VINC Algemene Bouwonderneming
ActiveVINC Algemene Bouwonderneming has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-7k) and a net result of €-2k. Equity is shrinking by ~56.9% per year across the filed fiscal years. Its solvency ranks better than 9% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-7
Solvency16▼-4
Growth58=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.47 against 0.67 in 2024; short-term debt: 106.1% and cash: 3.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.4%
Return on assets
-2.6%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
30 d late
2022
15 d late
2021
2 d early
2020
24 d late
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-7k▼ 37.7%
2024 · €-5k
2019: €17k
2020: €10k
2021: €4k
2022: €3k
2023: €-9k
2024: €-5k
2019 → 2025
Total assets
€75k▼ 24.1%
2024 · €99k
2019: €32k
2020: €97k
2021: €76k
2022: €110k
2023: €105k
2024: €99k
2019 → 2025
Net result
€-2k
2024 · €4k
2019: €-7k
2020: €-7k
2021: €-6k
2022: €-684
2023: €-12k
2024: €4k
2019 → 2025
Working capital
€-42k▼ 33.3%
2024 · €-32k
2019: €11k
2020: €-1k
2021: €-13k
2022: €-18k
2023: €-30k
2024: €-32k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€3k▼ 18.9%€-9k€-5k▲ 41.7%€-7k▼ 37.7%
Operating result€-5k-€1k€-10k€13k€2k▼ 85.8%
Net result€-6k-€-684▲ 89.0%€-12k▼ 1,621%€4k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€38k▲ 12.3%
Current assets
€37k▼ 42.8%
Key figures and ratios
EBITDA
€14k▼
2024 · €23k
Cash flow
€10k▼
2024 · €14k
Solvency
-9.4%▼
2024 · -5.2%
Current ratio
0.47▼
2024 · 0.67
Quick ratio
0.12▼
2024 · 0.66
Debt / equity
-11.60▲
2024 · -20.23
ROA
-2.6%▼
2024 · 3.7%
Interest coverage
6.46▼
2024 · 22.80
Debt
€82k▼
2024 · €104k
Debt ≤ 1 year
€80k▼
2024 · €97k
Debt > 1 year
€3k▼
2024 · €7k
Income taxes
€2k▼
2024 · €7k
Staff costs
€47k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€75k▼
Fixed assets21/28€34k€38k▲
Tangible fixed assets22/27€34k€38k▲
Plant, machinery and equipment23€19k€20k▲
Furniture and vehicles24€4k€11k▲
Leasing and similar rights25€11k€7k▼
Current assets29/58€65k€37k▼
Stocks and contracts in progress3€2k€28k▲
Stocks30/36€2k€3k▲
Contracts in progress37-€25k
Amounts receivable within one year40/41€42k€7k▼
Trade receivables40€40k€5k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€21k€2k▼
Deferred charges and accrued income490/1€656€144▼
Equity and liabilities
Total equity and liabilities10/49€99k€75k▼
Equity10/15€-5k€-7k▼
Contributions10/11€32k€32k=
Reserves13€800€800=
Non-distributable reserves130/1€800-
Reserves not available under the articles1311€800-
Distributable reserves133-€800
Profit (loss) carried forward14€-38k€-40k▼
Amounts payable17/49€104k€82k▼
Amounts payable after more than one year17€7k€3k▼
Financial debts170/4€7k€3k▼
Amounts payable within one year42/48€97k€80k▼
Current portion of amounts payable after more than one year42€11k€5k▼
Trade debts44€13k€26k▲
Suppliers440/4€13k€26k▲
Advances received on contracts in progress46€16k-
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€7k€6k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€48k€39k▼
Income statement
Code20242025
Non-recurring operating income76A-€11k
Remuneration, social security and pensions62€34k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€2k€961▼
Gross operating margin9900€59k€62k▲
Operating profit (loss)9901€13k€2k▼
Financial income75/76B€88€465▲
Recurring financial income75€88€465▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€1k€2k▲
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€11k€132▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€4k€-2k▼
Profit (loss) for the period to be appropriated9905€4k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-40k▼
Profit (loss) brought forward from the previous period14P€-42k€-38k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €4k
Net result €4k after 5 loss-making years.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
31-03
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2019
14-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2018
05-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
13-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keistraat 233600 GenkGround area
1,572 m²
Building footprint
235 m²
Volume, LiDAR
1,173 m³
Parcel 71306G0035/00G019, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VINC Algemene Bouwonderneming
since 20092.181.357.378
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0035/00G019 | Flanders | 1,572 m² | 1 · 235 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
6 endedSimilar companies · same sector, comparable size
BCL CONSTRUCT
BE 0700.779.765
Comblain-au-Pont · Eq €3k
GEFI RENOV
BE 0669.633.263
Erpe-Mere · Eq €3k
WD BAT
BE 0743.683.261
Etterbeek · Eq €3k
DANY CONSTRUCTION
BE 0654.918.957
Courcelles · Eq €3k
SKYLAR CONSTRUCTION
BE 0738.692.513
Gent · Eq €3k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 4,523 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2009
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43990Other specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.