Checked.be
Active
BE 0459.404.668Private limited company
VINCENT
Hondstraat 11 ·2440 Geel, Belgium· 29 yrs active
Sector: Full-service restaurants
(56111)
Conclusion
VINCENT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187k and a net result of €6k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 3511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €187k |
| Net result | €6k |
| Staff (FTE) | 9.1 |
| Better than sector | 56% |
Financial profile
60
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
69
Profitability
17
Solvency
62
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1996, 29 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
69
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€13k
estimate, not credit advice
Score history
68
2021
76
2022
71
2023
81
2024
69
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.25 (≥ 1.0)
+5
Leverage
Debt/equity 1.79 (< 2.0)
+3
Profitability
ROE 3%
+3
Interest coverage
Interest coverage 9.3× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 14-08-2026 with the NBB · fiscal year 2025 · abbreviated schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
At this pace, net result would indicatively turn negative around fiscal year 2026, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 56, Food and beverage service activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 35.8% | 29.7% | |
| Net result | €6k | €11k | |
| Equity | €187k | €90k | |
| Gross operating margin | €443k | €260k | |
| Staff costs | €377k | €251k |
€63k
-12.6%
21-25
€6k
-68.7%
21-25
€55k
-14.2%
21-25
€522k
-6.9%
21-25
€187k
+3.6%
21-25
€28k
-39.2%
21-25
9
-9.0%
21-25
€377k
+8.9%
21-25
€2k
-10.2%
21-25
€335k
-11.9%
21-25
€115k
-4.0%
21-25
€220k
-15.6%
21-25
1.25
-10.2%
21-25
0.80
-15.7%
21-25
35.8%
+11.3%
21-25
1.79
-14.9%
21-25
3.4%
-69.8%
21-25
1.2%
-66.4%
21-25
9.28
-20.0%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | micro schema | micro schema | abbreviated schema |
| Revenue | - | - | - | - | - |
| EBITDA | €63k | €72k | €42k | €70k | €100k |
| Net profit | €6k | €21k | €2k | €14k | €47k |
| Cash flow | €55k | €64k | €45k | €67k | €96k |
| Staff costs | €377k | €346k | €316k | €304k | €190k |
| Income taxes | €2k | €2k | - | - | - |
| Dividends | - | - | - | - | - |
| Total assets | €522k | €561k | €577k | €601k | €638k |
| Equity | €187k | €181k | €160k | €158k | €144k |
| Debt | €335k | €381k | €417k | €443k | €493k |
| of which ≤ 1y | €115k | €120k | €117k | €103k | €116k |
| of which > 1y | €220k | €260k | €300k | €339k | €378k |
| Working capital | €28k | €47k | €46k | €57k | €56k |
| Employees (FTE) | 9.1 | 10.0 | 31.0 | 31.3 | 9.4 |
Note: these years are not on the same basis. The filed schemas differ (abbreviated schema, micro schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.25 | 1.39 | 1.39 | 1.55 | 1.49 |
| Quick ratio | 0.80 | 0.95 | 1.07 | 1.23 | 1.31 |
| Working capital ratio | 5.4% | 8.3% | 7.9% | 9.5% | 8.8% |
| Solvency | 35.8% | 32.2% | 27.7% | 26.4% | 22.6% |
| Debt / equity | 1.79 | 2.11 | 2.60 | 2.79 | 3.42 |
| Long-term debt ratio | 1.18 | 1.44 | 1.88 | 2.14 | 2.62 |
| Interest coverage | 9.28 | 11.60 | 6.65 | 7.40 | 12.31 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 1.2% | 3.7% | 0.3% | 2.4% | 7.3% |
| ROE | 3.4% | 11.4% | 1.0% | 8.9% | 32.4% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €522k | €561k | €577k | €601k | €638k |
| Fixed assets | 21/28 | €379k | €394k | €415k | €441k | €466k |
| Tangible fixed assets | 22/27 | €379k | €394k | €415k | €441k | €466k |
| Current assets | 29/58 | €144k | €167k | €162k | €160k | €172k |
| Stocks & contracts in progress | 3 | €51k | €52k | €38k | €33k | €21k |
| Amounts receivable within one year | 40/41 | €27k | €13k | €13k | €22k | €23k |
| Cash & bank | 54/58 | €45k | €69k | €74k | €83k | €118k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €522k | €561k | €577k | €601k | €638k |
| Equity | 10/15 | €187k | €181k | €160k | €158k | €144k |
| Contributions / capital | 10/11 | €20k | €20k | €20k | €19k | €19k |
| Reserves | 13 | €167k | €160k | €140k | €140k | €126k |
| Amounts payable | 17/49 | €335k | €381k | €417k | €443k | €493k |
| Amounts payable after one year | 17 | €220k | €260k | €300k | €339k | €378k |
| Amounts payable within one year | 42/48 | €115k | €120k | €117k | €103k | €116k |
| Trade debts payable within one year | 44 | €23k | €16k | €40k | €26k | €41k |
| Income statement | ||||||
| Gross operating margin | 9900 | €443k | €421k | €360k | €376k | €292k |
| Operating result | 9901 | €15k | €29k | €-1k | €17k | €51k |
| Financial income | 75 | €397 | €13 | €9k | €6k | €4k |
| Financial charges | 65 | €7k | €6k | €6k | €9k | €8k |
| Result before taxes | 9903 | €8k | €23k | €2k | €14k | €47k |
| Income taxes | 67/77 | €2k | €2k | - | - | - |
| Net result for the period | 9904 | €6k | €21k | €2k | €14k | €47k |
| Result to be appropriated | 9905 | €6k | €21k | €2k | €14k | €47k |
Legal Structure
| NACE primary | Full-service restaurants(56111) |
| Legal form | Private limited company(610) |
| Incorporation | 09-12-1996 |
| Status | Active |
| Postal code | 2440 |
Establishment units
Hondstraat 11, 2440 Geel
since 19972.079.611.506
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373K0352/00H000 | Flanders | 4,328 m² | 1 · 582 m² | 7.7 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €2k ▼88.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
28-12
State Gazette act
Director changes
Sofie VANHOUTTEGHEM
13-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
2022
31-12
Financial
Equity above €150kEq €158k ▲9.8%
2 profitable years in a row build equity to €158k.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 12 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2023
28-12-2023 Discharge granted to the board
Notary:
Sofie VANHOUTTEGHEM · Mol
Technical details
{
"events": [
{
"kind": "decharge_pending",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Mostmans Peter",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": "pending_next_agm",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "decharge_pending",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Teuwkens Guy",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": "pending_next_agm",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "decharge_granted",
"role": "accountant",
"person": {
"rrn": null,
"name": "Guy Renders",
"address": null,
"birth_date": null,
"profession": "accountant",
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": {
"kbo": null,
"name": "Vervoort en Renders \u2013 accountants",
"address": "Geel",
"country": "BE",
"legal_form": null
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "substantive_delegation",
"role": "lasthebber",
"person": {
"rrn": null,
"name": "Van Thielen Dirk",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": {
"kbo": "0892.258.854",
"name": "ACB TAX CONSULT",
"address": "2200 Herentals, Cardijnlaan 17 bus 1",
"country": "BE",
"legal_form": null
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Sofie VANHOUTTEGHEM",
"firm_city": null,
"firm_name": null,
"office_city": "Mol",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-12-28",
"filing_date": "2023-12-24",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2023-12-18",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0459.404.668",
"name_full": "VINCENT",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Sofie Vanhoutteghem",
"org_rep_person_name": null,
"person_role_at_subject": "notaris"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
55301Full-service restaurants56101Full-service restaurants56111
Names & trade names
| Legal nameNL | VINCENT |
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