Equity
€62,188 ▲ 42.9%
VINVINO has made a profit without a break since 2016.
VINVINO
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €51,362 (2025)
€51,362▲ 92.7%
lowest -€7,909 (2015)
€18,658▲ 387%
peak €62,188 (2025)
€62,188▲ 42.9%
€134,134▼ 7.5%
Board2 names since 2021
1 directorLAMMENS Koen
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €26,655 to €51,362Result from €3,833 to €18,658Equity from €43,529 to €62,188Cash from €41,817 to €67,757
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 70% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.2%▲ +0.2 percentage points vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.3%▲ +0.1 percentage points vs 06-2025
08-2025: 2.0%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 0.5%▼ -1.5 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.5 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 1.80, cash €67,757
Founded in 2005
Size: total assets €196,322
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 47% of them on solvency, 75% on liquidity, 72% on profitability and 84% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as VINVINO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VINVINO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for VINVINO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.8 (1.44 in 2024), above the usual 1.5. Short-term debt is 49.7% and cash 34.5% of total assets. However, 68.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
12 days late
2023
19 days late
2022
29 days late
2021
29 days late
2020
4 days early
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Appointment: Leen Robben (director)
General meeting of 08-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0874008602
Registered office moved to Sint-Truiden
New registered office: Nieuwpoort 21 bus 001, 3800 Sint-Truiden · Resignation: LAMMENS Koen (director) · Appointment: LAMMENS Koen (director) · General meeting of 11-07-2024 · Gazette deed
Incorporation
published on 01-06-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VINVINO Sint-Truiden | €196,322 | €51,362 | 31.7% | - |
| Be Lo Forest | €182,030 | €56,085 | 91.8% | - |
| ADVIENERG Wommelgem | €235,647 | €53,324 | 86.6% | - |
| LA CAVE DE GIUSEPPE Ath | €263,893 | €45,623 | 29.9% | - |
| DEN DORSTVLEGEL Antwerp | €186,703 | €60,562 | 78.2% | - |
| AME Mechelen | €202,158 | €32,522 | 6.5% | - |
| FREEDOM BELGIUM Molenbeek-Saint-Jean | €239,109 | €64,128 | 80.6% | - |
These companies have the same main activity as VINVINO: retail sale of beverages, general range (NACE 47252). They are comparable in size and age: total assets between €182,000 and €264,000, founded between 2000 and 2007.
Official details
Source: KBO- Status
- Active since 24-05-2005Normal situation
- Activity
- Retail sale of beverages, general rangeNACE 47252
- Establishment unit
- 2.147.246.1413800 Sint-Truiden, since 20-05-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Annual accounts 2025
- €196,322▲ 4.1%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on VINVINO
VINVINO files the micro format. That format states no turnover. The gross margin rose from €583 in 2007 to €51,362 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VINVINO
- What is the company number of VINVINO?
- The company number of VINVINO is 0874.008.602. The VAT number is the same number with BE in front: BE 0874.008.602.
- Where is VINVINO based?
- The registered office is at Nieuwpoort 21, 3800 Sint-Truiden.Company details
- What does VINVINO do?
- According to the KBO register, the main activity is retail sale of beverages, general range (NACE 47252).
- What is the legal form of VINVINO?
- VINVINO is a private limited company (BV).
- When was VINVINO founded?
- VINVINO was founded on 24-05-2005.
- Is VINVINO still active?
- Yes, VINVINO is an active enterprise in the KBO register.
- What is the turnover of VINVINO?
- The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €51,362 and 45 comparable companies (NACE 472). It probably lies between €230,000 and €550,000.Financials
- Is VINVINO profitable?
- In financial year 2025, VINVINO made a profit of €18,658.
- Where can I find the annual accounts of VINVINO?
- VINVINO filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VINVINO due?
- VINVINO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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