Vinyaco
ActiveSummary
Vinyaco has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €3k. Equity is shrinking by ~48.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 43% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-17
Solvency77▲+14
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.22 in 2024; short-term debt: 48% and cash: 8.6% of total assets), and 48% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52%
Return on assets
4.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €31k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
383 d late
2022
31 d late
2021
502 d late
2020
867 d late
2019
1232 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 10.4%
2024 · €28k
Total assets
€59k▼ 18.8%
2024 · €73k
Net result
€3k▼ 79.0%
2024 · €14k
Working capital
€-19k▲ 45.7%
2024 · €-35k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-13k▼ 12.6%€-12k▲ 8.3%€3k€16k▲ 517%€5k▼ 69.6%
Net result€-13k▼ 11.0%€-12k▲ 5.2%€3k€14k▲ 343%€3k▼ 79.0%
Equity€23k▼ 77.1%€11k▼ 52.6%€14k▲ 28.3%€28k▲ 97.7%€31k▲ 10.4%
Total assets€93k▼ 24.3%€27k▼ 70.9%€34k▲ 23.9%€73k▲ 115%€59k▼ 18.8%
Debt€70k▲ 211%€16k▼ 76.9%€20k▲ 20.8%€45k▲ 128%€28k▼ 36.9%
Working capital€17k▼ 82.2%€11k▼ 32.2%€13k▲ 12.3%€-35k€-19k▲ 45.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€50k ▼ 20.9%
Current assets
€9k ▼ 5.8%
Equity and liabilities €59k
Equity
€31k ▲ 10.4%
Debt
€28k ▼ 36.9%
Debt's share of the balance-sheet total falls from 61.8% to 48.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €18k
Cash flow
€16k▼
2024 · €16k
Current ratio
0.33▲
2024 · 0.22
Debt to equity
0.92▼
2024 · 1.61
ROE
9.4%▼
2024 · 49.4%
ROA
4.9%▼
2024 · 18.9%
Interest coverage
71.52▼
2024 · 262.81
Debt ≤ 1 year
€28k▼
2024 · €45k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €8k | €886 | €2k | €13k | ▲ 468% |
| Other operating charges640/8 | €983 | €992 | €831 | €1k | €946 | ▼ 15.2% |
| Gross operating margin9900 | €-12k | €-3k | €4k | €19k | €19k | ▼ 2.2% |
| Operating profit (loss)9901 | €-13k | €-12k | €3k | €16k | €5k | ▼ 69.6% |
| Financial charges65/66B | €104 | €73 | €65 | €69 | €250 | ▲ 262% |
| Recurring financial charges65 | €104 | €73 | €65 | €69 | €250 | ▲ 262% |
| Profit (loss) for the period before taxes9903 | €-13k | €-12k | €3k | €16k | €5k | ▼ 71.0% |
| Income taxes67/77 | - | €429 | €-600 | €2k | €2k | ▼ 17.3% |
| Profit (loss) for the period9904 | €-13k | €-12k | €3k | €14k | €3k | ▼ 79.0% |
| Profit (loss) for the period to be appropriated9905 | €-13k | €-12k | €3k | €14k | €3k | ▼ 79.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €93k | €27k | €34k | €73k | €59k | ▼ 18.8% |
| Fixed assets21/28 | €7k | €396 | €1k | €63k | €50k | ▼ 20.9% |
| Tangible fixed assets22/27 | €7k | €396 | €1k | €63k | €50k | ▼ 20.9% |
| Plant, machinery and equipment23 | €2k | €115 | €1k | €1k | €870 | ▼ 30.8% |
| Furniture and vehicles24 | €4k | €281 | - | €61k | €49k | ▼ 20.7% |
| Current assets29/58 | €87k | €27k | €32k | €10k | €9k | ▼ 5.8% |
| Amounts receivable within one year40/41 | €52k | €4k | €3k | €8k | €4k | ▼ 54.5% |
| Trade receivables40 | €2k | €4k | €3k | €4k | €4k | ▲ 3.5% |
| Other amounts receivable41 | €50k | €144 | €797 | €5k | - | - |
| Cash at bank and in hand54/58 | €33k | €22k | €29k | €1k | €5k | ▲ 313% |
| Deferred charges and accrued income490/1 | €1k | €428 | €0 | €723 | €689 | ▼ 4.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €93k | €27k | €34k | €73k | €59k | ▼ 18.8% |
| Equity10/15 | €23k | €11k | €14k | €28k | €31k | ▲ 10.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €38k | €38k | €38k | €38k | €38k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €37k | €37k | €37k | €37k | €37k | = |
| Profit (loss) carried forward14 | €-34k | €-46k | €-43k | €-29k | €-26k | ▲ 9.8% |
| Amounts payable17/49 | €70k | €16k | €20k | €45k | €28k | ▼ 36.9% |
| Amounts payable within one year42/48 | €70k | €15k | €19k | €45k | €28k | ▼ 36.7% |
| Trade debts44 | €228 | - | - | €602 | €2k | ▲ 258% |
| Suppliers440/4 | €228 | - | - | €602 | €2k | ▲ 258% |
| Taxes, remuneration and social security45 | €4k | €2k | €1k | €2k | €4k | ▲ 82.7% |
| Taxes450/3 | €4k | €2k | €1k | €2k | €4k | ▲ 82.7% |
| Other amounts payable47/48 | €65k | €14k | €18k | €42k | €22k | ▼ 46.7% |
| Accrued charges and deferred income492/3 | €685 | €907 | €263 | €113 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-13k | €-12k | €3k | €14k | €3k | ▼ 79.0% |
| + Depreciation and write-downs630 | - | €8k | €886 | €2k | €13k | ▲ 468% |
| Operating cash flow (approximation) | €-13k | €-5k | €4k | €16k | €16k | ▼ 0.5% |
| Investment in fixed assets (approximation) | - | €-1k | €-2k | €-63k | €0 | ▲ 100% |
| Change in cash | - | €-11k | €7k | €-28k | €4k | ▲ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 383 days late
2024
31-12
Financial
Highest result since 2018net €14k ▲343%
Net result €14k, the highest in the series.
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 4 loss-making years.
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 502 days late
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 867 days late
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 1232 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
2019
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 389 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2015
Ground area
1,067 m²
Building footprint
171 m²
Volume, LiDAR
889 m³
Parcel 11902F0158/00M000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vinyaco
since 20152.243.718.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902F0158/00M000 | Flanders | 1,067 m² | 1 · 171 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 14,293 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.