VINOME INVEST
ActiveVINOME INVEST has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €52k. Its solvency ranks better than 32% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-23
Solvency58▲+10
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity short (current ratio 0.58 against 0.68 in 2024; short-term debt: 17.9% and cash: 2.8% of total assets), and 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
11.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€150k▲ 53.4%
2024 · €98k
2024: €98k
2024 → 2025
Total assets
€456k▲ 6.7%
2024 · €428k
2024: €428k
2024 → 2025
Net result
€52k▼ 40.5%
2024 · €88k
2024: €88k
2024 → 2025
Working capital
€-34k▼ 69.9%
2024 · €-20k
2024: €-20k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€98k-€150k▲ 53.4%
Operating result€83k-€77k▼ 7.1%
Net result€88k-€52k▼ 40.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €456k
Fixed assets
€409k▲ 6.5%
Current assets
€48k▲ 8.6%
Equity and liabilities €456k
Equity
€150k▲ 53.4%
Debt
€306k▼ 7.1%
The debt ratio falls from 77.1% to 67.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
32.9%▲
2024 · 22.9%
Current ratio
0.58▼
2024 · 0.68
Quick ratio
0.58▼
2024 · 0.68
Debt / equity
2.04▼
2024 · 3.37
ROE
34.8%▼
2024 · 89.8%
ROA
11.4%▼
2024 · 20.5%
Debt
€306k▼
2024 · €330k
Debt ≤ 1 year
€82k▲
2024 · €64k
Debt > 1 year
€224k▼
2024 · €266k
Income taxes
€13k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€428k€456k▲
Fixed assets21/28€384k€409k▲
Financial fixed assets28€384k€409k▲
Current assets29/58€44k€48k▲
Amounts receivable within one year40/41€30k€35k▲
Trade receivables40€1€12k▲
Other amounts receivable41€30k€23k▼
Cash at bank and in hand54/58€14k€13k▼
Equity and liabilities
Total equity and liabilities10/49€428k€456k▲
Equity10/15€98k€150k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€88k€140k▲
Amounts payable17/49€330k€306k▼
Amounts payable after more than one year17€266k€224k▼
Financial debts170/4€266k€224k▼
Amounts payable within one year42/48€64k€82k▲
Current portion of amounts payable after more than one year42€40k€41k▲
Trade debts44€245€934▲
Suppliers440/4€245€934▲
Taxes, remuneration and social security45€15k€31k▲
Taxes450/3€15k€28k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€9k€9k=
Income statement
Code20242025
Other operating charges640/8€772€400▼
Gross operating margin9900€83k€77k▼
Operating profit (loss)9901€83k€77k▼
Financial income75/76B€38k-
Recurring financial income75€38k-
Financial charges65/66B€20k€11k▼
Recurring financial charges65€20k€11k▼
Profit (loss) for the period before taxes9903€100k€65k▼
Income taxes67/77€12k€13k▲
Profit (loss) for the period9904€88k€52k▼
Profit (loss) for the period to be appropriated9905€88k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€140k▲
Profit (loss) brought forward from the previous period14P-€88k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €150k ▲53.4%
2 profitable years in a row build equity to €150k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Wilson 4697012 MonsGround area
934 m²
Building footprint
955 m²
Parcel 53043A0492/00Z000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Vandenborre Kitchen Jemappes
since 20232.350.762.138
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53043A0492/00Z000 | Wallonia | 934 m² | 1 · 955 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,792 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.