AME
ActiveSummary
AME has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,146 and a net result of €4,596. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability43▲+5
Solvency32▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 1.04 in 2024; short-term debt: 93.1% and cash: 7% of total assets), and 93.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.5%
Return on assets
2.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €13,146
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
63 d late
2023
27 d late
2022
30 d late
2021
26 d late
2020
64 d early
2019
35 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€13,146▲ 53.8%
2024 · €8,550
Total assets
€202,158▼ 14.5%
2024 · €236,342
Net result
€4,596▲ 679%
2024 · €590
Working capital
€12,887▲ 61.0%
2024 · €8,006
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€27,979▲ 13.9%€11,742▼ 58.0%€6,196▼ 47.2%€2,522▼ 59.3%€7,479▲ 197%
Net result€27,816▲ 12.4%€11,028▼ 60.4%€4,152▼ 62.4%€590▼ 85.8%€4,596▲ 679%
Equity-€7,220▲ 79.4%€3,808€7,960▲ 109%€8,550▲ 7.4%€13,146▲ 53.8%
Total assets€176,236▲ 11.5%€210,408▲ 19.4%€209,198▼ 0.6%€236,342▲ 13.0%€202,158▼ 14.5%
Debt€183,456▼ 5.0%€206,601▲ 12.6%€201,238▼ 2.6%€227,793▲ 13.2%€189,012▼ 17.0%
Working capital-€1,456▲ 93.3%€12,167€17,621▲ 44.8%€8,006▼ 54.6%€12,887▲ 61.0%
Staff (FTE)2.4▲ 140%3▲ 25.0%3.1▲ 3.3%3.2▲ 3.2%2.3▼ 28.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 197% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202,158
Fixed assets
€1,156 =
Current assets
€201,002 ▼ 14.5%
Equity and liabilities €202,158
Equity
€13,146 ▲ 53.8%
Debt
€189,012 ▼ 17.0%
Debt's share of the balance-sheet total falls from 96.4% to 93.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.07▲
2024 · 1.04
Quick ratio
0.17▼
2024 · 0.18
Debt to equity
14.38▼
2024 · 26.64
ROE
35.0%▲
2024 · 6.9%
ROA
2.3%▲
2024 · 0.2%
Debt ≤ 1 year
€188,115▼
2024 · €227,181
Income taxes
€2,413▲
2024 · €1,592
Staff costs
€24,347▲
2024 · €22,694
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,081 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a profit under 5% of the balance sheet
0.8%
went bankrupt
2.2%
stopped otherwise
97%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,081 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,011 | - | - | - | - |
| Remuneration, social security and pensions62 | €6,964 | €13,049 | €18,893 | €22,694 | €24,347 | ▲ 7.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,100 | - | - | - | - | - |
| Other operating charges640/8 | €578 | €827 | €766 | €772 | €695 | ▼ 9.9% |
| Gross operating margin9900 | €36,621 | €25,618 | €25,855 | €25,987 | €32,522 | ▲ 25.1% |
| Operating profit (loss)9901 | €27,979 | €11,742 | €6,196 | €2,522 | €7,479 | ▲ 197% |
| Financial income75/76B | €187 | €2 | €112 | €4 | €59 | ▲ 1,585% |
| Recurring financial income75 | €187 | €2 | €112 | €4 | €59 | ▲ 1,585% |
| Financial charges65/66B | €233 | €410 | €437 | €344 | €530 | ▲ 54.1% |
| Recurring financial charges65 | €233 | €410 | €437 | €344 | €530 | ▲ 54.1% |
| Profit (loss) for the period before taxes9903 | €27,933 | €11,334 | €5,871 | €2,181 | €7,009 | ▲ 221% |
| Income taxes67/77 | €117 | €305 | €1,719 | €1,592 | €2,413 | ▲ 51.6% |
| Profit (loss) for the period9904 | €27,816 | €11,028 | €4,152 | €590 | €4,596 | ▲ 679% |
| Profit (loss) for the period to be appropriated9905 | €27,816 | €11,028 | €4,152 | €590 | €4,596 | ▲ 679% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €176,236 | €210,408 | €209,198 | €236,342 | €202,158 | ▼ 14.5% |
| Fixed assets21/28 | €1,156 | €1,156 | €1,156 | €1,156 | €1,156 | = |
| Financial fixed assets28 | €1,156 | €1,156 | €1,156 | €1,156 | €1,156 | = |
| Current assets29/58 | €175,080 | €209,252 | €208,042 | €235,186 | €201,002 | ▼ 14.5% |
| Stocks and contracts in progress3 | €143,624 | €163,781 | €167,771 | €193,459 | €168,238 | ▼ 13.0% |
| Stocks30/36 | €143,624 | €163,781 | €167,771 | €193,459 | €168,238 | ▼ 13.0% |
| Amounts receivable within one year40/41 | €21,279 | €34,786 | €25,110 | €25,650 | €17,233 | ▼ 32.8% |
| Trade receivables40 | €21,279 | €34,781 | €25,102 | €25,639 | €17,213 | ▼ 32.9% |
| Other amounts receivable41 | - | €5 | €7 | €10 | €19 | ▲ 90.8% |
| Cash at bank and in hand54/58 | €9,348 | €9,480 | €13,844 | €14,713 | €14,135 | ▼ 3.9% |
| Deferred charges and accrued income490/1 | €828 | €1,205 | €1,318 | €1,365 | €1,395 | ▲ 2.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €176,236 | €210,408 | €209,198 | €236,342 | €202,158 | ▼ 14.5% |
| Equity10/15 | -€7,220 | €3,808 | €7,960 | €8,550 | €13,146 | ▲ 53.8% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €85 | €85 | €85 | €85 | €85 | = |
| Non-distributable reserves130/1 | €85 | €85 | €85 | €85 | €85 | = |
| Reserves not available under the articles1311 | €85 | €85 | €85 | €85 | €85 | = |
| Profit (loss) carried forward14 | -€19,705 | -€8,677 | -€4,525 | -€3,935 | €661 | ▲ 117% |
| Amounts payable17/49 | €183,456 | €206,601 | €201,238 | €227,793 | €189,012 | ▼ 17.0% |
| Amounts payable within one year42/48 | €176,536 | €197,086 | €190,421 | €227,181 | €188,115 | ▼ 17.2% |
| Trade debts44 | €78,665 | €103,257 | €94,714 | €131,191 | €96,668 | ▼ 26.3% |
| Suppliers440/4 | €78,665 | €103,257 | €94,714 | €131,191 | €96,668 | ▼ 26.3% |
| Taxes, remuneration and social security45 | €18,198 | €19,831 | €23,654 | €26,582 | €24,025 | ▼ 9.6% |
| Taxes450/3 | €16,310 | €17,683 | €20,268 | €22,333 | €21,378 | ▼ 4.3% |
| Remuneration and social security454/9 | €1,888 | €2,149 | €3,386 | €4,249 | €2,648 | ▼ 37.7% |
| Other amounts payable47/48 | €79,673 | €73,997 | €72,053 | €69,408 | €67,421 | ▼ 2.9% |
| Accrued charges and deferred income492/3 | €6,920 | €9,515 | €10,817 | €612 | €897 | ▲ 46.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,816 | €11,028 | €4,152 | €590 | €4,596 | ▲ 679% |
| + Depreciation and write-downs630 | €1,100 | - | - | - | - | - |
| Operating cash flow (approximation) | €28,916 | €11,028 | €4,152 | €590 | €4,596 | ▲ 679% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €132 | €4,364 | €869 | -€578 | ▼ 166% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 63 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €27,816 ▲12.4%
Operating result €27,979, net result €27,816, both a record.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 2 establishment units since 2004
Ground area
3.1 ha
Building footprint
1.4 ha
Volume, LiDAR
140,037 m³
2 parcels, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
de wijnwinkel
since 20042.143.573.207
Antwerpsesteenweg 187, 2800 Mechelen
since 20232.353.161.996
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402A0145/00B002 | Flanders | 3.1 ha | 1 · 1.4 ha | 14.0 m · 3 fl. |
| 12025E0650/00_000 | Flanders | 31 m² | 1 · 31 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 99 EUR awarded · 99 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 99 EUR | 99 EUR |
Recognitions · licences · registrations
Food safety, FASFC
2 sitesMechelen2.143.573.207
Mechelen2.353.161.996
Similar companies · same sector, comparable size
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VIVA VINO
BE 0439.046.051
Sint-Niklaas · Eq €12,886
DEUX AIGLES
BE 0802.881.866
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SEDIQI
BE 0747.662.934
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Of 1,510 companies in sector 47252 we hold annual accounts for 652. 292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-11-2002
Fiscal year end31-12
Activities, NACEBEL 2025
47251Retail sale of wines and spirits
47252Retail sale of beverages, general range
E-invoicing
Reachable via Peppol
Peppol ID
0208:0478885634
Also
9925:BE0478885634
Registered
30-10-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.