The Dubliner
ActiveThe computed 12-month bankruptcy probability of The Dubliner is 6.3% (elevated). The 2025 annual accounts show equity of €214k and a net result of €136k. Equity is growing by ~100.1% per year across the filed fiscal years. Its solvency ranks better than 55% of 13071 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
94
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency73▲+42
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
6.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.38 in 2024), but 64.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.7%
Return on assets
22.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
56 d late
2023
210 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€214k▲ 174%
2024 · €78k
2023: €58k
2024: €78k
2023 → 2025
Total assets
€601k▲ 32.0%
2024 · €455k
2023: €664k
2024: €455k
2023 → 2025
Net result
€136k▲ 563%
2024 · €21k
2023: €48k
2024: €21k
2023 → 2025
Working capital
€199k▲ 120%
2024 · €91k
2023: €100k
2024: €91k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€58k-€78k▲ 35.5%€214k▲ 174%
Operating result€66k-€49k▼ 25.3%€198k▲ 304%
Net result€48k-€21k▼ 57.0%€136k▲ 563%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 304% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €601k
Fixed assets
€147k▲ 16.5%
Current assets
€453k▲ 37.9%
Equity and liabilities €601k
Equity
€214k▲ 174%
Debt
€386k▲ 2.5%
The debt ratio falls from 82.8% to 64.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€233k▲
2024 · €79k
Cash flow
€171k▲
2024 · €51k
Solvency
35.7%▲
2024 · 17.2%
Current ratio
1.78▲
2024 · 1.38
Quick ratio
1.70▲
2024 · 1.29
Debt / equity
1.80▼
2024 · 4.82
ROE
63.5%▲
2024 · 26.2%
ROA
22.6%▲
2024 · 4.5%
Interest coverage
9.14▲
2024 · 3.61
Debt
€386k▲
2024 · €377k
Debt ≤ 1 year
€254k▲
2024 · €238k
Income taxes
€37k▲
2024 · €8k
Staff costs
€246k▼
2024 · €302k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€455k€601k▲
Fixed assets21/28€127k€147k▲
Tangible fixed assets22/27€126k€147k▲
Plant, machinery and equipment23€107k€111k▲
Furniture and vehicles24€19k€37k▲
Financial fixed assets28€120€120=
Current assets29/58€329k€453k▲
Stocks and contracts in progress3€22k€23k▲
Stocks30/36€22k€23k▲
Amounts receivable within one year40/41€37k€60k▲
Trade receivables40€650-
Other amounts receivable41€36k€60k▲
Cash at bank and in hand54/58€270k€369k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€455k€601k▲
Equity10/15€78k€214k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€68k€204k▲
Amounts payable17/49€377k€386k▲
Amounts payable within one year42/48€238k€254k▲
Trade debts44€137k€120k▼
Suppliers440/4€137k€120k▼
Taxes, remuneration and social security45€101k€135k▲
Taxes450/3€32k€67k▲
Remuneration and social security454/9€69k€67k▼
Accrued charges and deferred income492/3€139k€132k▼
Income statement
Code20242025
Remuneration, social security and pensions62€302k€246k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€35k▲
Other operating charges640/8€201€557▲
Gross operating margin9900€381k€479k▲
Operating profit (loss)9901€49k€198k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€22k€25k▲
Recurring financial charges65€22k€25k▲
Profit (loss) for the period before taxes9903€28k€173k▲
Income taxes67/77€8k€37k▲
Profit (loss) for the period9904€21k€136k▲
Profit (loss) for the period to be appropriated9905€21k€136k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€204k▲
Profit (loss) brought forward from the previous period14P€48k€68k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2023net €136k ▲563%
Operating result €198k, net result €136k, both a record.
31-12
Financial
Equity above €200kEq €214k ▲174%
3 profitable years in a row build equity to €214k.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 210 days late
2024
31-12
Financial
Weakest financial yearnet €21k ▼57%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beenhouwersstraat 7-91000 BrusselGround area
157 m²
Building footprint
158 m²
Volume, LiDAR
1,401 m³
Parcel 21802B1307/00B000, Brussels · tallest building 15.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Beenhouwersstraat 7-9, 1000 Brussel
since 20232.346.686.752
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1307/00B000 | Brussels | 157 m² | 1 · 158 m² | 15.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.346.686.752
Similar companies · same sector, comparable size
DE GARRE
BE 0508.783.113
Brugge · Eq €214k
MUNDI IMPERATOR
BE 0563.445.680
Liège · Eq €215k
BILLARDELLO
BE 0442.477.376
Heusden-Zolder · Eq €214k
BRASSERIE 2010
BE 0823.469.127
Zaventem · Eq €215k
STAMMBAR
BE 0537.233.807
Brussel · Eq €213k
Of 13,838 companies in sector 56301 we hold annual accounts for 4,809. 2,974 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2023
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.