EBU NUR
ActiveEBU NUR has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35k and a net result of €9k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 57% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+23
Solvency74▲+14
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 1.67 against 1.48 in 2023; short-term debt: 51.1% and cash: 6.5% of total assets), but 51.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.9%
Return on assets
13.2%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €35k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-12-2025, 124 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
124 d late
2023
122 d late
2022
107 d late
2021
123 d late
2020
5 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€35k▲ 37.1%
2023 · €25k
2018: €24k
2019: €25k
2020: €33k
2021: €22k
2022: €22k
2023: €25k
2018 → 2024
Total assets
€71k▼ 1.0%
2023 · €72k
2018: €36k
2019: €63k
2020: €66k
2021: €71k
2022: €105k
2023: €72k
2018 → 2024
Net result
€9k▲ 205%
2023 · €3k
2018: €5k
2019: €2k
2020: €8k
2021: €-12k
2022: €629
2023: €3k
2018 → 2024
Working capital
€24k▲ 66.5%
2023 · €15k
2018: €15k
2019: €18k
2020: €25k
2021: €9k
2022: €9k
2023: €15k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€22k▼ 35.0%€22k▲ 2.9%€25k▲ 13.8%€35k▲ 37.1%
Operating result€13k-€-8k€7k€9k▲ 26.1%€21k▲ 133%
Net result€8k-€-12k€629€3k▲ 390%€9k▲ 205%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 133% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€10k▼ 61.0%
Current assets
€61k▲ 34.1%
Equity and liabilities €71k
Equity
€35k▲ 37.1%
Debt
€36k▼ 21.8%
The debt ratio falls from 64.7% to 51.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2023 · €18k
Cash flow
€11k▼
2023 · €13k
Solvency
48.9%▲
2023 · 35.3%
Current ratio
1.67▲
2023 · 1.48
Quick ratio
1.67▲
2023 · 1.48
Debt / equity
1.05▼
2023 · 1.83
ROE
27.1%▲
2023 · 12.2%
ROA
13.2%▲
2023 · 4.3%
Interest coverage
7.76▲
2023 · 4.61
Debt
€36k▼
2023 · €47k
Debt ≤ 1 year
€36k▲
2023 · €31k
Income taxes
€5k▲
2023 · €2k
Staff costs
€41k▼
2023 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€72k€71k▼
Fixed assets21/28€27k€10k▼
Tangible fixed assets22/27€26k€9k▼
Plant, machinery and equipment23€1k€831▼
Furniture and vehicles24€0€8k▲
Leasing and similar rights25€25k€0▼
Financial fixed assets28€836€1k▲
Current assets29/58€45k€61k▲
Amounts receivable within one year40/41€39k€56k▲
Trade receivables40€34k€35k▲
Other amounts receivable41€4k€21k▲
Cash at bank and in hand54/58€6k€5k▼
Deferred charges and accrued income490/1€365-
Equity and liabilities
Total equity and liabilities10/49€72k€71k▼
Equity10/15€25k€35k▲
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€3k€5k▲
Profit (loss) carried forward14€2k€11k▲
Amounts payable17/49€47k€36k▼
Amounts payable after more than one year17€16k-
Financial debts170/4€16k-
Amounts payable within one year42/48€31k€36k▲
Current portion of amounts payable after more than one year42€8k-
Trade debts44€10k€13k▲
Suppliers440/4€10k€13k▲
Taxes, remuneration and social security45€13k€17k▲
Taxes450/3€4k€9k▲
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€0€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62€61k€41k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€2k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€85k€67k▼
Operating profit (loss)9901€9k€21k▲
Financial income75/76B€1€4k▲
Recurring financial income75€1€532▲
Non-recurring financial income76B-€3k
Financial charges65/66B€4k€10k▲
Recurring financial charges65€4k€3k▼
Non-recurring financial charges66B-€7k
Profit (loss) for the period before taxes9903€5k€15k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€3k€9k▲
Profit (loss) for the period to be appropriated9905€3k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€11k▲
Profit (loss) brought forward from the previous period14P€-1k€2k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 124 days late
2024
31-12
Financial
Highest result since 2018net €9k ▲205%
Operating result €21k, net result €9k, both a record.
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 122 days late
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 107 days late
2022
31-12
Financial
Back to profitnet €629
Net result €629 after one loss-making year.
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 123 days late
2021
31-12
Financial
Weakest financial yearnet €-12k ▼247%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
09-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodkruisstraat 369220 Hamme (Vl.)Ground area
1,266 m²
Building footprint
199 m²
Volume, LiDAR
2,628 m³
Parcel 42452B0031/00L002, Flanders · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
EBU NUR
since 20132.219.232.910
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452B0031/00L002 | Flanders | 1,266 m² | 1 · 199 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
12 categoriesEBU NUR BV37492
Dual-learning approval
2 endedSimilar companies · same sector, comparable size
LMBM
BE 0801.269.488
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J.B. CONSTRUCT
BE 0757.461.518
Tervuren · Eq €35k
BOUWBEDRIJF J - C
BE 0461.379.411
Vorselaar · Eq €35k
VASTGOED DE VRIESE
BE 0895.258.827
Deinze · Eq €35k
Bouwwerken De Baene
BE 0774.353.770
Pittem · Eq €34k
Of 2,451 companies in sector 41003 we hold annual accounts for 1,055. 670 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ebunurbouw@gmail.com
Phone:0484908016