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KARTERIA DIEST

Active
Public limited companyfounded 1991active for 35 yearsKluisbergstraat 21, 3290 Diest, BelgiumKBO/BCE: BE 0445.515.456
Summary

KARTERIA DIEST has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €640,654 and a net result of €135,753. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 59% of 1,109 sector peers (NACE 93, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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KARTERIA DIESTActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Fitness centres
NACE 93130Operation of sports facilities NACE 93110
4th largest company by total assets in Diest, Arts, sports and recreation sector2 sites
Size
≈ €1.2mturnover 2025, estimated
Staff
8.6 FTE
Equity
€640,654
Profit
€135,753
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
1
2025 accounts 3 days early1 of 5 deeds summarised
Why 95raises riskLiquidity: current ratio 0.32, cash €57,663lowers riskSize: total assets €1.6mFigures for financial year 2025 (filed 28-07-2026)Founded in 1991Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 93, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 66+11
equity 40.9% of total assets
Liquidity 38+2
short-term debt 36.1% · cash 3.7%
Profitability 80+4
return on assets 8.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (4,262 companies, NACE 93, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: < 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.32, compared with 0.32 in 2024, below 1; short-term debt: 36.1% and cash: 3.7% of total assets), and 59.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, micro): better than 60% on solvency, 33% on liquidity, 68% on profitability and 74% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 28-07-2026)
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.32, cash €57,663
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
7 days early
2023
30 days late
2022
84 days late
2021
34 days early
2020
88 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days after the deadline; the sector median (NACE 93) for financial year 2024 is 1 day before the deadline, and 42% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Equity above €500,000equity €504,900 ▲23.5%

Key points

  • Positive: 4th largest company by total assets in Diest, Arts, sports and recreation…in the Checked rankings No. 4 View
  • Caution: Staff fell in 2025from 14.7 FTE to 8.6 FTE ▼ 41.5% View
  • Flemish supportawarded in 2025 €394,542 View

By topic

Financials

Financial year
2025
Total assets
€1.6m
Profit
€135,753
Solvency
40.9%
Total assets▼ 7.4%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
  • HENKENS,GeertDirector
  • HENKENS,MiguelDirector
  • HENKENS,NathalieDirector
Go to Board & ownership

Timeline

Events
39
Since
1994
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 23-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Fitness centresNACE 93130
Founded
23-10-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
45
Purpose
“De verhuur van sportlokalen,vergaderzalen,slaapgelegenheden; De uitbating van sauna’s en…” (deed in Dutch)
Go to Articles of association

Key facts about KARTERIA DIEST

What is the company number of KARTERIA DIEST?
0445.515.456. In Belgium the VAT number is the company number with BE in front: BE 0445.515.456.
Where is KARTERIA DIEST based?
The registered office is at Kluisbergstraat 21, 3290 Diest.Company details
What does KARTERIA DIEST do?
According to the KBO register, the main activity is fitness centres (NACE 93130).
What is the legal form of KARTERIA DIEST?
Public limited company (NV).
When was KARTERIA DIEST founded?
On 23-10-1991.
Is KARTERIA DIEST still active?
Yes, KARTERIA DIEST is an active enterprise in the KBO register.
How many employees does KARTERIA DIEST have?
On average 8.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of KARTERIA DIEST?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is KARTERIA DIEST profitable?
In financial year 2025, KARTERIA DIEST made a profit of €135,753.
Where can I find the annual accounts of KARTERIA DIEST?
KARTERIA DIEST filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KARTERIA DIEST due?
By 31-07-2027, for financial year 2026.Timeline

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