LOAD-IT
ActiveSummary
LOAD-IT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €13k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 65% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-12
Solvency96▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.3 against 2.88 in 2024; short-term debt: 29.2% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
6.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
29 d early
2022
26 d early
2021
20 d early
2020
5 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€150k▲ 9.7%
2024 · €137k
2019: €67k
2021: €56k
2022: €79k
2023: €122k
2024: €137k
2019 → 2025
Total assets
€212k▲ 6.0%
2024 · €200k
2019: €162k
2021: €160k
2022: €161k
2023: €172k
2024: €200k
2019 → 2025
Net result
€13k▼ 9.7%
2024 · €15k
2019: €-79k
2021: €33k
2022: €23k
2023: €43k
2024: €15k
2019 → 2025
Working capital
€143k▲ 20.1%
2024 · €119k
2019: €61k
2021: €35k
2022: €57k
2023: €116k
2024: €119k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€79k▲ 41.4%€122k▲ 53.6%€137k▲ 12.0%€150k▲ 9.7%
Operating result€38k-€27k▼ 28.6%€57k▲ 109%€31k▼ 45.0%€23k▼ 25.9%
Net result€33k-€23k▼ 30.2%€43k▲ 83.1%€15k▼ 65.5%€13k▼ 9.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€7k ▼ 59.9%
Current assets
€205k ▲ 12.4%
Equity and liabilities €212k
Equity
€150k ▲ 9.7%
Debt
€62k ▼ 2.1%
Debt's share of the balance-sheet total falls from 31.7% to 29.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €33k
Cash flow
€15k▼
2024 · €17k
Current ratio
3.30▲
2024 · 2.88
Debt to equity
0.41▼
2024 · 0.46
ROE
8.8%▼
2024 · 10.8%
ROA
6.3%▼
2024 · 7.3%
Interest coverage
4.12▼
2024 · 5.44
Debt ≤ 1 year
€62k▼
2024 · €63k
Income taxes
€8k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€200k€212k▲
Fixed assets21/28€18k€7k▼
Tangible fixed assets22/27€8k€7k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€4k€4k=
Financial fixed assets28€10k€0▼
Current assets29/58€182k€205k▲
Amounts receivable after more than one year29€154k€157k▲
Trade receivables290€0-
Other amounts receivable291€154k€157k▲
Amounts receivable within one year40/41€20k€41k▲
Trade receivables40€20k€17k▼
Other amounts receivable41-€25k
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€200k€212k▲
Equity10/15€137k€150k▲
Contributions10/11€19k€19k=
Reserves13€118k€131k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€116k€130k▲
Amounts payable17/49€63k€62k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€63k€62k▼
Current portion of amounts payable after more than one year42€11k€8k▼
Financial debts43€23k€25k▲
Credit institutions430/8€23k€25k▲
Trade debts44€13k€8k▼
Suppliers440/4€13k€8k▼
Taxes, remuneration and social security45€17k€21k▲
Taxes450/3€17k€21k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€6k€2k▼
Non-recurring operating charges66A€0€1k▲
Gross operating margin9900€39k€28k▼
Operating profit (loss)9901€31k€23k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€29k€22k▼
Income taxes67/77€14k€8k▼
Profit (loss) for the period9904€15k€13k▼
Profit (loss) for the period to be appropriated9905€15k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€13k▼
Transfer to equity691/2€15k€13k▼
To other reserves6921€15k€13k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 03/06/2026
- Registered-office move, Boekweitlaan 21, 2500 Lier
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €150kEq €150k ▲9.7%
5 profitable years in a row build equity to €150k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €43k ▲83.1%
Operating result €57k, net result €43k, both a record.
30-06
Financial
Equity above €100kEq €122k ▲53.6%
3 profitable years in a row build equity to €122k.
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boekweitlaan 212500 LierGround area
653 m²
Building footprint
134 m²
Volume, LiDAR
764 m³
Parcel 12019B0498/00R006, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Load-IT
since 20112.208.156.401
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12019B0498/00R006 | Flanders | 653 m² | 1 · 134 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LUMUMAR
BE 0552.597.914
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Co.OL Management
BE 0689.667.723
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LSM Consult
BE 1004.001.963
Genappe · Eq €150,055
GRANDJEAN MANAGEMENT
BE 0750.604.212
Vaux-sur-Sûre · Eq €150,101
VINOME INVEST
BE 1000.614.089
Mons · Eq €150,103
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,789 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-02-2011
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
63910Web portal activities
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:dieter@load-it.eu
Phone:0497555422