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VIP MOTORS

Active
Private limited companyfounded 2023active for 3 yearsRue Pont-à-Migneloux 45, 6041 Charleroi, BelgiumKBO/BCE: BE 0797.164.410
Summary

The computed 12-month bankruptcy probability of VIP MOTORS is 1.8% (moderate). The 2025 annual accounts show equity of €157,851 and a net result of €65,389. Equity has been growing by about 37% per year since 2023. Its solvency ranks better than 36% of 22,773 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 13-01-2023 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 5 others
Establishment unit
2.340.105.402 6041 Charleroi, since 13-01-2023
Financial year end
31 December
Peppol
Reachable since 10-12-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Turnover
€2.3m
▲ 1.1%
Profit
€65,389
▲ 20×
Equity
€157,851
▲ 70.7%
Total assets
€915,415
▲ 1.6%
Staff
0.5 FTE
▼ 77.3%
Filed on 29-05-2026, 63 days before the deadline
Score breakdownraises risk1 of the last 3 accounts lateFounded in 2023Liquidity: current ratio 0.91, cash €4,014, halvedlowers riskSize: turnover €2.3m, total assets €915,415Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 43% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 42+7
equity 17.2% of total assets
Liquidity 33-1
short-term debt 38.5% · cash 0.4%
Profitability 57+26
return on assets 7.1%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.5%lowest value 01-2025: 1.6%▲ +0.1 percentage points vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.4 percentage points vs 07-2025 09-2025: 2.2%▲ +0.1 percentage points vs 08-2025 10-2025: 3.0%▲ +0.8 percentage points vs 09-2025 11-2025: 3.1%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 2.6%▼ -0.5 percentage points vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.7%▲ +0.1 percentage points vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.7%● unchanged vs 04-2026 06-2026: 2.9%▲ +0.2 percentage points vs 05-2026 07-2026: 1.9%▼ -1.0 percentage point vs 06-2026 08-2026: 1.9%● unchanged vs 07-2026 09-2026: 1.8%▼ -0.1 percentage points vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026 11-2026: 1.8%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.91 (0.84 in 2024), below 1. Short-term debt is 38.5% and cash 0.4% of total assets. 82.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 33% of them on solvency, 30% on liquidity, 40% on profitability and 68% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: turnover €2.3m, total assets €915,415
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.91, cash €4,014, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
63 days early
2024
91 days late
2023
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 19 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (3 of the last 3 accounts filed within 93 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Result rose in 2025from €3,211 to €65,389 ▲ 20× View
  • Positive: Higher net result than 91% of companies in retail tradesector median €5,084 · 22,754 companies €65,389 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €25,000 · Appointment: ELMAS Eren (director)
All 7 events

Comparable companies

These companies have the same main activity as VIP MOTORS: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €692,000 and €917,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
VIP MOTORS Charleroi€915,415€168,174
KAZIMMO Jemeppe-sur-Sambre€917,032€132,204
Kevin Vlerick Nazareth-De Pinte€805,591€126,004
SPINEUX-CONDROZ SA Flémalle€817,469€216,947
BELGOCAR Zaventem€717,324€183,154
AB MOTOR Charleroi€888,156€105,346
DB BUSINESS PROSPECT Charleroi€691,713€145,014
Full comparison

Key facts about VIP MOTORS

What is the company number of VIP MOTORS?
The company number of VIP MOTORS is 0797.164.410. The VAT number is the same number with BE in front: BE 0797.164.410.
Where is VIP MOTORS based?
The registered office is at Rue Pont-à-Migneloux 45, 6041 Charleroi.Company details
What does VIP MOTORS do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of VIP MOTORS?
The legal form of VIP MOTORS is Private limited company (BV).
When was VIP MOTORS founded?
VIP MOTORS was founded on 13-01-2023.
Is VIP MOTORS still active?
Yes, VIP MOTORS is an active enterprise in the KBO register.
How many employees does VIP MOTORS have?
VIP MOTORS had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VIP MOTORS?
The turnover of VIP MOTORS was €2.3m in financial year 2025, according to the filed annual accounts.
Is VIP MOTORS profitable?
In financial year 2025, VIP MOTORS made a profit of €65,389.
Where can I find the annual accounts of VIP MOTORS?
VIP MOTORS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VIP MOTORS due?
VIP MOTORS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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