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VINCO

Active
Private limited companyfounded 199728 yrs activeBrusselsesteenweg 402, 3090 Overijse, BelgiumKBO/BCE: BE 0461.949.434
Summary

VINCO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €45,254. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 85% of 913 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability72▼-3
Solvency100▲+8
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 7.92 against 4.75 in 2024; short-term debt: 6.1% and cash: 0.5% of total assets), and 24.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75.4%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
4 d late
2024
14 d early
2023
136 d late
2022
11 d late
2021
30 d late
2020
31 d late
2019
32 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 November 1997, VINCO was incorporated.1 Total assets went from EUR 1.2 million in 2018 to EUR 1.7 million in 2025 and headcount from 8.1 full-time equivalents in 2018 to 7.1 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2021 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Turnover
€1.2m▲ 66.8%
2021 · €721,965
EBIT margin
-2.1%=
2021 · -2.1%
Net result
€45,254▼ 53.5%
2024 · €97,394
Working capital
€732,864▲ 6.0%
2024 · €691,384
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€721,965€1.2m▲ 66.8%
Operating result-€15,178-€25,685▼ 69.2%€197,657€233,718▲ 18.2%€19,933▼ 91.5%
Net result-€2,253within the sector's middle half-€42,447below the sector's middle half▼ 1,784%€171,355above the sector's middle half€97,394above the sector's middle half▼ 43.2%€45,254within the sector's middle half▼ 53.5%
EBIT margin-2.1%-2.1%=
Equity€1.1mabove the sector's middle half▼ 0.2%€1.0mabove the sector's middle half▼ 4.0%€1.2mabove the sector's middle half▲ 16.6%€1.3mabove the sector's middle half▲ 8.3%€1.3mabove the sector's middle half▲ 3.6%
Total assets€1.5mwithin the sector's middle half▲ 2.5%€1.6mwithin the sector's middle half▲ 7.1%€1.8mwithin the sector's middle half▲ 13.6%€1.9mabove the sector's middle half▲ 2.7%€1.7mwithin the sector's middle half▼ 7.4%
Debt€439,766▲ 9.7%€610,250▲ 38.8%€662,034▲ 8.5%€614,103▼ 7.2%€429,602▼ 30.0%
Working capital€913,516above the sector's middle half▲ 5.6%€838,298above the sector's middle half▼ 8.2%€609,951above the sector's middle half▼ 27.2%€691,384above the sector's middle half▲ 13.4%€732,864above the sector's middle half▲ 6.0%
Solvency69.5%above the sector's middle half▼ 1.9pp62.3%above the sector's middle half▼ 7.2pp64.0%above the sector's middle half▲ 1.7pp67.5%above the sector's middle half▲ 3.5pp75.4%above the sector's middle half▲ 8.0pp
Current ratio19.00above the sector's middle half▲ 9.088.29above the sector's middle half▼ 10.717.50above the sector's middle half▼ 0.794.75above the sector's middle half▼ 2.757.92above the sector's middle half▲ 3.17
Return on assets (ROA)-0.1%within the sector's middle half▼ 1.7pp-2.6%within the sector's middle half▼ 2.5pp9.3%above the sector's middle half▲ 11.9pp5.2%within the sector's middle half▼ 4.2pp2.6%within the sector's middle half▼ 2.6pp
Staff (FTE)7.1within the sector's middle half▼ 13.4%
above within below the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: -€15,178-€15,178Net result 2021: -€2,253-€2,253Operating result 2022: -€25,685-€25,685Net result 2022: -€42,447-€42,447Operating result 2023: €197,657€197,657Net result 2023: €171,355€171,355Operating result 2024: €233,718€233,718Net result 2024: €97,394€97,394Operating result 2025: €19,933€19,933Net result 2025: €45,254€45,25420212022202320242025€0€100,000€200,000Operating result 2023: €197,657€198,000Net result 2023: €171,355€171,000Operating result 2024: €233,718€234,000Net result 2024: €97,394€97,400Operating result 2025: €19,933€19,900Net result 2025: €45,254€45,300202320242025
The operating result falls in 2025; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets €910,027 ▼ 10.1%
Current assets €838,836 ▼ 4.2%
Equity and liabilities €1.7m
Equity €1.3m ▲ 3.6%
Debt €429,602 ▼ 30.0%
Debt's share of the balance-sheet total falls from 32.5% to 24.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€207,267▼
2024 · €418,792
Cash flow
€232,588▼
2024 · €282,468
Quick ratio
7.92▲
2024 · 4.74
Debt to equity
0.33▼
2024 · 0.48
ROE
3.4%▼
2024 · 7.6%
Interest coverage
9.40▼
2024 · 17.06
Debt ≤ 1 year
€105,972▼
2024 · €184,609
Debt > 1 year
€323,630▼
2024 · €429,494
Income taxes
-€47,360▼
2024 · €111,778
Staff costs
€543,343▲
2024 · €496,839
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.9m€1.7m▼
Fixed assets21/28€1.0m€910,027▼
Tangible fixed assets22/27€1.0m€909,803▼
Land and buildings22€943,571€848,715▼
Plant, machinery and equipment23€63,116€52,254▼
Furniture and vehicles24€5,206€8,834▲
Financial fixed assets28€224€224=
Current assets29/58€875,993€838,836▼
Stocks and contracts in progress3€114€60▼
Stocks30/36€114€60▼
Amounts receivable within one year40/41€847,755€830,574▼
Trade receivables40€24,616-
Other amounts receivable41€823,139€830,574▲
Cash at bank and in hand54/58€28,122€8,189▼
Deferred charges and accrued income490/1€2€13▲
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.7m▼
Equity10/15€1.3m€1.3m▲
Contributions10/11€6,197€6,197=
Capital10€6,197€6,197=
Issued capital100€18,592€18,592=
Uncalled capital101€12,395€12,395=
Reserves13€932,599€932,599=
Non-distributable reserves130/1€1,859€1,859=
Legal reserve130€1,859€1,859=
Distributable reserves133€930,740€930,740=
Profit (loss) carried forward14€335,211€380,465▲
Amounts payable17/49€614,103€429,602▼
Amounts payable after more than one year17€429,494€323,630▼
Financial debts170/4€429,494€323,630▼
Amounts payable within one year42/48€184,609€105,972▼
Current portion of amounts payable after more than one year42€177,115€105,864▼
Trade debts44€0€0=
Suppliers440/4€0€0=
Taxes, remuneration and social security45€7,494€108▼
Taxes450/3€7,494€108▼
Income statement Code20242025
Remuneration, social security and pensions62€496,839€543,343▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€185,074€187,334▲
Other operating charges640/8€58,699€45,183▼
Gross operating margin9900€974,330€795,793▼
Operating profit (loss)9901€233,718€19,933▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€24,547€22,039▼
Recurring financial charges65€24,547€22,039▼
Profit (loss) for the period before taxes9903€209,172-€2,106▼
Income taxes67/77€111,778-€47,360▼
Profit (loss) for the period9904€97,394€45,254▼
Profit (loss) for the period to be appropriated9905€97,394€45,254▼
Appropriation of the result
Profit (loss) to be appropriated9906€335,211€380,465▲
Profit (loss) brought forward from the previous period14P€237,817€335,211▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€721,965€1.2m----
Non-recurring operating income76A€66,248-----
Goods, raw materials, services and sundry goods60/61€485,898€735,104----
Remuneration, social security and pensions62€224,893€377,137€461,940€496,839€543,343▲ 9.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88,239€109,384€183,827€185,074€187,334▲ 1.2%
Other operating charges640/8€4,361€8,446€51,850€58,699€45,183▼ 23.0%
Gross operating margin9900€302,315€469,282€895,274€974,330€795,793▼ 18.3%
Operating profit (loss)9901-€15,178-€25,685€197,657€233,718€19,933▼ 91.5%
Financial income75/76B--€0€1--
Recurring financial income75--€0€1--
Non-recurring financial income76B--€0---
Financial charges65/66B€8,809€15,060€26,302€24,547€22,039▼ 10.2%
Recurring financial charges65€8,809€15,060€26,302€24,547€22,039▼ 10.2%
Profit (loss) for the period before taxes9903-€23,987-€40,745€171,355€209,172-€2,106▼ 101%
Income taxes67/77-€21,734€1,702-€111,778-€47,360▼ 142%
Profit (loss) for the period9904-€2,253-€42,447€171,355€97,394€45,254▼ 53.5%
Profit (loss) for the period to be appropriated9905-€2,253-€42,447€171,355€97,394€45,254▼ 53.5%
Line20212022202320242025Change
Assets
Total assets20/58€1.5m€1.6m€1.8m€1.9m€1.7m▼ 7.4%
Fixed assets21/28€547,469€665,876€1.1m€1.0m€910,027▼ 10.1%
Tangible fixed assets22/27€547,444€665,851€1.1m€1.0m€909,803▼ 10.1%
Land and buildings22€478,854€577,318€1.0m€943,571€848,715▼ 10.1%
Plant, machinery and equipment23€63,531€85,583€87,391€63,116€52,254▼ 17.2%
Furniture and vehicles24€5,059€2,950€12,715€5,206€8,834▲ 69.7%
Financial fixed assets28€25€25€224€224€224=
Current assets29/58€964,272€953,315€703,800€875,993€838,836▼ 4.2%
Stocks and contracts in progress3€41€319€319€114€60▼ 47.4%
Stocks30/36€41€319€319€114€60▼ 47.4%
Amounts receivable within one year40/41€947,266€952,944€667,955€847,755€830,574▼ 2.0%
Trade receivables40-€8,248€1,798€24,616--
Other amounts receivable41€947,266€944,696€666,157€823,139€830,574▲ 0.9%
Cash at bank and in hand54/58€16,963€50€35,526€28,122€8,189▼ 70.9%
Deferred charges and accrued income490/1€2€2-€2€13▲ 550%
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.6m€1.8m€1.9m€1.7m▼ 7.4%
Equity10/15€1.1m€1.0m€1.2m€1.3m€1.3m▲ 3.6%
Contributions10/11€6,197€6,197€6,197€6,197€6,197=
Capital10€6,197€6,197€6,197€6,197€6,197=
Issued capital100€18,592€18,592€18,592€18,592€18,592=
Uncalled capital101€12,395€12,395€12,395€12,395€12,395=
Reserves13€932,599€932,599€932,599€932,599€932,599=
Non-distributable reserves130/1€1,859€1,859€1,859€1,859€1,859=
Legal reserve130€1,859€1,859€1,859€1,859€1,859=
Distributable reserves133€930,740€930,740€930,740€930,740€930,740=
Profit (loss) carried forward14€112,592€70,145€237,817€335,211€380,465▲ 13.5%
Provisions and deferred taxes16€20,587-----
Provisions for liabilities and charges160/5€20,587-----
Taxes161€20,587-----
Amounts payable17/49€439,766€610,250€662,034€614,103€429,602▼ 30.0%
Amounts payable after more than one year17€389,010€495,233€568,186€429,494€323,630▼ 24.6%
Financial debts170/4€389,010€495,233€568,186€429,494€323,630▼ 24.6%
Amounts payable within one year42/48€50,756€115,017€93,848€184,609€105,972▼ 42.6%
Current portion of amounts payable after more than one year42€31,547€91,266€70,633€177,115€105,864▼ 40.2%
Trade debts44€17,727€23,751€23,216€0€0-
Suppliers440/4€17,727€23,751€23,216€0€0-
Taxes, remuneration and social security45€120-€0€7,494€108▼ 98.6%
Taxes450/3€120-€0€7,494€108▼ 98.6%
Other amounts payable47/48€1,362-----
Line20212022202320242025Change
Profit (loss) for the period9904-€2,253-€42,447€171,355€97,394€45,254▼ 53.5%
+ Depreciation and write-downs630€88,239€109,384€183,827€185,074€187,334▲ 1.2%
Operating cash flow (approximation)€85,986€66,937€355,182€282,468€232,588▼ 17.7%
Investment in fixed assets (approximation)--€227,791-€652,800-€62,343-€85,244▼ 36.7%
Change in cash--€16,913€35,476-€7,404-€19,933▼ 169%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
14-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 136 days late
2023
31-12
Financial Back to profitnet €171,355
Net result €171,355 after 2 loss-making years.
11-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 11 days late
2022
31-12
Financial Weakest financial yearnet -€42,447
Net result drops to -€42,447, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
01-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 32 days late
2019
31-12
Financial Liquidity triplescurrent ratio 22.70
Current ratio from 6.54 to 22.70; short-term debt falls from €152,489 to €44,700.
31-12
Financial Equity above €1mEq €1.0m ▲14.5%
2 profitable years in a row build equity to €1.0m.
09-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 9 days late
2018
18-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 2 establishment units since 1998
seat establishment All 2 establishment units on the map
Ground area
4,011 m²
Building footprint
998 m²
Volume, LiDAR
7,705 m³
2 parcels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
15 companies at this address See who is registered here
2 establishment units
QUALITY CLUB
Brusselsesteenweg 402, 3090 OverijseFitness centres
since 19982.084.902.756
QUALITY CLUB
Beauduinstraat 12, 3300 TienenFitness centres
since 20012.084.902.855
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23062N0044/00B036 Flanders 3,278 m² 1 · 998 m² 11.7 m · 3 fl.
24593H0391/00G003 Flanders 733 m² - -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. Schelimo 99.99%
  2. VINCO

Highest known parent: Schelimo. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Overijse2.084.902.756
1 permission
Beheerder automaten LM>3 maand · since 11-03-2010
Tienen2.084.902.855
1 permission
Beheerder automaten LM>3 maand · since 11-11-2017

Similar companies · same sector, comparable size

Of 1,520 companies in sector 93130 we hold annual accounts for 690. 200 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-11-1997
Fiscal year end31-12
Activities, NACEBEL 2025
93130Fitness centres
E-invoicing
Reachable via Peppol
Peppol ID 0208:0461949434
Also 9925:BE0461949434
Registered 12-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.