"KAZIMMO"
ActiveSummary
The computed 12-month bankruptcy probability of "KAZIMMO" is 2.0% (moderate). The 2025 annual accounts show equity of €22k and a net result of €38k. Its solvency ranks better than 24% of 18280 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+56
Solvency27▲+4
Growth78
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.01 against 0.98 in 2024; short-term debt: 97.6% and cash: 1.3% of total assets), and 97.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.4%
Return on assets
4.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 18280 sector peers (2025).
NBB · sector comparisonPosition among 18280 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k
2024 · €-16k
2024: €-16k
2024 → 2025
Total assets
€917k▲ 7.7%
2024 · €852k
2024: €852k
2024 → 2025
Net result
€38k
2024 · €-7k
2024: €-7k
2024 → 2025
Working capital
€9k
2024 · €-19k
2024: €-19k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-16k-€22k
Operating result€-2k-€48k
Net result€-7k-€38k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €48k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €917k
Fixed assets
€13k ▲ 327%
Current assets
€904k ▲ 6.5%
Equity and liabilities €917k
Equity
€22k
Debt
€895k
Debt finances 97.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€50k▲
2024 · €-1k
Cash flow
€41k▲
2024 · €-6k
Current ratio
1.01▲
2024 · 0.98
Quick ratio
0.12▼
2024 · 0.31
Debt to equity
41.42▲
2024 · -54.06
ROE
174.3%
ROA
4.1%▲
2024 · -0.8%
Interest coverage
24.73▲
2024 · -0.32
Debt ≤ 1 year
€895k▲
2024 · €868k
Income taxes
€8k▲
2024 · €320
Staff costs
€79k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€852k€917k▲
Fixed assets21/28€3k€13k▲
Tangible fixed assets22/27€3k€12k▲
Furniture and vehicles24€3k€12k▲
Financial fixed assets28-€1k
Current assets29/58€849k€904k▲
Stocks and contracts in progress3€575k€799k▲
Stocks30/36€575k€799k▲
Amounts receivable within one year40/41€269k€79k▼
Trade receivables40€241k€63k▼
Other amounts receivable41€28k€16k▼
Cash at bank and in hand54/58€4k€12k▲
Deferred charges and accrued income490/1-€15k
Equity and liabilities
Total equity and liabilities10/49€852k€917k▲
Equity10/15€-16k€22k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-19k€19k▲
Amounts payable17/49€868k€895k▲
Amounts payable within one year42/48€868k€895k▲
Current portion of amounts payable after more than one year42-€131k
Financial debts43€359k€320k▼
Credit institutions430/8€359k€320k▼
Trade debts44€344k€148k▼
Suppliers440/4€344k€148k▼
Taxes, remuneration and social security45€355€33k▲
Taxes450/3€355€12k▲
Remuneration and social security454/9-€21k
Other amounts payable47/48€165k€264k▲
Accrued charges and deferred income492/3-€242
Income statement
Code20242025
Remuneration, social security and pensions62-€79k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€862€3k▲
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€3k€132k▲
Operating profit (loss)9901€-2k€48k▲
Financial income75/76B€1€16▲
Recurring financial income75€1€16▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€-7k€46k▲
Income taxes67/77€320€8k▲
Profit (loss) for the period9904€-7k€38k▲
Profit (loss) for the period to be appropriated9905€-7k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€19k▲
Profit (loss) brought forward from the previous period14P€-12k€-19k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Mûriers,Spy 75190 Jemeppe-sur-SambreGround area
323 m²
Building footprint
113 m²
Volume, LiDAR
549 m³
Parcel 92119D0696/00A000, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
"KAZIMMO"
since 20222.338.430.765
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92119D0696/00A000 | Wallonia | 323 m² | 1 · 113 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ESPRIT CAR
BE 0892.872.231
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AUTO LOCATION
BE 0454.893.376
La Louvière · Eq €21,672
IS KOROMBE
BE 0779.433.404
Antwerpen · Eq €21,676
AGL MOTORS
BE 0804.449.011
Sint-Pieters-Leeuw · Eq €21,539
Mk&Gr
BE 0439.996.948
Machelen (Brab.) · Eq €21,479
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 2,725 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
46180Agents specialised in the wholesale of other particular products
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.