VIND-IMMO
ActiveSummary
VIND-IMMO has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €344,653 and a net result of €239,764, of which €437,797 non-recurring income. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 65% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 23-12-2010 Normal situation
- Activity
- Buying and selling of own real estate NACE 68110and 5 others
- Joint committee
- 323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 2025
- Establishment unit
- 2.194.813.753 8956 Heuvelland, since 10-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 09-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €456,236
- ▲ 300%
- Turnover
- ≈ €800,000
- estimated
- Profit
- €239,764
- ▲ 521%
- Equity
- €344,653
- ▲ 229%
- Total assets
- €705,272
- ▲ 262%
- Employees on 31-12-2025
- 1
- =
Score breakdownraises risk1 change of registered office in 24 monthsLiquidity: current ratio 2.70, cash €17,023lowers riskSize: total assets €705,272Figures for financial year 2025 (filed on 02-06-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 63% of them on solvency, 57% on liquidity, 95% on profitability and 96% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 94 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 02-06-2026 PDF all 15 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is 5.9 times that of 2024 and the highest since 2021. It is the third rise in a row, after the fall in 2022.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2024 | 31-12-2025 |
|---|---|---|
| Employees at the balance-sheet date | 1 | 1 |
| full-time | - | 1 |
| part-time | 1 | - |
| in full-time equivalents | 0.5 | 1 |
| Average over the year, in full-time equivalents | 0.5 | 0.5 |
| On a permanent contract | 1 | - |
| Joined | 1 | 1 |
| Left | 0 | 2 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Securities and guarantees
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Pledge on other assets, amount secured | - | €20,000 | €20,000 | - |
| Carrying value of the other pledged assets | - | €25,582 | €67,065 | - |
Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | €15,728 | €129,848 | €63,560 | €407,980 |
| Depreciation and write-downs of the year | €16,066 | €4,604 | €29,731 | €9,400 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2023 to 2024 · 2 entries · €576 awarded · €576 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €288 | €288 |
| 2023 | 1 | €288 | €288 |
Comparable companies
These companies have the same main activity as VIND-IMMO: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €632,000 and €946,000, founded between 2009 and 2013.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| VIND-IMMO Heuvelland | 2010 | €705,272 | €344,653 | €456,236 | €239,764 | - | 2025 |
| PORTUS Nieuwpoort | 2012 | €700,975 | €538,151 | €463,951 | €220,391 | - | 2025 |
| BML.S Kortrijk | 2009 | €946,233 | €408,766 | €229,332 | €75,929 | - | 2025 |
| BELI INVEST De Haan | 2010 | €790,555 | €767,463 | €194,496 | €133,743 | - | 2025 |
| COPAVER La Bruyère | 2011 | €632,485 | €72,254 | €699,909 | €27,520 | 21.9 | 2025 |
| BARRIER Houthalen-Helchteren | 2013 | €678,771 | €5,855 | €325,472 | €3,230 | 4.9 | 2025 |
| Immo RADEL Quiévrain | 2011 | €898,280 | €610,766 | €331,695 | €125,223 | - | 2025 |
They were chosen from the 5,832 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 34,693 companies had the same profile as VIND-IMMO has now. Two years later, 0.7% had gone bankrupt and 95.3% were still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of VIND-IMMO itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for VIND-IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €16,614 | - | €437,797 | - |
| Remuneration, social security and pensions62 | - | - | - | - | €320 | - | €20,369 | €20,922 | ▲ 2.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €686 | €6,148 | €6,623 | €10,920 | €16,066 | €4,604 | €29,731 | €9,400 | ▼ 68.4% |
| Other operating charges640/8 | - | - | - | - | €2,729 | €10,182 | €3,229 | €45,600 | ▲ 14× |
| Non-recurring operating charges66A | - | - | - | - | - | - | - | €22,356 | - |
| Gross operating margin9900 | €36,500 | €31,339 | €40,400 | €20,598 | €21,865 | €69,312 | €114,075 | €456,236 | ▲ 300% |
| Operating profit (loss)9901 | -€1,098 | €4,495 | €31,363 | €7,230 | €2,750 | €54,525 | €60,746 | €357,959 | ▲ 489% |
| Financial income75/76B | - | - | - | - | - | - | - | €34 | - |
| Recurring financial income75 | - | €1 | - | - | - | - | - | €34 | - |
| Financial charges65/66B | - | - | - | - | €1,624 | €2,446 | €5,592 | €9,155 | ▲ 63.7% |
| Recurring financial charges65 | €876 | €1,628 | €1,052 | €1,096 | €1,624 | €2,446 | €5,592 | €9,155 | ▲ 63.7% |
| Profit (loss) for the period before taxes9903 | -€1,974 | €2,867 | €30,310 | €6,133 | €1,127 | €52,079 | €55,154 | €348,838 | ▲ 532% |
| Income taxes67/77 | €1,053 | €2,414 | €8,489 | €2,737 | €2,276 | €13,971 | €16,550 | €109,074 | ▲ 559% |
| Profit (loss) for the period9904 | -€3,027 | €453 | €21,822 | €3,396 | -€1,149 | €38,108 | €38,604 | €239,764 | ▲ 521% |
| Profit (loss) for the period to be appropriated9905 | -€3,027 | €453 | €21,822 | €3,396 | -€1,149 | €38,108 | €38,604 | €239,764 | ▲ 521% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €25,470 | €43,192 | €37,621 | €75,672 | €68,763 | €159,968 | €194,594 | €705,272 | ▲ 262% |
| Fixed assets21/28 | €395 | €26,298 | €21,433 | €60,843 | €60,505 | €141,362 | €175,191 | €460,940 | ▲ 163% |
| Tangible fixed assets22/27 | €395 | €24,198 | €19,333 | €58,743 | €58,405 | €139,262 | €173,091 | €458,840 | ▲ 165% |
| Land and buildings22 | - | - | - | - | €10,047 | €48,641 | €55,305 | €361,858 | ▲ 554% |
| Furniture and vehicles24 | - | - | - | - | €48,358 | €90,622 | €117,786 | €96,982 | ▼ 17.7% |
| Financial fixed assets28 | - | €2,100 | €2,100 | €2,100 | €2,100 | €2,100 | €2,100 | €2,100 | = |
| Current assets29/58 | €25,074 | €16,894 | €16,189 | €14,830 | €8,258 | €18,606 | €19,402 | €244,332 | ▲ 13× |
| Stocks and contracts in progress3 | €17,790 | - | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €4,924 | €8,230 | €3,319 | €9,206 | €5,853 | €9,250 | €8,615 | €87,246 | ▲ 913% |
| Trade receivables40 | - | - | - | - | €2,129 | €9,250 | €8,615 | €12,515 | ▲ 45.3% |
| Other amounts receivable41 | - | - | - | - | €3,724 | - | - | €74,731 | - |
| Current investments50/53 | - | - | - | - | - | - | - | €125,000 | - |
| Cash at bank and in hand54/58 | €380 | €7,012 | €10,845 | €3,628 | €414 | €7,782 | €8,763 | €17,023 | ▲ 94.3% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,992 | €1,574 | €2,025 | €15,063 | ▲ 644% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €25,470 | €43,192 | €37,621 | €75,672 | €68,763 | €159,968 | €194,594 | €705,272 | ▲ 262% |
| Equity10/15 | €3,655 | €4,108 | €25,930 | €29,326 | €28,177 | €66,285 | €104,888 | €344,653 | ▲ 229% |
| Contributions10/11 | €18,600 | €18,600 | - | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | - | - | €7,330 | €10,726 | €10,726 | €47,685 | €86,288 | €326,053 | ▲ 278% |
| Distributable reserves133 | - | - | - | - | €10,726 | €47,685 | €86,288 | €326,053 | ▲ 278% |
| Profit (loss) carried forward14 | -€14,945 | -€14,492 | - | - | -€1,149 | - | - | - | - |
| Amounts payable17/49 | €21,815 | €39,084 | €11,692 | €46,347 | €40,586 | €93,683 | €89,705 | €360,619 | ▲ 302% |
| Amounts payable after more than one year17 | - | €2,622 | - | €23,627 | €13,603 | €36,075 | €29,001 | €270,043 | ▲ 831% |
| Financial debts170/4 | - | - | - | - | €13,603 | €36,075 | €29,001 | €270,043 | ▲ 831% |
| Amounts payable within one year42/48 | €21,815 | €36,462 | €11,692 | €22,720 | €26,984 | €57,608 | €60,705 | €90,577 | ▲ 49.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €10,024 | €13,355 | €18,926 | €35,454 | ▲ 87.3% |
| Financial debts43 | - | - | - | - | €894 | €2,051 | €12,287 | €4,085 | ▼ 66.8% |
| Credit institutions430/8 | - | - | - | - | €894 | €2,051 | €12,287 | €4,085 | ▼ 66.8% |
| Trade debts44 | €5,668 | €6,444 | €610 | €518 | €11,066 | €703 | €2,530 | €12,622 | ▲ 399% |
| Suppliers440/4 | - | - | - | - | €11,066 | €703 | €2,530 | €12,622 | ▲ 399% |
| Taxes, remuneration and social security45 | - | - | - | - | €5,000 | €8,002 | €18,706 | €38,416 | ▲ 105% |
| Taxes450/3 | - | - | - | - | €5,000 | €8,002 | €15,041 | €35,920 | ▲ 139% |
| Remuneration and social security454/9 | - | - | - | - | - | - | €3,665 | €2,497 | ▼ 31.9% |
| Other amounts payable47/48 | - | - | - | - | - | €33,497 | €8,255 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,027 | €453 | €21,822 | €3,396 | -€1,149 | €38,108 | €38,604 | €239,764 | ▲ 521% |
| + Depreciation and write-downs630 | €686 | €6,148 | €6,623 | €10,920 | €16,066 | €4,604 | €29,731 | €9,400 | ▼ 68.4% |
| Operating cash flow (approximation) | -€2,340 | €6,601 | €28,445 | €14,316 | €14,917 | €42,713 | €68,335 | €249,164 | ▲ 265% |
| Investment in fixed assets (approximation) | - | -€32,050 | -€1,758 | -€50,330 | -€15,728 | -€85,462 | -€63,560 | -€295,148 | ▼ 364% |
| Change in cash | - | €6,633 | €3,833 | -€7,217 | -€3,214 | €7,368 | €980 | €8,261 | ▲ 743% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-06-2026 | 2026-00132475 | |
| 31-12-2024 | micro format | 15-04-2025 | 2025-00071763 | |
| 31-12-2023 | micro format | 15-07-2024 | 2024-00245485 | |
| 31-12-2022 | micro format | 16-05-2023 | 2023-00088197 | |
| 31-12-2021 | micro format | 28-03-2022 | 2022-08900354 | |
| 31-12-2020 | micro format | 22-02-2021 | 2021-05800325 | |
| 31-12-2019 | micro format | 03-04-2020 | 2020-08500263 | |
| 31-12-2018 | micro format | 23-04-2019 | 2019-10300073 | |
| 31-12-2017 | micro format | 05-04-2018 | 2018-09200219 | |
| 31-12-2016 | micro format | 18-04-2017 | 2017-09500283 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 07-12-2023 Converted to unavailable equity · €18,600
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Isabelle Decroix |
|
Network & group
VIND-IMMO shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of VIND-IMMO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
26-09
Gazette deed
Registered office moved within Kemmel2 points ▸
- General meeting, 18-09-2025
- Registered-office move, Reningelststraat 13 A te 8956 Kemmel
07-12
Gazette deed
Change of role: Isabelle Decroix, from manager to directorDirector discharge · Registered office clause · Power of attorney15 points ▸
- Other provision, 23-11-2023
- General meeting, “buitengewone algemene vergadering, volgende besluiten” (deed in Dutch)
- Other provision, “TITEL VIII. ALGEMENE MAATREGELEN, algemene maatregelen” (deed in Dutch)
- Director resignation, Isabelle Decroix (manager)
- Director appointment, Isabelle Decroix (director (not named in the articles))
- Other provision, “geen beroepsverbod, geen beroepsverbod lopende” (deed in Dutch)
- Director discharge, Isabelle Decroix (manager)
- Registered office clause, “8956 Heuvelland (Kemmel),Dries 29 bus 0002” (deed in Dutch)
- Power of attorney
- Power of attorney, Ann-Sophie HIMPE
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm BV, BV” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- The act holds 3 more points.
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
10 activities
- Het optreden als vastgoedmakelaar,als tussenpersoon en bemiddelaar bij de aankoop en verkoop,het geven van advies,het huren en in huur geven,het in lease nemen en geven,het valoriseren en expertiseren,de promotie en exploitatie van alle roerende en onroerende goederen
- Het optreden als syndicus van onroerende goederen
- Het laten uitvoeren door derden van openbare of private bouwwerken,zowel in België als in het buitenland
- Het uitvoeren van alle immobilaire operaties of ermede verbandhoudende handelingen met name: de aankoop,verkoop,bemiddeling,ruiling,afbraak,verhuring,expertise,beheer,valoriseren,het laten bouwen,omvormen of verbouwen van onroerende goederen,van alle aard,zo gronden als openbare en private gebouwen,waaronder ook sociale woningen en appartementen,zo op het platteland als in de bebouwde kommen,en dit door middel van lotisering en verkaveling voor nieuwbouw,heropbouw of verbouwing,in alle materialen,voor alle bestemmingen en met alle technieken
- Bovendien zal de vennootschap alle mogelijke financiële operaties kunnen doen teneinde de verrichtingen vallende binnen haar voorwerp te vergemakkelijken zelfs in voordeel van derden-opdrachtgevers
- De vennootschap zal haar voorwerp kunnen realiseren op alle mogelijke wijzen welke haar het meest geschikt of nuttig zullen lijken. Zij zal zelf of door tussenkomst van derden alle mogelijke handelingen van commerciële aard uitvoeren die rechtstreeks of onrechtstreeks betrekking hebben op haar voorwerp of er de verwezenlijking van zouden kunnen vergemakkelijken
- Het waarnemen van mandaten als bestuurder,zaakvoerder of vereffenaar in andere vennootschappen
- De vennootschap mag zelfs zaken doen buiten het hoger beschreven voorwerp wanneer zij in de rechten treedt van een in gebreke gebleven schuldenaar
- De vennootschap mag alle burgerlijke,handels-,nijverheids-,financiële,roerende en onroerende handelingen doen die rechtstreeks,geheel of gedeeltelijk in verband staan met haar voorwerp of die eenvoudig nuttig zijn voor de verwezenlijking van haar voorwerp
- Daartoe mag de vennootschap samenwerken met,deelnemen in of op gelijk welke wijze rechtstreeks of zijdelings belangen nemen in ondernemingen van alle aard,alle verbintenissen aangaan,kredieten en leningen toestaan. De vennootschap mag zekerheden stellen ten voordele van natuurlijke personen of andere rechtspersonen,zoals ondermeer zich borgstellen,hypotheek verlenen op al haar onroerende goederen zonder enige beperking
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 33012B0598/00E002 | Flanders | 3,084 m² | 1 · 713 m² | 0.3 m |
| 33012B0730/00C000 | Flanders | 826 m² | 1 · 211 m² | 15.7 m |