LAM Management
ActiveSummary
LAM Management has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,505 and a net result of €13,239. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 47% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▼-7
Solvency81▲+8
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.91 in 2024; short-term debt: 43.9% and cash: 0% of total assets), and 43.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.1%
Return on assets
19.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
11 d late
2024
49 d late
2023
50 d late
2022
73 d late
2021
30 d late
2020
76 d late
2019
33 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€38,505▲ 9.2%
2024 · €35,266
Total assets
€68,691▼ 6.0%
2024 · €73,051
Net result
€13,239▼ 63.2%
2024 · €36,002
Working capital
€36,814▲ 7.6%
2024 · €34,229
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€47,506▲ 92.5%€15,949▼ 66.4%€28,072▲ 76.0%€46,759▲ 66.6%€17,775▼ 62.0%
Net result€36,206within the sector's middle half▲ 108%€11,771within the sector's middle half▼ 67.5%€23,885within the sector's middle half▲ 103%€36,002within the sector's middle half▲ 50.7%€13,239within the sector's middle half▼ 63.2%
Equity€37,609within the sector's middle half▼ 0.8%€28,380within the sector's middle half▼ 24.5%€37,264within the sector's middle half▲ 31.3%€35,266within the sector's middle half▼ 5.4%€38,505within the sector's middle half▲ 9.2%
Total assets€82,722within the sector's middle half▼ 10.6%€79,561within the sector's middle half▼ 3.8%€62,685below the sector's middle half▼ 21.2%€73,051within the sector's middle half▲ 16.5%€68,691below the sector's middle half▼ 6.0%
Debt€45,113▼ 17.4%€51,182▲ 13.5%€25,420▼ 50.3%€37,785▲ 48.6%€30,187▼ 20.1%
Working capital€33,648within the sector's middle half▼ 8.2%€26,271within the sector's middle half▼ 21.9%€36,283within the sector's middle half▲ 38.1%€34,229within the sector's middle half▼ 5.7%€36,814within the sector's middle half▲ 7.6%
Solvency45.5%within the sector's middle half▲ 4.5pp35.7%within the sector's middle half▼ 9.8pp59.4%within the sector's middle half▲ 23.8pp48.3%within the sector's middle half▼ 11.2pp56.1%within the sector's middle half▲ 7.8pp
Current ratio1.75within the sector's middle half▲ 0.071.51within the sector's middle half▼ 0.232.43within the sector's middle half▲ 0.911.91within the sector's middle half▼ 0.522.22within the sector's middle half▲ 0.31
Return on assets (ROA)43.8%above the sector's middle half▲ 24.9pp14.8%within the sector's middle half▼ 29.0pp38.1%above the sector's middle half▲ 23.3pp49.3%above the sector's middle half▲ 11.2pp19.3%within the sector's middle half▼ 30.0pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68,691
Fixed assets
€1,690 ▲ 63.0%
Current assets
€67,001 ▼ 7.0%
Equity and liabilities €68,691
Equity
€38,505 ▲ 9.2%
Debt
€30,187 ▼ 20.1%
Debt's share of the balance-sheet total falls from 51.7% to 43.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18,359▼
2024 · €47,103
Cash flow
€13,823▼
2024 · €36,346
Debt to equity
0.78▼
2024 · 1.07
ROE
34.4%▼
2024 · 102.1%
Interest coverage
14.39▼
2024 · 50.67
Debt ≤ 1 year
€30,187▼
2024 · €37,785
Income taxes
€3,977▼
2024 · €10,463
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,131 | €1,853 | €477 | €344 | €584 | ▲ 69.7% |
| Other operating charges640/8 | €696 | €2,360 | €1,197 | €6,989 | €748 | ▼ 89.3% |
| Gross operating margin9900 | €49,332 | €20,162 | €29,745 | €54,093 | €19,107 | ▼ 64.7% |
| Operating profit (loss)9901 | €47,506 | €15,949 | €28,072 | €46,759 | €17,775 | ▼ 62.0% |
| Financial income75/76B | €805 | €805 | €2,235 | €635 | €716 | ▲ 12.8% |
| Recurring financial income75 | €805 | €805 | €2,235 | €635 | €716 | ▲ 12.8% |
| Financial charges65/66B | €1,192 | €463 | €910 | €930 | €1,276 | ▲ 37.2% |
| Recurring financial charges65 | €1,192 | €463 | €910 | €930 | €1,276 | ▲ 37.2% |
| Profit (loss) for the period before taxes9903 | €47,119 | €16,291 | €29,396 | €46,465 | €17,216 | ▼ 62.9% |
| Income taxes67/77 | €10,913 | €4,520 | €5,512 | €10,463 | €3,977 | ▼ 62.0% |
| Profit (loss) for the period9904 | €36,206 | €11,771 | €23,885 | €36,002 | €13,239 | ▼ 63.2% |
| Profit (loss) for the period to be appropriated9905 | €36,206 | €11,771 | €23,885 | €36,002 | €13,239 | ▼ 63.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €82,722 | €79,561 | €62,685 | €73,051 | €68,691 | ▼ 6.0% |
| Fixed assets21/28 | €3,961 | €2,108 | €981 | €1,037 | €1,690 | ▲ 63.0% |
| Tangible fixed assets22/27 | €3,741 | €1,888 | €761 | €417 | €1,070 | ▲ 157% |
| Furniture and vehicles24 | €2,291 | €782 | - | - | €998 | - |
| Other tangible fixed assets26 | €1,450 | €1,106 | €761 | €417 | €73 | ▼ 82.6% |
| Financial fixed assets28 | €220 | €220 | €220 | €620 | €620 | = |
| Current assets29/58 | €78,761 | €77,453 | €61,703 | €72,014 | €67,001 | ▼ 7.0% |
| Amounts receivable after more than one year29 | €60,500 | €60,500 | €47,750 | €47,750 | €53,950 | ▲ 13.0% |
| Other amounts receivable291 | €60,500 | €60,500 | €47,750 | €47,750 | €53,950 | ▲ 13.0% |
| Amounts receivable within one year40/41 | €9,727 | €15,252 | €12,439 | €15,886 | €12,420 | ▼ 21.8% |
| Trade receivables40 | €9,727 | €8,750 | €1,561 | - | - | - |
| Other amounts receivable41 | - | €6,502 | €10,878 | €15,886 | €12,420 | ▼ 21.8% |
| Cash at bank and in hand54/58 | €7,397 | €1,025 | - | €6,834 | €34 | ▼ 99.5% |
| Deferred charges and accrued income490/1 | €1,137 | €676 | €1,515 | €1,544 | €597 | ▼ 61.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €82,722 | €79,561 | €62,685 | €73,051 | €68,691 | ▼ 6.0% |
| Equity10/15 | €37,609 | €28,380 | €37,264 | €35,266 | €38,505 | ▲ 9.2% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Non-distributable reserves130/1 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Profit (loss) carried forward14 | €17,204 | €7,975 | €16,859 | €14,861 | €18,100 | ▲ 21.8% |
| Amounts payable17/49 | €45,113 | €51,182 | €25,420 | €37,785 | €30,187 | ▼ 20.1% |
| Amounts payable within one year42/48 | €45,113 | €51,182 | €25,420 | €37,785 | €30,187 | ▼ 20.1% |
| Current portion of amounts payable after more than one year42 | - | - | €5,735 | - | €2,938 | - |
| Financial debts43 | - | - | €390 | - | €2,828 | - |
| Credit institutions430/8 | - | - | €390 | - | €2,828 | - |
| Trade debts44 | €5,804 | €3,018 | €1,724 | €8,354 | €2,714 | ▼ 67.5% |
| Suppliers440/4 | €5,804 | €3,018 | €1,724 | €8,354 | €2,714 | ▼ 67.5% |
| Taxes, remuneration and social security45 | €36,209 | €45,164 | €14,148 | €28,598 | €21,668 | ▼ 24.2% |
| Taxes450/3 | €36,209 | €45,164 | €14,148 | €28,598 | €21,668 | ▼ 24.2% |
| Other amounts payable47/48 | €3,100 | €3,000 | €3,423 | €833 | €39 | ▼ 95.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,206 | €11,771 | €23,885 | €36,002 | €13,239 | ▼ 63.2% |
| + Depreciation and write-downs630 | €1,131 | €1,853 | €477 | €344 | €584 | ▲ 69.7% |
| Operating cash flow (approximation) | €37,337 | €13,624 | €24,362 | €36,346 | €13,823 | ▼ 62.0% |
| Investment in fixed assets (approximation) | - | €0 | €650 | -€400 | -€1,238 | ▼ 209% |
| Change in cash | - | -€6,372 | - | - | -€6,800 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €36,206 ▲108%
Operating result €47,506, net result €36,206, both a record.
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 76 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
31-12
Financial
Weakest financial yearnet €194 ▼99.2%
Net result drops to €194, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
13-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 105 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2016
Ground area
668 m²
Building footprint
128 m²
Volume, LiDAR
807 m³
Parcel 25772H0047/00M000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LAM Management
since 20162.256.348.375
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772H0047/00M000 | Wallonia | 668 m² | 1 · 128 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HELLO PONY
BE 0777.673.942
Mortsel · Eq €38,508
VIBO IT CONSULTING
BE 0662.548.503
Meise · Eq €38,500
VOICE ICT
BE 0659.681.657
Charleroi · Eq €38,500
NEW INC.
BE 0632.703.680
Chaudfontaine · Eq €38,517
KLINUX.AI
BE 1006.248.603
Gent · Eq €38,484
Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 14,933 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0656766313
Registered
24-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.