VINVINO
ActiveSummary
VINVINO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €19k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+31
Solvency57▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.44 in 2024; short-term debt: 49.7% and cash: 34.5% of total assets), but 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
12 d late
2023
19 d late
2022
29 d late
2021
29 d late
2020
4 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 42.9%
2024 · €44k
2018: €12k
2019: €12k
2020: €18k
2021: €30k
2022: €38k
2023: €40k
2024: €44k
2018 → 2025
Total assets
€196k▲ 4.1%
2024 · €189k
2018: €110k
2019: €105k
2020: €122k
2021: €126k
2022: €135k
2023: €259k
2024: €189k
2018 → 2025
Net result
€19k▲ 387%
2024 · €4k
2018: €867
2019: €303
2020: €6k
2021: €12k
2022: €8k
2023: €2k
2024: €4k
2018 → 2025
Working capital
€78k▲ 53.1%
2024 · €51k
2018: €6k
2019: €6k
2020: €9k
2021: €23k
2022: €26k
2023: €51k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€38k▲ 25.0%€40k▲ 5.7%€44k▲ 9.7%€62k▲ 42.9%
Operating result€24k-€18k▼ 27.2%€7k▼ 61.5%€12k▲ 76.4%€39k▲ 220%
Net result€12k-€8k▼ 37.9%€2k▼ 71.4%€4k▲ 78.6%€19k▲ 387%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 220% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€21k ▼ 8.2%
Current assets
€175k ▲ 5.8%
Equity and liabilities €196k
Equity
€62k ▲ 42.9%
Debt
€134k ▼ 7.5%
Debt's share of the balance-sheet total falls from 76.9% to 68.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €17k
Cash flow
€23k▲
2024 · €9k
Current ratio
1.80▲
2024 · 1.44
Quick ratio
0.87▲
2024 · 0.50
Debt to equity
2.16▼
2024 · 3.33
ROE
30.0%▲
2024 · 8.8%
ROA
9.5%▲
2024 · 2.0%
Interest coverage
7.57▲
2024 · 3.42
Debt ≤ 1 year
€98k▼
2024 · €115k
Debt > 1 year
€28k▼
2024 · €30k
Income taxes
€14k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€189k€196k▲
Fixed assets21/28€23k€21k▼
Tangible fixed assets22/27€22k€20k▼
Land and buildings22€21k€18k▼
Plant, machinery and equipment23€1k€755▼
Furniture and vehicles24-€2k
Financial fixed assets28€500€500=
Current assets29/58€166k€175k▲
Stocks and contracts in progress3€108k€91k▼
Stocks30/36€108k€91k▼
Amounts receivable within one year40/41€11k€12k▲
Trade receivables40€11k€12k▲
Other amounts receivable41-€396
Cash at bank and in hand54/58€42k€68k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€189k€196k▲
Equity10/15€44k€62k▲
Contributions10/11€15k€15k=
Reserves13€14k€33k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€11k€30k▲
Profit (loss) carried forward14€14k€14k=
Amounts payable17/49€145k€134k▼
Amounts payable after more than one year17€30k€28k▼
Financial debts170/4€30k€28k▼
Amounts payable within one year42/48€115k€98k▼
Current portion of amounts payable after more than one year42€7k€11k▲
Trade debts44€22k€22k▲
Suppliers440/4€22k€22k▲
Taxes, remuneration and social security45€45k€43k▼
Taxes450/3€45k€43k▼
Other amounts payable47/48€41k€22k▼
Accrued charges and deferred income492/3€441€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€9k€8k▼
Gross operating margin9900€27k€51k▲
Operating profit (loss)9901€12k€39k▲
Financial income75/76B-€12
Recurring financial income75-€12
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€7k€33k▲
Income taxes67/77€3k€14k▲
Profit (loss) for the period9904€4k€19k▲
Profit (loss) for the period to be appropriated9905€4k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€33k▲
Profit (loss) brought forward from the previous period14P€14k€14k=
Transfer to equity691/2€4k€19k▲
To other reserves6921€4k€19k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €19k ▲387%
Operating result €39k, net result €19k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €303 ▼65%
Net result drops to €303, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwpoort 213800 Sint-TruidenGround area
837 m²
Building footprint
338 m²
Parcel 71352D0635/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
Vinvino
since 20052.147.246.141
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0635/00M000 | Flanders | 837 m² | 1 · 338 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALI INVEST
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SAYHAN
BE 0876.665.511
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WIJNHANDEL BAUWMANS
BE 0639.888.313
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Of 1,508 companies in sector 47252 we hold annual accounts for 651. 479 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2005
Fiscal year end31-12
Activities, NACEBEL 2025
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.