VINC SRL

Active

Private limited companyfounded 20187 yrs activeRecogne, L'Aliénau 104, 6800 Libramont-Chevigny, BelgiumKBO/BCE: BE 0712.865.767

The computed 12-month bankruptcy probability of VINC SRL is 3.3% (moderate). The 2025 annual accounts show equity of €63k and a net result of €19k. Equity is shrinking by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 41% of 13009 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

81 / 100

Excellent▲ +18 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+54

Solvency47▲+5

Growth32=

Stability100

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 2.26 against 2.09 in 2024), but 80% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

20%

Return on assets

6.1%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 7 filings

Deviation from the deadline

2025

27 d late

2024

54 d late

2023

30 d late

2022

67 d late

2021

30 d late

2020

31 d late

2019

82 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€19k▲ 376%

2024 · €4k

2019: €78k 2020: €23k 2021: €13k 2022: €15k 2023: €16k 2024: €4k

2019 → 2025

Working capital

€124k▲ 11.9%

2024 · €111k

2019: €120k 2020: €146k 2021: €179k 2022: €105k 2023: €129k 2024: €111k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€132k-€47k▼ 64.5%€63k▲ 33.8%€44k▼ 30.3%€63k▲ 43.5%

Operating result€22k-€27k▲ 23.1%€29k▲ 7.9%€15k▼ 49.0%€35k▲ 135%

Net result€13k-€15k▲ 17.0%€16k▲ 5.6%€4k▼ 74.8%€19k▲ 376%

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 135% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €313k

28.7%

71.3%

Fixed assets €90k▼ 21.6%

Current assets €223k▲ 4.6%

Equity and liabilities €313k

20.0%

80.0%

Equity €63k▲ 43.5%

Debt €250k▼ 12.0%

The debt ratio falls from 86.7% to 80.0%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€64k▲

2024 · €46k

Cash flow

€48k▲

2024 · €35k

Solvency

20.0%▲

2024 · 13.3%

Current ratio

2.26▲

2024 · 2.09

Quick ratio

2.14▲

2024 · 2.02

Debt / equity

3.99▼

2024 · 6.51

ROE

30.3%▲

2024 · 9.1%

ROA

6.1%▲

2024 · 1.2%

Interest coverage

12.01▲

2024 · 7.11

Debt

€250k▼

2024 · €284k

Debt ≤ 1 year

€99k▼

2024 · €102k

Debt > 1 year

€151k▼

2024 · €182k

Income taxes

€13k▲

2024 · €6k

Staff costs

€240k▼

2024 · €261k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€328k€313k▼

Fixed assets21/28€115k€90k▼

Intangible fixed assets21€9k€7k▼

Tangible fixed assets22/27€106k€83k▼

Plant, machinery and equipment23€93k€73k▼

Furniture and vehicles24€11k€8k▼

Assets under construction and advance payments27€2k€2k=

Current assets29/58€213k€223k▲

Amounts receivable after more than one year29€100k€100k=

Other amounts receivable291€100k€100k=

Stocks and contracts in progress3€7k€12k▲

Stocks30/36€7k€12k▲

Amounts receivable within one year40/41€11k€8k▼

Trade receivables40€8k€7k▼

Other amounts receivable41€4k€2k▼

Cash at bank and in hand54/58€86k€102k▲

Deferred charges and accrued income490/1€8k€723▼

Equity and liabilities

Total equity and liabilities10/49€328k€313k▼

Equity10/15€44k€63k▲

Contributions10/11€19k€19k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€23k€42k▲

Amounts payable17/49€284k€250k▼

Amounts payable after more than one year17€182k€151k▼

Financial debts170/4€182k€151k▼

Amounts payable within one year42/48€102k€99k▼

Trade debts44€42k€34k▼

Suppliers440/4€42k€34k▼

Taxes, remuneration and social security45€40k€52k▲

Taxes450/3€11k€21k▲

Remuneration and social security454/9€30k€31k▲

Other amounts payable47/48€20k€13k▼

Income statement Code20242025

Remuneration, social security and pensions62€261k€240k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€29k▼

Other operating charges640/8€9k€7k▼

Gross operating margin9900€317k€310k▼

Operating profit (loss)9901€15k€35k▲

Financial income75/76B€2k€2k=

Recurring financial income75€2k€2k=

Financial charges65/66B€6k€5k▼

Recurring financial charges65€6k€5k▼

Profit (loss) for the period before taxes9903€10k€31k▲

Income taxes67/77€6k€13k▲

Profit (loss) for the period9904€4k€19k▲

Profit (loss) for the period to be appropriated9905€4k€19k▲

Appropriation of the result

Profit (loss) to be appropriated9906€46k€42k▼

Profit (loss) brought forward from the previous period14P€42k€23k▼

Profit to be distributed694/7€23k-

Return on contributions (dividend)694€23k-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 2Filings 7

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 27 days late

2025

23-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 54 days late

2024

31-12

Financial Weakest financial yearnet €4k ▼74.8%

Net result drops to €4k, the lowest in the series; recovery starts the following year.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

06-10

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 67 days late

2022

30-08

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 30 days late

2021

31-08

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 31 days late

2020

31-12

Financial Equity above €100kEq €119k ▲23.3%

2 profitable years in a row build equity to €119k.

21-10

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 82 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Libramont-Chevigny · 1 establishment unit since 2018

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Recogne, L'Aliénau 1046800 Libramont-Chevigny

1 establishment unit

Recogne, L'Aliénau 104, 6800 Libramont-Chevigny

Full-service restaurants

since 20182.281.854.031

Similar companies · same sector, comparable size

Waasmunster · Eq €63k

Of 20,234 companies in sector 56111 we hold annual accounts for 11,309. 9,737 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded06-11-2018

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56102Limited-service restaurants

56111Full-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 7 filings

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.