VINOPIA
ActiveVINOPIA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €12k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability65▲+25
Solvency34▼-49
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 2.25 in 2024), and 78.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.4%
Return on assets
2.8%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
33 d early
2023
1 d early
2022
25 d early
2021
33 d early
2020
10 d early
2019
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€94k▼ 48.4%
2024 · €181k
2018: €38k
2019: €42k
2020: €64k
2021: €105k
2022: €139k
2023: €167k
2024: €181k
2018 → 2025
Total assets
€437k▼ 4.6%
2024 · €458k
2018: €205k
2019: €429k
2020: €466k
2021: €491k
2022: €497k
2023: €478k
2024: €458k
2018 → 2025
Net result
€12k▼ 16.6%
2024 · €15k
2018: €22k
2019: €4k
2020: €22k
2021: €40k
2022: €34k
2023: €28k
2024: €15k
2018 → 2025
Working capital
€48k▼ 65.8%
2024 · €141k
2018: €67k
2019: €81k
2020: €98k
2021: €124k
2022: €128k
2023: €139k
2024: €141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€139k▲ 32.9%€167k▲ 19.9%€181k▲ 8.8%€94k▼ 48.4%
Operating result€61k-€61k▲ 0.5%€50k▼ 17.9%€29k▼ 42.4%€20k▼ 31.8%
Net result€40k-€34k▼ 14.6%€28k▼ 19.7%€15k▼ 46.8%€12k▼ 16.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 32% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €437k
Fixed assets
€186k▼ 8.5%
Current assets
€251k▼ 1.5%
Equity and liabilities €437k
Equity
€94k▼ 48.4%
Debt
€343k▲ 24.1%
The debt ratio rises from 60.4% to 78.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€39k▼
2024 · €48k
Cash flow
€32k▼
2024 · €34k
Solvency
21.4%▼
2024 · 39.6%
Current ratio
1.24▼
2024 · 2.25
Quick ratio
0.55▼
2024 · 1.05
Debt / equity
3.67▲
2024 · 1.53
ROE
13.1%▲
2024 · 8.1%
ROA
2.8%▼
2024 · 3.2%
Interest coverage
3.82▼
2024 · 4.73
Debt
€343k▲
2024 · €277k
Debt ≤ 1 year
€202k▲
2024 · €113k
Debt > 1 year
€141k▼
2024 · €164k
Income taxes
€-2k▼
2024 · €5k
Staff costs
€16k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€458k€437k▼
Fixed assets21/28€204k€186k▼
Tangible fixed assets22/27€196k€178k▼
Land and buildings22€174k€160k▼
Plant, machinery and equipment23€18k€15k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€860€565▼
Financial fixed assets28€8k€8k▲
Current assets29/58€255k€251k▼
Stocks and contracts in progress3€135k€139k▲
Stocks30/36€135k€139k▲
Amounts receivable within one year40/41€76k€46k▼
Trade receivables40€64k€31k▼
Other amounts receivable41€12k€15k▲
Current investments50/53€14k€14k▲
Cash at bank and in hand54/58€29k€51k▲
Equity and liabilities
Total equity and liabilities10/49€458k€437k▼
Equity10/15€181k€94k▼
Contributions10/11€50k€50k=
Reserves13€131k€44k▼
Distributable reserves133€131k€44k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€277k€343k▲
Amounts payable after more than one year17€164k€141k▼
Financial debts170/4€164k€141k▼
Amounts payable within one year42/48€113k€202k▲
Current portion of amounts payable after more than one year42€29k€22k▼
Trade debts44€70k€67k▼
Suppliers440/4€70k€67k▼
Taxes, remuneration and social security45€13k€26k▲
Taxes450/3€12k€26k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€2k€87k▲
Income statement
Code20242025
Remuneration, social security and pensions62€46k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-800€20k▲
Other operating charges640/8€10k€11k▲
Gross operating margin9900€103k€86k▼
Operating profit (loss)9901€29k€20k▼
Financial income75/76B€825€1k▲
Recurring financial income75€825€1k▲
Financial charges65/66B€10k€10k▲
Recurring financial charges65€10k€10k▲
Profit (loss) for the period before taxes9903€19k€11k▼
Income taxes67/77€5k€-2k▼
Profit (loss) for the period9904€15k€12k▼
Profit (loss) for the period to be appropriated9905€15k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€12k▼
Transfer from equity791/2-€100k
Transfer to equity691/2€15k€12k▼
To other reserves6921€15k€12k▼
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
Social balance
Average headcount (FTE)90870.60.5▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €150kEq €167k ▲19.9%
6 profitable years in a row build equity to €167k.
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €40k ▲79.4%
Net result €40k, the highest in the series.
30-09
Financial
Equity above €100kEq €105k ▲62.5%
4 profitable years in a row build equity to €105k.
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €4k ▼80.3%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vordensteinstraat 1022900 SchotenGround area
324 m²
Building footprint
129 m²
Volume, LiDAR
638 m³
Parcel 11442C0245/00Z004, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vinopia
since 20132.221.381.558
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11442C0245/00Z004 | Flanders | 324 m² | 1 · 129 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 347 EUR awarded · 347 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 59 EUR | 59 EUR |
| 2024 | 1 | 210 EUR | 210 EUR |
| 2022 | 1 | 78 EUR | 78 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchoten2.221.381.558
Similar companies · same sector, comparable size
BROUWERIJ VERHOFSTEDE
BE 0832.597.025
Sint-Niklaas · Eq €93k
Nico Van Buitenen
BE 0537.247.168
Scherpenheuvel-Zichem · Eq €95k
BOSEXPLOITATIE D' HERDE
BE 0418.370.502
Sint-Pieters-Leeuw · Eq €92k
Provisions
BE 0763.351.792
Brugge · Eq €92k
VINIFERA FINE WINES
BE 0760.386.760
Tongeren-Borgloon · Eq €91k
Of 1,043 companies in sector 46341 we hold annual accounts for 530. 390 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2013
Fiscal year end30-09
Activities, NACEBEL
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.