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VINCENT DE RUYTER

Active
Private limited companyfounded 2006active for 20 yearsRue des Fougères(TOU) 25BIS, 7500 Tournai, BelgiumKBO/BCE: BE 0878.890.769

From the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

VINCENT DE RUYTER has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244,771 and a net result of €19,206. Equity has been stable since 2018 (±1.8% per year). Its solvency ranks better than 95% of 4,339 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 23-01-2006 Normal situation
Legal form
Private limited company
Registered office
Rue des Fougères(TOU) 25BIS, 7500 Tournai
Activity
Photography, excluding press photography NACE 74201and 4 others
Establishment unit
2.151.909.960 7500 Tournai, since 27-02-2006
Financial year end
31 December
Peppol
Reachable since 29-03-2026

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€26,465
Turnover
≈ €110,000
estimated
Profit
€19,206
Equity
€244,771
▲ 8.5%
Total assets
€257,656
▼ 18.9%
2025 accounts filed 13 days after the deadline
Filed on 13-08-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 13 days late; 1 of the last 3 accounts latelowers riskEquity €244,771 (95.0% of total assets)Liquidity: current ratio 19.90, cash €41,625Founded in 2006Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in other professional activities (NACE 74)
Financial strength · tick: 2024
Strong
Solvency 100+4
equity 95.0% of total assets
Liquidity 70+6
short-term debt 5.0% · cash 16.2%
Profitability 78+78
return on assets 7.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,429 companies, NACE 74, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%▲ +0.4 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.7 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 19.9 (10.11 in 2024), above the usual 1.5. Short-term debt is 5% and cash 16.2% of total assets. 5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 61% on liquidity, 50% on profitability and 55% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Equity €244,771 (95.0% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 19.90, cash €41,625
NBB · annual accounts
raises risk · Last filed accounts filed 13 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
13 days late
2024
20 days late
2023
54 days late
2022
56 days late
2021
57 days late
2020
10 days late
2019
46 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 September (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €56,800 in 2024 €19,206 View
  • Positive: Higher solvency than 95% of companies in other professional activitiessector median 49.8% · 4,339 companies 95.0% View

Documents

Annual accounts at the NBB

All 20 annual accounts

Articles and registers

Key facts about VINCENT DE RUYTER

What is the company number of VINCENT DE RUYTER?
The company number of VINCENT DE RUYTER is 0878.890.769. The VAT number is the same number with BE in front: BE 0878.890.769.
Where is VINCENT DE RUYTER based?
The registered office is at Rue des Fougères(TOU) 25BIS, 7500 Tournai.Company details
What does VINCENT DE RUYTER do?
According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
What is the legal form of VINCENT DE RUYTER?
The legal form of VINCENT DE RUYTER is Private limited company (BV).
When was VINCENT DE RUYTER founded?
VINCENT DE RUYTER was founded on 23-01-2006.
Is VINCENT DE RUYTER still active?
Yes, VINCENT DE RUYTER is an active enterprise in the KBO register.
What is the turnover of VINCENT DE RUYTER?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €26,465 and 2,949 comparable companies of the same size. It probably lies between €64,000 and €190,000. It is a rough estimate.Financials
Is VINCENT DE RUYTER profitable?
In financial year 2025, VINCENT DE RUYTER made a profit of €19,206.
Where can I find the annual accounts of VINCENT DE RUYTER?
VINCENT DE RUYTER filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of VINCENT DE RUYTER due?
VINCENT DE RUYTER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as VINCENT DE RUYTER: photography, excluding press photography (NACE 74201). They are comparable in size and age: total assets between €217,000 and €284,000, founded between 1999 and 2011.

CompanyTotal assetsGross margin
VINCENT DE RUYTER Tournai€257,656€26,465
FvanZ Brussel€281,987€32,415
NEW ART FACTORY Estaimpuis€269,612€37,247
PAPIL Beveren-Kruibeke-Zwijndrecht€248,957€36,877
KOLORSPROD Wanze€257,905€18,629
PHOTOGRAPHIC ART Meerhout€284,462€23,973
LUNA Rijkevorsel€217,457€33,533
Full comparison

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