VINZZ
ActiveVINZZ has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €12k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 8584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+78
Solvency19▲+5
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.79 in 2024), and 85.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.3%
Return on assets
3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8584 sector peers (2025).
NBB · sector comparisonPosition among 8584 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
49 d early
2023
44 d early
2022
26 d early
2021
45 d early
2020
143 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k▲ 514%
2024 · €2k
2018: €2k
2019: €-11k
2020: €18k
2021: €-202
2022: €11k
2023: €6k
2024: €2k
2018 → 2025
Working capital
€-7k▲ 68.4%
2024 · €-22k
2018: €-27k
2019: €-35k
2020: €-19k
2021: €-8k
2022: €2k
2023: €-36k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€44k▲ 34.8%€43k▼ 2.5%€46k▲ 5.5%€58k▲ 26.6%
Operating result€18k-€26k▲ 42.7%€13k▼ 50.2%€19k▲ 44.0%€29k▲ 59.0%
Net result€-202-€11k€6k▼ 44.2%€2k▼ 69.0%€12k▲ 514%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 59% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €404k
Fixed assets
€292k▼ 7.6%
Current assets
€112k▲ 30.7%
Equity and liabilities €404k
Equity
€58k▲ 26.6%
Debt
€346k▼ 2.8%
The debt ratio falls from 88.6% to 85.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€64k▼
2024 · €71k
Cash flow
€47k▼
2024 · €54k
Solvency
14.3%▲
2024 · 11.4%
Current ratio
0.94▲
2024 · 0.79
Quick ratio
0.94▲
2024 · 0.79
Debt / equity
5.99▼
2024 · 7.80
ROE
21.0%▲
2024 · 4.3%
ROA
3.0%▲
2024 · 0.5%
Interest coverage
11.19▲
2024 · 6.68
Debt
€346k▼
2024 · €356k
Debt ≤ 1 year
€119k▲
2024 · €108k
Debt > 1 year
€227k▼
2024 · €248k
Income taxes
€12k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€402k€404k▲
Fixed assets21/28€317k€292k▼
Tangible fixed assets22/27€316k€292k▼
Land and buildings22€248k€224k▼
Plant, machinery and equipment23€37k€32k▼
Furniture and vehicles24€31k€36k▲
Financial fixed assets28€400€400=
Current assets29/58€85k€112k▲
Amounts receivable within one year40/41€77k€107k▲
Trade receivables40€1k€22k▲
Other amounts receivable41€76k€85k▲
Cash at bank and in hand54/58€8k€5k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€402k€404k▲
Equity10/15€46k€58k▲
Contributions10/11€11k€11k=
Outside capital11€11k€11k=
Other1109/19€11k€11k=
Reserves13€10k€22k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€8k€21k▲
Profit (loss) carried forward14€24k€24k=
Amounts payable17/49€356k€346k▼
Amounts payable after more than one year17€248k€227k▼
Financial debts170/4€248k€227k▼
Amounts payable within one year42/48€108k€119k▲
Current portion of amounts payable after more than one year42€40k€21k▼
Trade debts44€34k€34k▲
Suppliers440/4€34k€34k▲
Taxes, remuneration and social security45€13k€28k▲
Taxes450/3€13k€26k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€21k€36k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€34k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€74k€67k▼
Operating profit (loss)9901€19k€29k▲
Financial income75/76B€34-
Recurring financial income75€34-
Financial charges65/66B€11k€6k▼
Recurring financial charges65€11k€6k▼
Profit (loss) for the period before taxes9903€8k€24k▲
Income taxes67/77€6k€12k▲
Profit (loss) for the period9904€2k€12k▲
Profit (loss) for the period to be appropriated9905€2k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€36k▲
Profit (loss) brought forward from the previous period14P€24k€24k=
Transfer to equity691/2€2k€12k▲
To other reserves6921€2k€12k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-11k ▼667%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Messidorlaan 2131180 UkkelGround area
1.2 ha
Building footprint
650 m²
Volume, LiDAR
13,404 m³
Parcel 21618B0265/00H002, Brussels · tallest building 24.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
VINZZ
since 20082.171.958.177
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0265/00H002 | Brussels | 1.2 ha | 1 · 650 m² | 24.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OBJECTIF CAP
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Assesse · Eq €58k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 38,687 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.