JSWorking

Active

Private limited companyfounded 200422 yrs activeRue des Francs Arquebusiers(VIS) 2, 4600 Visé, BelgiumKBO/BCE: BE 0866.921.860

JSWorking has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €36k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 55% of 12464 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Watch Print / PDF

Checked score

Score 2025

100 / 100

Excellent▲ +6 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency99▲+24

Growth78=

Stability100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 2.56 against 1.6 in 2024), and 38.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Sector 69

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

61.4%

Return on assets

43.9%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

29 d late

2024

17 d early

2023

6 d early

2022

29 d late

2021

12 d early

2020

43 d early

2019

44 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

06-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€50k▲ 251%

2024 · €14k

2021: €-5k 2022: €-5k 2023: €-926 2024: €14k

2021 → 2025

Total assets

€81k▲ 129%

2024 · €36k

2021: €11k 2022: €14k 2023: €20k 2024: €36k

2021 → 2025

Net result

€36k▲ 136%

2024 · €15k

2021: €-4k 2022: €-424 2023: €4k 2024: €15k

2021 → 2025

Working capital

€49k▲ 281%

2024 · €13k

2021: €-5k 2022: €-7k 2023: €3k 2024: €13k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-5k-€-5k▼ 9.1%€-926▲ 81.9%€14k€50k▲ 251%

Operating result€-475-€3k€9k▲ 181%€24k▲ 179%€51k▲ 112%

Net result€-4k-€-424▲ 87.9%€4k€15k▲ 263%€36k▲ 136%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2025 is 112% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €81k

98.9%

Fixed assets €887▼ 33.9%

Current assets €80k▲ 135%

Equity and liabilities €81k

61.4%

38.6%

Equity €50k▲ 251%

Debt €31k▲ 47.7%

The debt ratio falls from 60.0% to 38.6%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€52k▲

2024 · €25k

Cash flow

€36k▲

2024 · €16k

Solvency

61.4%▲

2024 · 40.0%

Current ratio

2.56▲

2024 · 1.60

Quick ratio

2.56▲

2024 · 1.60

Debt / equity

0.63▼

2024 · 1.50

ROE

71.5%▼

2024 · 106.5%

ROA

43.9%▲

2024 · 42.6%

Interest coverage

14.24▲

2024 · 5.25

Debt

€31k▲

2024 · €21k

Debt ≤ 1 year

€31k▲

2024 · €21k

Income taxes

€14k▲

2024 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Total assets 20/58€36k€81k▲

Fixed assets 21/28€1k€887▼

Tangible fixed assets 22/27€1k€887▼

Current assets 29/58€34k€80k▲

Amounts receivable within one year 40/41€31k€75k▲

Cash & bank 54/58€291€2k▲

Total equity & liabilities 10/49€36k€81k▲

Equity 10/15€14k€50k▲

Contributions / capital 10/11€19k€19k=

Reserves 13€650€31k▲

Accumulated profits (losses) 14€-5k€0▲

Amounts payable 17/49€21k€31k▲

Amounts payable within one year 42/48€21k€31k▲

Trade debts payable within one year 44€8k€17k▲

Income statement Code20242025

Gross operating margin 9900€26k€54k▲

Operating result 9901€24k€51k▲

Financial income 75€1k€2k▲

Financial charges 65€5k€4k▼

Result before taxes 9903€21k€50k▲

Income taxes 67/77€5k€14k▲

Net result for the period 9904€15k€36k▲

Result to be appropriated 9905€15k€36k▲

Timeline · acts, filings and financial milestones

All 15Financial 3Gazette 2Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 29 days late

2025

31-12

Financial Highest result since 2021net €36k ▲136%

Operating result €51k, net result €36k, both a record.

14-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

25-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €4k

Net result €4k after 2 loss-making years.

31-12

Financial Liquidity doublescurrent ratio 1.24

Current ratio from 0.61 to 1.24; short-term debt falls from €19k to €14k.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

2022

30-12

State Gazette act Registered-office change

19-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

28-04

State Gazette act Registered-office change

2021

18-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

17-06

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

29-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 29 days late

2018

23-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

21-06

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

2 of 10 acts read

About the unread acts

Of the 10 Belgian State Gazette acts we know for this company, 2 have been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.