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DERMATOO

Active
Private limited companyfounded 2020active for 6 yearsAvenue du Centenaire 61, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 0755.523.201
Summary

DERMATOO has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of -€25,154. Equity is growing by about 32% per year across the filed financial years. Its solvency ranks better than 70% of 815 sector peers (NACE 58, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Other software publishing
NACE 58290Computer consultancy and computer facilities management NACE 62200
5th largest company by equity in the province of Liège, Publishing sector2 sites
Size
€3.0mtotal assets 2025
Equity
€2.2m
Loss
-€25,154
Net result +88%: other schema
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Largest shareholder
IoT-D · 48.58%
Accounts filed 61 days late4 of 11 deeds read
Why 91raises riskLiquidity: current ratio 0.27, cash €27,030, halvedLatest accounts 61 days late; 1 of the last 3 latelowers riskSize: total assets €3.0mSector: Publishing activities (NACE 58)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 65% of its sector peers (NACE 58, small)
Financial strength · tick = 2024
Strong
Solvency 99+17
equity 74.2% of total assets
Liquidity 50-6
short-term debt 12.3% · cash 0.9%
Profitability 68+59
return on assets -0.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (107 companies, NACE 58, small)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025 09-2025: 0.7%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -0.6 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.3 percentage points vs 09-2026
Credit of up to €200,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.27, compared with 0.78 in 2024, below 1; short-term debt: 12.3% and cash: 0.9% of total assets), and 25.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 58, small): better than 84% on solvency, 43% on liquidity, 50% on profitability and 84% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €3.0m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Publishing activities (NACE 58)
KBO
raises risk · Liquidity: current ratio 0.27, cash €27,030, halved
NBB · annual accounts
raises risk · Latest accounts 61 days late; 1 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
61 days late
2024
30 days late
2023
30 days late
2022
31 days late
2021
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 37 days after the deadline; the sector median (NACE 58) for financial year 2024 is 7 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Capital & shares · Amendment of…Share issue · Power of…
  3. Equity above €2mequity €2.2m ▲42.8%

Key points

  • Risk: 5 loss-making years in a rowloss financial year 2025 -€25,154 View
  • Positive: Result rose in 2025different schema filed ▲ 88.4% View
  • Caution: Among the weakest 10% on net resultsector median €6,327 · 813 companies -€25,154 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View

By topic

Financials

Financial year
2025
Total assets
€3.0m
Loss
-€25,154
Solvency
74.2%
Total assets▲ 9.6%
Net result
20212025
Go to Financials

Timeline

Events
13
Since
2022
Next accounts
by 31-07-2027
  1. 30-08-2025Annual accounts filed
  2. 19-03-2025Permanent representatives: Robin MURGIA and Sebastien Doyen
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Other software publishingNACE 58290
Founded
01-10-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
First Friday of June at 18:00
Purpose
“L’étude, la conception, le développement, la commercialisation ou l’exploitation sous…” (deed in French)
Go to Articles of association

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