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VINTEL

Active Private limited companyfounded 2020active for 6 yearsRue du Chemin de Fer 23, 4280 HannutKBO/BCE: BE 0752.586.772

Overview

Lifetime

6 annual accounts with figures on one time axis
peak €53,887 (2021)
€11,075▲ 520%
lowest -€551 (2024)
€5,069▲ €5,620
peak €111,007 (2023)
€7,569▼ 92.3%
€65,832▲ 366%
Board1 name since 2020
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €1,785 to €11,075Back to profit: €5,069Registered office moved from Schaerbeek to Hannut 09-10Dividend €95,956Equity from €98,456 to €7,569Debts from €14,112 to €65,832

Key points

from the 2025 annual accounts

Equity

€7,569 from €111,007 in 2023

Equity fell by 93% in 2 years.

Debts

€65,832 90% of the balance sheet
Suppliers 2%Taxes and wages 6%Other 92%

Investments

€10,917 7.6 × depreciation
2021202220242025

Green is investment, beige is depreciation.

Liquidity

0.93 was 7.98 in 2024

Short-term debts rose from €13,725 to €65,832.

Filings

6 annual accounts 4 late
AprilJune31 JulyOctober202020222024

The 2025 accounts came latest: 31 days after the end of the period.

Position in the sector

€7,569

Less equity than 84% of companies in head offices and management consultancy. Sector median €78,216 · 39,400 companies.

Checked score

83
Excellent
Financially stronger than 25% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.2 percentage points vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026highest value 11-2026: 0.3%● unchanged vs 10-2026highest value

Financial strength
Average

35-65equity 10.3% of total assets
50-49short-term debt 89.7% · cash 50.6%
77+51return on assets 6.9%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 0.93, cash €37,125, halved
Size: total assets €73,400
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 17% of them on solvency, 36% on liquidity, 43% on profitability and 5% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,713 companies had the same profile as VINTEL has now. Each dot stands for 17 companies, two years later.

95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of VINTEL itself is lower: 0.3% within 12 months. It rests on far more data about VINTEL than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,713 companies, not a prediction for VINTEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.93 (7.98 in 2024), below 1. Short-term debt is 89.7% and cash 50.6% of total assets. 89.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 0.93, cash €37,125, halved
NBB · annual accounts
lowers risk · Size: total assets €73,400
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 39368 sector peers (2025).
NBB · sector comparison
Position among 39368 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
31 days late
2024
13 days late
2023
30 days late
2022
29 days late
2021
2 days early
2020
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 16 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

JV
Director, since 14-08-2020
  • JOASSIN Vincent Olivier 100 sharesdeed of 18-08-2020
Board & ownership

Recent changes

Registered office moved from Schaerbeek to Hannut New registered office: rue du chemin de fer 23 à 4280 Hannut · Previous registered office: Boulevard Léopold III 43/82- 1030 SCHAERBEEK · General meeting of 01-01-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0752586772
First establishment Rue du Chemin de Fer 23, Hannut
Incorporation Founding capital of €2,500, 100 shares · Founder: JOASSIN Vincent Olivier · Appointment: JOASSIN Vincent Olivier (director) · published on 18-08-2020 · Gazette deed
All 16 events

Comparable companies

same main activity, similar in size and age
Company
VINTEL Hannut €73,400 €11,075 10.3% -
ASIA CONSULTING SRL Liège €69,644 €9,968 80.2% -
ANDIAMO PRESTO Grâce-Hollogne €87,710 €11,510 34.7% -
BRITECH Welkenraedt €69,630 €13,389 36.0% -
KH HURRICANE Nijlen €76,171 €10,672 62.4% -
AP CONSULTANT Châtelet €69,395 €11,789 86.3% -
MLEC CONSULTING Namur €74,563 €12,062 94.2% -

These companies have the same main activity as VINTEL: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €69,400 and €87,700, founded between 2020 and 2021.

Official details

Source: KBO
Status
Active since 14-08-2020Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.306.138.4754280 Hannut, since 26-08-2020
Financial year end
31 December
Peppol
Reachable since 17-03-2025
Company details

Annual accounts 2025

€11,075▲ 520%
≈ €51,000estimated
€5,069
€7,569▼ 92.3%
€73,400▼ 34.8%
Filing
Filed on 31-08-2026
Financials

Insights on VINTEL

VINTEL files the micro format. That format states no turnover. The gross margin rose from €7,174 in 2020 to €11,075 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 31-08-2026, 31 days late
€11,075
▲ 520%
€9,168
▲ 14×
€5,069
▲ €5,620
-€4,903
▼ €100,750
10.3%
▼ 77.2 percentage points
0.93
▼ 7.06

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €51,000. Estimated: probably between €24,000 and €100,000.

Balance sheet

balance sheet total €73,400 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

10.3%

Higher than 17% of 39,368 companies in 2025.

0.93

Higher than 22% of 38,051 companies in 2025.

6.9%

Higher than 36% of 38,523 companies in 2025.

VINTEL Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 73,400112,569114,77499,77261,22613,994
21/28 12,4722,9973591,3121,5751,196
22/27 12,4722,9973591,3121,5751,196
24 3,032263591,3121,5751,196
26 9,4392,971----
29/58 60,929109,572114,41598,46159,65112,798
40/41 18,02222,94419,0817,6368,42510,043
40 15,4081,85113,7947,5096,93310,043
41 2,61421,0935,2871281,493-
54/58 37,12578,09280,30574,43550,9252,755
490/1 5,7828,53615,02916,390300-
Balance sheet: equity and liabilities
10/49 73,400112,569114,77499,77261,22613,994
10/15 7,56998,456111,00783,19148,9327,481
10/11 2,5002,5002,5002,5002,5002,500
14 5,06995,956108,50780,69146,4324,981
17/49 65,83214,1123,76716,58212,2946,514
42/48 65,83213,7253,76716,58212,2946,514
44 1,5451,0443941,944911-
440/4 1,5451,0443941,944911-
45 3,7635783,06713,55211,3834,049
450/3 3,7635783,06713,55211,3834,049
47/48 60,52412,1033051,08602,464
492/3 0387----
Income statement
9900 11,0751,78537,89947,09753,8877,174
630 1,4424619539286211
640/8 465662448497402628
9901 9,16866236,49845,67252,8636,545
75/76B 41342--00
75 41342--00
65/66B 1,5001,1481,3417042935
65 1,5001,1481,3417042935
9903 7,709-14435,15744,96852,8346,511
67/77 2,6414077,3419,90911,3831,530
9904 5,069-55127,81735,05941,4514,981
9905 5,069-55127,81735,05941,4514,981
Appropriation of the result
9906 101,025107,956108,50781,49146,4324,981
14P 95,956108,50780,69146,4324,981-
694/7 95,95612,0000800--
694 95,95612,0000800--
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00473005.

Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00473005 PDF
31-12-2024 micro format 13-08-2025 2025-00376744 PDF
31-12-2023 micro format 30-08-2024 2024-00436190 PDF
31-12-2022 micro format 29-08-2023 2023-00400484 PDF
31-12-2021 micro format 29-07-2022 2022-20255422 PDF
31-12-2020 micro format 23-07-2021 2021-39000265 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
10,6101,12337,45146,60053,4846,546
6,511-9028,76935,98742,0724,982
10,9173,09906649991,198
-40,967-2,2135,87023,50948,170-
-4,90395,847110,64881,87947,3576,284
10.3%87.5%96.7%83.4%79.9%53.5%
0.937.9830.375.944.851.96
8.700.140.030.200.250.87
67.0%-0.6%25.1%42.1%84.7%66.6%
6.9%-0.5%24.2%35.1%67.7%35.6%
7.070.9827.9466.18over 100-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€10,917€3,099-€664€999
€1,442€461€953€928€621

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on VINTEL

The operating result for 2025 is nearly 14 times that of 2024. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total rises from 12.5% to 89.7%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 14-08-2020 term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Chaque administrateur représente la société à l'égard des tiers et en justice, soit en demandant, soit en défendant. Il peut déléguer des…”
deed of 18-08-2020

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
JOASSIN Vincent Olivier
Director (not named in the articles)
Board
Mandates as a list
  • JOASSIN Vincent Olivier
    • Director (not named in the articles), from 14-08-2020 to date

See the board, name and registered office on a given date →

Control

This company
VINTEL
Equity €7,569
Profit €5,069 in 2025

Capital

Contribution
€2,500
Shares
100
Contribution per share
€25
Equity per share
€75.69 in 2025
Source
deed of 18-08-2020

Articles of association

deed of 18-08-2020 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
“Chaque administrateur agissant seul peut accomplir tous actes nécessaires ou utiles à l’accomplissement de l’objet, sous réserve de ceux que…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of May at 18:00
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Assemblée générale peut désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, si aucun autre liquidateur désigné”

Shareholders

At incorporation deed of 18-08-2020 ↗

Network & group

No group

VINTEL has no parent and no holdings in its annual accounts. JOASSIN Vincent Olivier is the only director.

Board mandates elsewhere

1 board mandate
Board mandates of VINTELVINTEL sits on their board1
Director · 2 locations
Founded in 2020 · total assets €3.0m (2025)

Connections & network

1 current director
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

16 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Back to profit net €5,069 The net result is €5,069, after one loss-making year.
Registered office moved from Schaerbeek to HannutNew registered office: rue du chemin de fer 23 à 4280 Hannut · Previous registered office: Boulevard Léopold III 43/82- 1030 SCHAERBEEK · General meeting of 01-01-20252 points ▸
  • General meeting, 01-01-2025
  • Registered-office move, rue du chemin de fer 23 à 4280 Hannut

Open the deed in the Belgian Official Gazette

Annual accounts 2024 filed PDFmicro format · 13 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0752586772
2024
Weakest financial year net -€551 The net result drops to -€551, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
Liquidity more than 5 times current ratio 30.37 The current ratio rises from 5.94 to 30.37. Short-term debt falls from €16,582 to €3,767.
Equity above €100,000 equity €111,007 ▲33.4% With a profit in every financial year since 2020, equity grows to €111,007.
Annual accounts 2022 filed PDFmicro format · 29 days late
2022
Annual accounts 2021 filed PDFmicro format · 2 days before the deadline
2021
Highest result from 2020 to 2025 net €41,451 ▲732% The operating result of €52,863 and the net result of €41,451 are both a record.
Liquidity more than doubled current ratio 4.85 The current ratio rises from 1.96 to 4.85.
Annual accounts 2020 filed PDFmicro format · 8 days before the deadline
2020
First establishment Rue du Chemin de Fer 23, Hannut
IncorporationFounding capital of €2,500, 100 shares · Founder: JOASSIN Vincent Olivier · Appointment: JOASSIN Vincent Olivier (director) · published on 18-08-20206 points ▸

Open the deed in the Belgian Official Gazette

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

VINTEL was incorporated on 14 August 2020 as a private limited company by one natural person, with a starting capital of €2,500.12 The registered office was moved to Hannut in 2025.3 Since 2020, JOASSIN Vincent Olivier has served as director.4 Total assets rose from €13,994 in 2020 to €73,400 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 18-08-2020
  3. 3Belgian Official Gazette, 09-10-2025
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0752.586.772
VAT number
BE 0752.586.772
Peppol ID
0208:0752586772
Legal form
Private limited company
Status
Active, normal situation
Founded
14-08-2020
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of May at 18:00
deed of 18-08-2020 (in French)
Peppol
Reachable since 17-03-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
VINTEL in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 18-08-2020 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 18-08-2020 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
70220 Business consulting main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Conseil pour les affaires et autres conseils de gestion; Services administratifs combinés de bureau; Organisation de cours de gestion…”
16 activities
  1. Conseil pour les affaires et autres conseils de gestion.
  2. Services administratifs combinés de bureau.
  3. Organisation de cours de gestion.
  4. Secrétariat des employeurs.
  5. Conseil aux entreprises.
  6. Activité de management et d’administration.
  7. Service de facturation et de gestion.
  8. Activité d’intermédiaire financier et toute autre activité de courtage.
  9. Conseil en placement et la gestion de patrimoines financiers des tiers.
  10. Conseil et assistance opérationnelle aux entreprises dans les domaines des relations publiques et de la communication.
  11. Conseil et assistance aux entreprises et aux services publics en matière de planification,de recherche du rendement,de contrôle,d’information,de gestion,etcetera.
  12. Photocopie,préparation de documents et autres activités spécialisées de soutien de bureau.
  13. Autres activités de soutien aux entreprises.
  14. Tout type de services dans le domaine informatique,en ce compris l’achat-vente,location,import-export ou autre,de tout matériel informatique;
  15. L’achat,la vente,la revente,l’échange,le courtage,le lotissement,la mise en valeur,la construction,la rénovation,la décoration intérieure,la démolition,la transformation,l’aménagement,l’exploitation,la dation ou prise à bail ou en emphytéose,la location et la gérance,la gestion et l’administration de tous immeubles bâtis ou non bâtis en Belgique ou à l’étranger,meublés ou non et d’une manière générale toutes les opérations civiles et commerciales en rapport avec l’immobilier.
  16. Activité de holding;La gestion de participation,la gestion de placement financier,le management;L’assistance et la participation à la gestion de toute affaire,entreprise,groupement,association ou société;Toutes activités de conseils en matière de gestion,de marketing,d’organisation financière,administrative ou autre,et de ressources humaines,à l’exclusion des activités réglementées par la loi du quatre décembre mil neuf cent nonante sur la gestion de fortune;
deed of 18-08-2020 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue du Chemin de Fer 23 registered office 4280 Hannut 26-08-2020 2.306.138.475
1 former office
  • Boulevard Léopold III 43/82, 1030 Schaerbeek until 01-01-2025 · deed of 09-10-2025

Buildings and parcels at the address

Ground area
1,182 m²

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
64009A0550/00C0001,182 m² - -