VINISCO

Active

Private limited companyfounded 20232 yrs activeKasteleinsplein 47, 1050 Elsene, BelgiumKBO/BCE: BE 1003.629.504

The computed 12-month bankruptcy probability of VINISCO is 6.1% (elevated). The 2025 annual accounts show equity of €47k and a net result of €187k. Its solvency ranks better than 31% of 13090 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

51 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+71

Solvency33▲+4

Growth78

Track record82

Bankruptcy probability, 12 months

6.1% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days only on tighter terms

Liquidity short (current ratio 0.74 against 0.52 in 2024; short-term debt: 60.8% and cash: 24.3% of total assets), and 92% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

Return on assets

32.3%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

28 d early

2024

29 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€47k▲ 180%

2024 · €17k

2024: €17k

2024 → 2025

Total assets

€580k▲ 39.9%

2024 · €415k

2024: €415k

2024 → 2025

Net result

€187k

2024 · €-5k

2024: €-5k

2024 → 2025

Working capital

€-90k▼ 4.1%

2024 · €-87k

2024: €-87k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€17k-€47k▲ 180%

Operating result€10k-€211k▲ 2,106%

Net result€-5k-€187k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 2,106% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €580k

54.7%

45.3%

Fixed assets €318k▼ 1.5%

Current assets €263k▲ 184%

Equity and liabilities €580k

92.0%

Equity €47k▲ 180%

Debt €534k▲ 34.0%

The debt ratio falls from 96.0% to 92.0%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€249k▲

2024 · €25k

Cash flow

€225k▲

2024 · €10k

Solvency

8.0%▲

2024 · 4.0%

Current ratio

0.74▲

2024 · 0.52

Quick ratio

0.72▲

2024 · 0.44

Debt / equity

11.45▼

2024 · 23.95

ROE

401.6%▲

2024 · -30.6%

ROA

32.3%▲

2024 · -1.2%

Interest coverage

9.09▲

2024 · 1.46

Debt

€534k▲

2024 · €398k

Debt ≤ 1 year

€353k▲

2024 · €179k

Debt > 1 year

€167k▼

2024 · €213k

Income taxes

€152

Staff costs

€190k▲

2024 · €56k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€415k€580k▲

Fixed assets21/28€323k€318k▼

Intangible fixed assets21€117k€104k▼

Tangible fixed assets22/27€181k€188k▲

Plant, machinery and equipment23€11k€15k▲

Furniture and vehicles24€5k€24k▲

Other tangible fixed assets26€165k€150k▼

Financial fixed assets28€25k€26k▲

Current assets29/58€92k€263k▲

Stocks and contracts in progress3€13k€10k▼

Stocks30/36€13k€10k▼

Amounts receivable within one year40/41€12k€110k▲

Trade receivables40€9k€53k▲

Other amounts receivable41€3k€57k▲

Cash at bank and in hand54/58€67k€141k▲

Deferred charges and accrued income490/1-€1k

Equity and liabilities

Total equity and liabilities10/49€415k€580k▲

Equity10/15€17k€47k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€-5k€25k▲

Investment grants15€20k€20k=

Amounts payable17/49€398k€534k▲

Amounts payable after more than one year17€213k€167k▼

Financial debts170/4€153k€124k▼

Other amounts payable178/9€60k€43k▼

Amounts payable within one year42/48€179k€353k▲

Current portion of amounts payable after more than one year42€13k€23k▲

Trade debts44€49k€108k▲

Suppliers440/4€49k€108k▲

Advances received on contracts in progress46-€2k

Taxes, remuneration and social security45€23k€51k▲

Taxes450/3€7k€20k▲

Remuneration and social security454/9€16k€31k▲

Other amounts payable47/48€95k€169k▲

Accrued charges and deferred income492/3€6k€14k▲

Income statement Code20242025

Remuneration, social security and pensions62€56k€190k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€38k▲

Other operating charges640/8€338€3k▲

Gross operating margin9900€81k€442k▲

Operating profit (loss)9901€10k€211k▲

Financial income75/76B€2k€4k▲

Recurring financial income75€2k€4k▲

Financial charges65/66B€17k€27k▲

Recurring financial charges65€17k€27k▲

Profit (loss) for the period before taxes9903€-5k€187k▲

Income taxes67/77-€152

Profit (loss) for the period9904€-5k€187k▲

Profit (loss) for the period to be appropriated9905€-5k€187k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-5k€182k▲

Profit (loss) brought forward from the previous period14P-€-5k

Profit to be distributed694/7-€157k

Directors or managers695-€157k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

03-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €187k

Net result €187k after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Elsene · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kasteleinsplein 471050 Elsene

Ground area

106 m²

Building footprint

86 m²

Volume, LiDAR

980 m³

Parcel 21447B0215/00G009, Brussels · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

VINISCO

Kasteleinsplein 47, 1050 ElseneCafés and bars

since 20232.355.029.346

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21447B0215/00G009	Brussels	106 m²	1 · 86 m²	16.3 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Elsene2.355.029.346

1 permission

Toelating · Eetgelegenheid · since 12-06-2024

Similar companies · same sector, comparable size

Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 4,076 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-12-2023

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

56301Cafés and bars

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:contact.vinisco@gmail.com

Enterprise