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VIMA CALU

Active
Private limited companyfounded 20206 yrs activeRoggelaan(Kor) 67, 8500 Kortrijk, BelgiumKBO/BCE: BE 0745.358.985
Summary

VIMA CALU has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,676 and a net result of €19,121. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
VIMA CALUActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€290,488total assets 2025
Equity
€31,676
Profit
€19,121
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Holdings
1
Accounts 155 d early0 of 1 deed read
Why 91- Equity €31,676 (10.9% of total assets)- Founded in 2020+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €290,488Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 36+7
equity 10.9% of total assets
Liquidity 50+7
short-term debt 30.0% · cash 10.0%
Profitability 77+25
return on assets 6.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 16 months 07-2025: 0.2% 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%▼ -0.5% vs 08-2025 10-2025: 0.2%▲ +3.0% vs 09-2025 11-2025: 0.2%▲ +0.5% vs 10-2025highest value 12-2025: 0.2%● 0.0% vs 11-2025highest value 01-2026: 0.2%▼ -1.0% vs 12-2025 02-2026: 0.2%▲ +0.5% vs 01-2026 03-2026: 0.1%▼ -28.3% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -4.8% vs 05-2026 07-2026: 0.1%▼ -2.9% vs 06-2026 08-2026: 0.1%▼ -0.7% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €290,488 lowers the probability for this profile
  • Equity €31,676 (10.9% of total assets) raises the probability
  • Founded in 2020 raises the probability for this profile
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.21 in 2024; short-term debt: 30% and cash: 10% of total assets), and 89.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 17%, liquidity 35%, profitability 43%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €290,488
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €31,676 (10.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 34931 sector peers (2025).
NBB · sector comparison
Position among 34931 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
155 d early
2024
115 d early
2023
35 d early
2022
46 d early
2021
145 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 99 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 April (4 of the last 5 filed years within 69 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet €6,716 ▼97.5%

Key points

  • Caution: Among the weakest 18% on solvencysector median 56.1% · 34,931 companies 10.9% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €19,121 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€290,488
Profit
€19,121
Solvency
10.9%
Total assets▲ 0.1%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 31-07-2027
  1. 26-02-2026Annual accounts filed
  2. 07-04-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
12-03-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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