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Vinvestor

Active
Private limited company (pre-2019)founded 201016 years activeOudeputstraat 19, 8730 Beernem, BelgiumKBO/BCE: BE 0825.645.588
Summary

The computed 12-month bankruptcy probability of Vinvestor is 1.8% (moderate). The 2025 annual accounts show negative equity (-€30,513) and a net result of €203. Equity is shrinking by ~37.6% per year across the filed fiscal years. Its solvency ranks better than 22% of 16,193 sector peers (NACE 56, fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
#8 oldest company in Beernem, Accommodation and food service sector2 sites
Size
€351,510total assets 2025
Equity
-€30,513
Profit
€203
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy probability, 12 months
1.8%
Structure
Holdings
1
Accounts on time0 of 3 deeds read
Why 54- Sector Food and beverage service activities (NACE 56)- Negative equity -€30,513- 1 of the last 3 late+ Founded in 2010Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 34% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Weak
Solvency 16-2
equity -8.7% of total assets
Liquidity 58-1
short-term debt 19.2% · cash 10.8%
Profitability 27+5
return on assets 0.1%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,693 companies)
Last 24 months 11-2024: 3.4% 12-2024: 3.9%▲ +0.5 percentage points vs 11-2024highest value 01-2025: 3.9%● unchanged vs 12-2024 02-2025: 3.9%● unchanged vs 01-2025 03-2025: 3.8%▼ -0.1 percentage points vs 02-2025 04-2025: 3.8%● unchanged vs 03-2025 05-2025: 3.6%▼ -0.2 percentage points vs 04-2025 06-2025: 3.5%▼ -0.1 percentage points vs 05-2025 07-2025: 3.7%▲ +0.2 percentage points vs 06-2025 08-2025: 3.8%▲ +0.1 percentage points vs 07-2025 09-2025: 2.4%▼ -1.4 percentage points vs 08-2025 10-2025: 2.4%● unchanged vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.4%● unchanged vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.3%▼ -0.1 percentage points vs 04-2026 06-2026: 2.2%▼ -0.1 percentage points vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026 08-2026: 1.8%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 1.8%● unchanged vs 08-2026lowest value 10-2026: 1.8%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity ample (current ratio 2.99 against 2.98 in 2024; short-term debt: 19.2% and cash: 10.8% of total assets), but equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 22% on solvency, 61% on liquidity, 26% on profitability and 26% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
KBO
raises risk · Negative equity -€30,513
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2010
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 16193 sector peers (2025).
NBB · sector comparison
Position among 16193 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
29 days late
2023
62 days late
2022
70 days late
2021
78 days late
2020
91 days late
2019
105 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 October (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €203
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€30,513 View
  • Caution: Among the weakest 13% on equitysector median €29,252 · 16,224 companies -€30,513 View
  • Total assets 20256 fiscal years filed €351,510 View

By topic

Financials

Fiscal year
2025
Total assets
€351,510
Profit
€203
Solvency
-8.7%
Total assets▼ 1.8%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 01-10-2024Annual accounts filed
  2. 31-12-2023Liquidity times 5
  3. 09-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
05-05-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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