Vincent Mottet
ActiveVincent Mottet has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €20k and a net result of €21k. Equity is shrinking by ~20% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 23% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency54▲+31
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.47 in 2023; short-term debt: 56.5% and cash: 0% of total assets), but 70.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29.2%
Return on assets
29.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 15368 sector peers (2024).
NBB · sector comparisonPosition among 15368 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
145 d late
2022
145 d late
2021
247 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k
2023 · €-516
2018: €733k
2019: €796k
2020: €856k
2021: €885k
2022: €24k
2023: €-516
2018 → 2024
Total assets
€69k▲ 112%
2023 · €33k
2018: €919k
2019: €931k
2020: €952k
2021: €953k
2022: €904k
2023: €33k
2018 → 2024
Net result
€21k
2023 · €-24k
2018: €118k
2019: €63k
2020: €60k
2021: €29k
2022: €-11k
2023: €-24k
2018 → 2024
Working capital
€30k▲ 189%
2023 · €10k
2018: €735k
2019: €798k
2020: €858k
2021: €895k
2022: €28k
2023: €10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€856k-€885k▲ 3.4%€24k▼ 97.3%€-516€20k
Operating result€58k-€44k▼ 25.1%€-7k€-22k▼ 209%€24k
Net result€60k-€29k▼ 50.9%€-11k€-24k▼ 115%€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €24k after a loss of €22k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €69k
Fixed assets
€128▼ 67.3%
Current assets
€69k▲ 115%
Equity and liabilities €69k
Equity
€20k
Debt
€49k
Debt finances 70.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€24k▲
2023 · €-22k
Cash flow
€21k▲
2023 · €-24k
Solvency
29.2%▲
2023 · -1.6%
Current ratio
1.77▲
2023 · 1.47
Quick ratio
1.77▲
2023 · 1.47
Debt / equity
2.43
ROE
102.5%
ROA
29.9%▲
2023 · -75.0%
Interest coverage
9.04▲
2023 · -14.68
Debt
€49k▲
2023 · €33k
Debt ≤ 1 year
€39k▲
2023 · €22k
Income taxes
€434▼
2023 · €505
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€33k€69k▲
Fixed assets21/28€392€128▼
Tangible fixed assets22/27€392€128▼
Furniture and vehicles24€392€128▼
Current assets29/58€32k€69k▲
Amounts receivable within one year40/41€26k€67k▲
Trade receivables40€0€17k▲
Other amounts receivable41€26k€50k▲
Cash at bank and in hand54/58€5k€0▼
Deferred charges and accrued income490/1€482€3k▲
Equity and liabilities
Total equity and liabilities10/49€33k€69k▲
Equity10/15€-516€20k▲
Contributions10/11€12k€14k▲
Reserves13€2k€0▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Profit (loss) carried forward14€-15k€6k▲
Amounts payable17/49€33k€49k▲
Amounts payable within one year42/48€22k€39k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€12k€29k▲
Suppliers440/4€12k€29k▲
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€11k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€264€264=
Other operating charges640/8€2k€4k▲
Gross operating margin9900€-20k€28k▲
Operating profit (loss)9901€-22k€24k▲
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-24k€21k▲
Income taxes67/77€505€434▼
Profit (loss) for the period9904€-24k€21k▲
Profit (loss) for the period to be appropriated9905€-24k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€6k▲
Profit (loss) brought forward from the previous period14P€10k€-15k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
23-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 145 days late
2023
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 145 days late
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 247 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamois · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Monument, Schaltin 205364 HamoisGround area
3,198 m²
Building footprint
334 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Vincent Mottet sprl
since 20072.205.547.396
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91116B0664/00F000 | Wallonia | 2,013 m² | 1 · 150 m² | - |
| 91099A0424/00K016 | Wallonia | 1,186 m² | 1 · 184 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,020 companies in sector 69103 we hold annual accounts for 611. 304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2007
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477/407.477