 | micro format | 25-03-2020 | 2020-07500459 | |
| 30-09-2018 | micro format | 28-03-2019 | 2019-08600251 | |
| 30-09-2017 | micro format | 29-03-2018 | 2018-08300352 | |
| 30-09-2016 | abbreviated format | 30-03-2017 | 2017-08300059 |
Comparable companies
These companies have the same main activity as VIPeter: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €154,000 and €219,000, founded between 2004 and 2008.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| VIPeter Tienen | 2006 | €184,750 | -€121,235 | €6,859 | -€31,664 | 2025 |
| NATURA MANAGEMENT Linter | 2006 | €177,123 | €160,925 | €7,925 | €2,861 | 2026 |
| F.S. Consult Leuven | 2007 | €174,946 | €21,619 | €5,732 | -€3,909 | 2025 |
| G & S KINE CARE Bierbeek | 2008 | €219,410 | €45,208 | €7,084 | €316 | 2025 |
| KI-VENTI Kuurne | 2004 | €192,342 | €147,857 | €6,636 | €755 | 2025 |
| BUREAU D'ETUDES, CONSEIL, ORGANISATION ET FORMATION Elsene | 2006 | €153,967 | €132,347 | €6,956 | €225 | 2025 |
| FABIEN GRÉGOIRE MANAGEMENT Waterloo | 2008 | €158,816 | €106,148 | €7,013 | -€17,837 | 2025 |
They were chosen from the 54,697 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| VAN IMPE Peter |
|
The board according to the articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, één of meer”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Algemene vergadering bepaalt wijze van vereffening overeenkomstig wettelijke bepalingen”
Articles of association, deed of 03-02-2023 (in Dutch)
Owners and capital
Capital transactions
- 03-02-2023 Capital stated in the deed · 186 shares
Shares according to the articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “In de statuten opgelegde regelingen”
- Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
- “Dagelijks bestuur en vertegenwoordiging wat dat bestuur aangaat, dagelijks bestuur-delegatie”“18:00, gewone algemene vergadering”“Toelating algemene vergadering en stemrecht”“Binnen wettelijke grenzen na balanstest en liquiditeitstest, bestemming winst en uitkeringen”“Woonplaats kiezen waar professionele activiteit voeren, woonstkeuze en kennisgevingen”2 more provisions in the deed, see the deed of 03-02-2023
Articles of association, deed of 03-02-2023 (in Dutch)
Group and network
Connections & network
1 current directorThe network starts from the directors of VIPeter. Every other company they run is a node.
History
Acts, filings and financial milestones
03-02
Gazette deed
Reappointment: VAN IMPE Peter (director)Legal-form conversion · Capital conversion · Reserve release9 points ▸
- General meeting, “RPR Leuven, Broekstraat 110,3300 Tienen” (deed in Dutch)
- Legal-form conversion, “besloten vennootschap,afgekort “BV”” (deed in Dutch)
- Capital conversion, EUR, “eigen vermogensrekening “niet-opgevraagde inbrengen”” (deed in Dutch)
- Reserve release, “statutair onbeschikbare eigen vermogensrekening, geheel opheffen” (deed in Dutch)
- Other provision, “aandelen die bij oprichting en tot op 18-01-2023 nog niet werden volstort, vrijstelling van volstortingsplicht” (deed in Dutch)
- Amendment of the articles
- Capital
- Director reappointment, VAN IMPE Peter (director)
- Registered office clause, “3300 Tienen, Broekstraat 110” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24593G0416/00C002 | Flanders | 100 m² | 1 · 84 m² | 11.0 m · 3 |